Are you struggling to manage all your incomings and outgoings? Imagine not just your current account or savings, but crowdfunding, pensions and investments, on one app. That's the idea behind Bud... it describes itself as a 'universal banking app'. And if that hasn't persuaded you - it's just won British Banking Award for Innovation of the Year. To discuss, Georgie Frost was joined by Bud co-founder and CEO Ed Maslaveckas.