Are you looking to get a mortgage, a loan, even a new mobile contract? How much does a credit report matter? And what are the things that could impact it? Your credit rating can affect your ability to borrow money using products such as credit cards, loans and mortgages. If your credit rating isn’t in the best shape there are things you can do to build it up again and fix any problems. Popular myths include that the credit behaviour of anyone living at the same address could affect your credit score rating and that old debts don't count. Georgie Speaks to Lisa Hardstaff and Joel Davis from EQUIFAX
