Do you have money worries? Is it affecting your state of mind? Personal debt for many is spiralling out of control with the levels topping £180bn in Britain. That's more than the annual budget for the NHS. Well one organisation is looking to help those who are in trouble by offering free debt advice and management plans. Jane Clack from PayPlan speak to Georgie Frost about how serious the debt in this country is, and how to overcome these issues.