Have you ever been the victim of online fraud?

Have you ever been the victim of online fraud? New research, by internet security experts Kaspersky Lab, has revealed that a third of us have been targeted by fraud and two thirds have experienced it on more than one occasion. With the increased use of online banking and online shopping, many of us are now relying on banks in the event of financial fraud, to reimburse any money lost. Gregor Watt spoke to David Emm, Principal Security Researcher at Kaspersky Lab and began by asking whether we are being too complacent in expecting our banks to always foot the bill when we experience online fraud.