With February approaching ever-closer, the pound in our pocket seems to be more like pennies. More than 50 per-cent of us have already spent our entire December salary and even more worryingly, over a fifth of us spend over 5 weeks waiting for January's salary. But Ready10, a PR agency in London is looking to fill this gap in our piggy bank by offering to pay their staff twice in January. Our reporter Anviksha Patel spoke to David Fraser, MD of Ready10 to find out why.