On Track Record with Sue Dougan today: Savings expert and head of communications at Scottish Friendly, Calum Bennie. Sue talks to Calum about his father’s work ethic, about working in marketing for a tour company to get his career underway, before embarking on a financial career with Britannia Life and onward to Scottish Friendly. His musical choices include The Smiths, Kate Bush and Crowded House - and you can hear an extended version this Saturday from midday, download it from the Share Radio website or iTunes.