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This eternal tension is between a belief in personal freedom and a belief in the good that government can do. You will retort that one can believe in both, and you are right.’

Matthew Parris, The Times

I don't always agree with Matthew Parris, but his commentary in last Saturday’s edition of The Times sums up the challenge for those who believe in both individual freedom and a fairer society: none of the political parties offer this combination, which is what most of us believe in. But there is a solution — it's called egalitarian capitalism.

The Conservatives have done little towards providing individual freedom for young people, and their attempts at providing a fairer society through ‘levelling-up’ have been symbolic at best. Labour still regard socialism as their underpinning doctrine, notwithstanding the clear evidence that universal welfare undermines the extent of targeted support which can be provided for the most disadvantaged: hence our commentary, ‘Say farewell to socialism, Sir Keir’ on 10th June. The other parties on offer for 4th July are a motley crew, mainly preferring big government (the Liberal Democrats and the Greens). Meanwhile Mr. Farage is building up his bank balance in his private company Reform Ltd. while continuing to appeal to people's worst instincts.

The problem is that egalitarian capitalism requires a long-term perspective, and democratic processes are essentially short-term. It takes real leadership to inspire people with vision for the future over the coming decades, and we are presented with a bunch of managers like Sunak and lawyers like Starmer. Richard Higginson's book, ‘Transforming Leadership’, draws the contrast between leaders and managers really well: where are the former today?

The Americans will be asking the same question, after the awful spectacle of Trump and Biden last Friday morning (2 am, UK time). Surely the nation which inspired that movie ‘No country for old men’ must realise that they need new inspiration and leadership for the future. To quote an extract from the movie’s Wikipedia title commentary by Richard Gillmore, ‘ One has the sense that things are out of alignment, that balance and harmony are gone from the land and from the people’.

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We've published over 350 of these weekly commentaries covering a wide range of issues, and you can find links here to the full list over the past seven years.

 

 

 

 

The Bigger Picture provides a further round-up in preparation for the general election, while This Is Money looks at the tax take on savings. The Financial Outlook focuses on a couple of companies whose share price has fallen back, while Motley Fool provides an assessment of Amazon and, in the second episode, some wise guidance on American markets. There’s a new Modern Mindset on the financially underserved, and The Hypnotist offers a way of staying calm in turbulent times. Plus there are, of course, our regular reviews of the latest gadgets and movies — and please note that for quick links to Gadgets & Gizmos podcasts via Spotify, Apple, Amazon and Stitcher, just click here:

 

 

 

 

Please scroll down this home page for links to these programmes. Also, for those who prefer listening on Apple, Spotify or Amazon, try searching for our podcasts under ‘Hrkn’ — a quick way to find us! 

It's great to see Simon Rose, presenter of The Bigger Picture, The Financial Outlook, Gadgets & Gizmos and The Business of Film recognised in the Radio Times this week!

Also — please consider joining the Classic Movie Club where James Cameron-Wilson, Simon's sparring partner in The Business of Film, is executive editor.

Our 'live stream' is also now available on Alexa: just say 'Alexa, enable Share Radio skill', then 'Alexa, play Share Radio' or 'Alexa, open Share Radio' when you want to listen.

 

If we are to establish a more equitable society — supporting the individual human achievement so vital for democratic capitalism, but at the same time based on egalitarian principles — it is also vital to provide the necessary academic rigour to support its propositions.

King’s College, Cambridge, in partnership with the University's Faculty of Economics, has established the SHARE research project (Supporting Human Achievement through Research based on Egalitarian Principles) with a four-year post-doctoral research fellowship. Areas of research include inter-generational wealth transfer; human capital (improving inequality and productivity through education and training); disintermediation; and mass ownership.

Share Alliance is being established as a registered charity to support and provide oversight for the research project.

On Friday 14th April '23 its first half-day conference took place, concentrating on two leading propositions: inter-generational rebalancing and 'Stock for Data'. It was also an opportunity to hear about underlying principles and its planning for the future, and there was a panel session for general discussion.

Video recordings of all five sessions are available via the Share Alliance website. Presentation slides are also available here

 

When you just need some relaxing background music for reading, writing or entertaining, Share Music complements our speech programmes with a flow of instrumental folk music. However these speech programmes are always at hand via Share Sounds, where there's also an online slide display to highlight some of the best.

Information on tracks played is shown both on the 'Listen Live' tab and on our mobile app: but please note one of our latest additions: 'Resonant Futures' by The Imaginaries.

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In partnership with publishers Harriman House, Share Radio has produced the audiobook 'Superinvestors', written by Matthew Partridge and read by some of Share Radio's best known presenters: Simon Rose, Fenella Fudge, Glen Thompsett, Ed Bowsher and accomplished actor David Ricardo Pearce, whose ancestor is featured in the book.

Order your audiobook download of Superinvestors 

Welcome to Gavin Oldham's full presentation describing his vision for egalitarian capitalism.

The main set of proposals are as follows:

Egalitarian Capitalism is an alternative to socialism which, while fostering and encouraging enterprise for all, acts to involve and empower people right across society and especially the young. 

Six key steps of egalitarian capitalism

  1. A proper programme of financial education to help people from all walks of life to build a personal store of freely disposable assets.
  2. Setting the conditions for disinter-mediation, in particular reducing the extent of parasitic inter-mediation which separates people from a sense of ownership and control.
  3. Direct share ownership: drawing together employee, consumer and share-owner, providing much improved corporate governance so that individual share-owners can participate fully in the companies in which they have chosen to invest.
  4. Calls for risk to be properly recognised when setting taxation on reward. This means encouraging innovation and continuing to recognise the risks taken by self-employed people.
  5. Addresses inter-generational equity, introducing a programme of incentivised financial learning for the disadvantaged young, fuelled from inheritance tax receipts, to enable them to achieve their full potential in adult life.
  6. Tackles one of the most difficult issues for democratic capitalism: universal benefits. It proposes a new voluntary approach for higher taxpayers to make discretionary payments for using universal, state-run services.
Thought for the Week: Egalitarian Capitalism should replace Socialism

Most of us believe in personal freedom within a fairer society, but that combination isn't currently on offer from any of the political parties seeking your vote. It is, however possible — but you need to start young. Reducing the voting age to 16 might help a bit, but a more egalitarian way forward for capitalism calls for starter capital accounts and incentivised learning for disadvantaged young people. Then, you need to do something about wealth concentration brought about by the tech giants. Background music: 'Freedom' by Dan Lebowitz

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Thought for the Week: Say Farewell to Socialism, Sir Keir

Spot the difference (if you can) between the communist and socialist perspectives on welfare, as defined by byjus.com. After seventy-five years it's crippled the public sector with its huge demand for cash, and provides a dysfunctional service due to monopoly strangleholds. It's time for Sir Keir Starmer to move from socialism to egalitarian capitalism: You won't find it in Party manifestos, but you will find it at Share Alliance. Background music: 'People Watching' by Sir Cubworth

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Thought for the Week: Learning takes a Lifetime

We all have so much to learn from others as well as from our own experience. In his April 2015 Track Record, Sir Martin Jacomb, who died on 8th June, referred to Gordon Richardson, Bank of England Governor from 1973 to 1983, as his mentor, but it was Martin himself who was my fount of wisdom. Everyone, even Prime Ministers, could benefit from a mentor, and I was fortunate indeed to learn from Martin. Background music: introduction for Share Radio's Track Record programme

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This Is Money:  More of us are falling into the savings tax trap - is it fair?

You find a decent paying savings account, diligently squirrel away your money, watch it grow… only for the taxman to come along and swipe a chunk. And since savings rates have been much better in recent years, the amount HMRC is taking in in savings tax revenue has gone up significantly. It's only going to increase according to estimates, to the tune of £10.37 billion in 2024/25, up from £6.6 billion in 2023/24 - and £1.2 billion in 2021/22. So, how can you dodge the trap? Georgie Frost, Helen Crane and Lee Boyce look at this growing revenue spinner. It also means taking advantage of ISAs is key - and we're very keen on one tax-free account in particular. And sticking with savings, Helen explains the case of a Barclays customer who had a stroke - recovered better than expected - but was then locked out of his account with £100,000 in it for nearly a year. There is a mobile phone swiping epidemic in the country - but what is it the criminals are really after? Is it the handset, or something else? We explain all, alongside businessman and This is Money columnist Dave Fishwick, who interviewed one of the gang leaders. And sticking with Dave... he gives his views on what needs to happen after the general election on 4 July for the North. It's not just our phones being stolen… motor theft too is on the rise. A former police interceptor gives his tips on how to keep your vehicle safe. Lastly, what is the magic number of salary to make you feel rich? Recruiter Indeed believes it has found the answer...

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The Bigger Picture: Pre-Election Special and what might happen on 5th July and beyond

Mike Indian assesses the state of the nation a week ahead of the General Election, finding the political betting scandal just the latest nail in the coffin of a disastrous Conservative campaign. Although the Prime Minister acquitted himself well in the debate with Keir Starmer, with most postal votes already sent in, it is far too late to stop the Labour juggernaut. Which, though, will be the main opposition party? Could the Libdems return more MPs than the Conservatives. And will Labour end up with a "sandcastle majority"? Mike discusses what he expects to happen on 5th July and in the subsequent days, believing the real test for Labour will come during next winter when the reality of Britain's position could hit home.

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Gadgets and Gizmos: CEO jets, Ferrari's electric car, solar panels for your VW & making robots smile

Steve Caplin says executive oneupmanship comes with Sirius Aviation's CEO eVTOL jet powered by hydrogen fuel cells. Ferrari has produced its first electric car, while Volkswagen is to sell solar panels to reduce charging costs. Swedish scientists have invented a weightless carbon fibre battery that can be built into cars or planes. The Pillbot is a dirigible pill to help with gastrointestinal problems. A Tokyo university has been experimenting with making robots smile, using artificial human skin. And there are advances with bike saddles to make them more comfortable.

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The Financial Outlook for Personal Investors: YouGov & Diageo

Neil Shah of Edison Group looks at YouGov whose shares have halved since a recent profit warning. Despite having 15 years of valuable data and with a sound core business, they were on a vulnerable high rating and investors will how need to reassess and re-evaluate and it may be some time before the shares are less volatile. Diageo shares have fallen 30% or so this year, partly because of weakness in the Latin America region. It feels like an opportunity to buy into a quality business which can continue to grow market share in sector which has attractive prospects and the company is one with a fabulous record on dividend payouts.

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Motley Fool Money: Amazon Joins the $2 Trillion Club (27/6)

Welcome to the stock market in 2024: when we recorded today’s show, Chewy was up about 60% for the month. By the time we wrote the description, Roaring Kitty had posted a picture of a dog and the stock was briefly up more than 80% on the month. Ricky Mulvey and Tim Beyers discuss what’s behind Chewy’s surge, Amazon’s new retail plan and journey to being a multi-trillion-dollar company. Then, 16 minutes in, William Cohan from Puck joins Ricky to discuss his reporting on Paramount and future after it turned down a buyout deal from Skydance Media. Companies discussed: CHWY, AMZN, PARA. Check out Puck’s newsletters: https://puck.news/newsletters/ Host - Ricky Mulvey; Guests - Tim Beyers, William Cohan

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Motley Fool Money: Money: Meet the Fool — Ron Gross (23/6)

Michael J. Fox might not know it, but his character on “Family Ties” set the course for one Fool’s investing career. Ron Gross is the Director of US Investing at The Motley Fool and a frequent guest on the show. In this episode, Ron talks with Mary Long about his early days on Wall Street, what he’s learned from crises, and the attributes he looks for when hiring new analysts. Share stories of your own investing journey with us at [email protected]. Host - Mary Long; Guest - Ron Gross

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Business of Film: The Bikeriders, Something in the Water & Fancy Dance

With the box office relatively robust, despite the warmer weather, James Cameron-Wilson saw Jodie Comer and Tom Hardy in #2 ‘The Bikeriders’, taking £1.1m. Despite its great look and some fine acting, he found it a poseurfest that doesn't knit together and lacks real characters. He was impressed by #10 ‘Something in the Water’. Although it only took £120,000, this terrific British-made Carribean-set survival thriller is head and shoulders above most genre films this year. Unusually for James, he was genuinely unnerved on many occasions. He was also impressed by Apple TV's ‘Fancy Dance’, an unblinking look at life on an American reservation with Lily Gladstone which is moving and touching and perhaps the most realistic film about contemporary Native Americans.

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The Hypnotist: The Still Lake — Calm in the Storm

For those wanting to remain calm and resourceful in order to cope with chaotic situations, Adam Cox draws inspiration from Kung Fu to help keep you head when all around you are losing theirs. This episode could help with what looks like a challenging time in politics, in the UK, United States — and now France too.

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Modern Mindset: Alastair Douglas on the Financially Underserved

Adam Cox is joined by Consumer Finance Expert and CEO of TotallyMoney, Alastair Douglas. Alastair talks to Adam about why the number of financially underserved people is growing, and what we can be done to prevent this. https://www.totallymoney.com/

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Thought for the Week: Action required for Default CTF Pay-out

The core of the problem with unclaimed, adult-owned Child Trust Funds (of which there are over £2 billion waiting to be claimed) is with accounts opened by HMRC. That's why The Share Foundation has proposed a 'default withdrawal at 21' process, based on the young person's National Insurance number. Danny Kruger MP took part in the CTF conference in Westminster on Tuesday 5th March, and two weeks later in a Westminster Hall CTF debate, and supported this initiative which could release £1/4 billion each year to help these young and predominantly low-income young adults. Background music: 'Waiting' by Andrew Langdon

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The Financial Outlook: Westminster Hall debate on family access for CTFs of disabled

The debate on 19th March 2024 was hosted by Sir Jeremy Quin MP to call for the need to simplify family access to Child Trust Funds for disabled young people, and a number of MPs contributed to the debate, including Danny Kruger and Ed Davy. The audio record is provided by Parliament Live, and is an unabridged recording of proceedings, without additional comment. Listeners may notice an adjournment for voting in the House of Commons.

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Modern Mindset: Gemma Bourne on Ending Homelessness

Adam Cox is joined by Gemma Bourne from Big Society Capital to discuss why the government should reallocate a larger proportion of its existing spend to further scale initiatives that tackle the UK's homelessness and temporary accommodation crisis. With new research showing that these house funds are already having a major impact, it could help us combat homelessness. https://bigsocietycapital.com/

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The Financial Outlook: UK Budget as delivered on 6 March 2024

The full unabridged UK Budget speech as delivered by Chancellor Jeremy Hunt in the House of Commons on Wednesday 6th March 2024, without additional comment.

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The Bigger Picture: Milei lecturing the WEF, plummeting EV car sales & the truth about Gen Z

Professor Tim Evans of Middlesex University explains why he so enjoyed new Argentine President Javier Milei lecturing the great and good of the World Economic Forum about libertarian and Austrian economics, attacking corporatism and socialism. He feels Milei could be the most consequential politician economically-speaking for many years. He also looks at falling EV car sales, lamenting the way in which politicians set goals for achieving their hobbyhorses irrespective of scientific progress and consumer demand. And he is fascinated by a meeting between journalist John Humphreys and members of Gen Z, which showed them to be different to the popular perception.

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The Bigger Picture: The King's Speech for Christmas Day

Unabridged and without comment from Share Radio, here's the King's Christmas message as broadcast on 25th December '23.

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The Financial Outlook: The outlook for 2024 and Gregg's

Neil Shah of Edison Group feels that the bond market has now normalised whch could help the equity market, where many companies have stabilised after a tough year, although he points out that the US market looks peaky. He admires the outstanding quarter year results from Gregg's. The business appears to be in the sweet spot where value is important to customers with a healthy balance sheet and a great management team. It pays a yield but there is still plenty of growth left, although the rating clearly anticipates this.

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Gadgets & Gizmos: Christmas gift guide 2023

Steve Caplin takes Simon Rose through a cornucopia of techie Christmas gift ideas. Among his favourites are the crowdfunded Linka Lasso bike lock and the Hover X1 self-flying camera. There's an app to help with the office Secret Santa and a distillery to brew your own booze. You can get a magnetic wrapping tripod, a great phone case with a built-in stand, teflon mats for flaky BBQ food, an underseat suitcase for flights, magnetic bookmarks, a folding charger plug and even an electrified Land Rover Defender to use as a shore tender with your superyacht.

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The Financial Outlook: The Autumn Statement 2023, unabridged

On Wednesday 22nd November '23 Chancellor of the Exchequer Jeremy Hunt delivered his Autumn Statement to the House of Commons, focused on restoring UK economic growth. This is his full, unabridged speech as delivered, without commentary.

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The Financial Outlook for Personal Investors: How to set about Investing

Welcome to a special episode of The Financial Outlook: the investment section of the Managing My Money course. What's the difference between saving and investment? It's all in the risk. We talk about shares, bonds and funds, and which perform best over the long term. The Managing My Money course has 16 sections in total, and is presented by Glen Goodman and Annie Weston. You can enjoy the whole course, produced in association with the Open University via Share Radio's home page. Here's the link to the slides for this episode: https://www.shareradio.co.uk/help-guides/managing-my-money/supporting-slides/mmm-week-5-episode-10-supporting-slides/

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Thought for the Week: Don't waste the Child Trust Fund harvest!

“The [Child Trust Fund] scheme has been closed to new entrants for over 12 years. In this time HMRC has been focusing resources on evaluating and improving existing schemes. We will continue to keep the need to evaluate old schemes under review.” So said Andrew Griffith MP, Economic Secretary to HM Treasury in reply to a parliamentary question from John Ashworth MP, Shadow Secretary of State for Work and Pensions. But this is not an 'old scheme' — there is currently over £1.7 billion sitting in mature accounts belonging to over 900,000 mainly low-income young adults throughout the UK who don't know anything about their good fortune! Their Child Trust Fund harvest is seeing too little action at present: but it's not too late to get it sorted, and the current focus from the National Audit Office and Public Accounts Committee will certainly help.
Background music: 'Hopeful Freedom' by Asher Fulero

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The Bigger Picture: The Budget March 2023

UK Chancellor Jeremy Hunt sets out his Budget for growth. This is the unabridged recording, direct from the House of Commons on 15th March 2023.

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Thought for the Week: Solving the AI Challenge to Wealth, Control and Intelligence

The huge take-up of ChatGPT over recent weeks has brought the challenge of Artificial Intelligence into sharp relief. As the Chief Executive of its creator, OpenAI, said in one of his blogs, 'Artificial Intelligence will bring unimaginable wealth but, unless something changes, most of us will get none of it. We need a radical solution'. Conventional wisdom sees Universal Basic Income as the way through this dilemma, but this will only bring us more state intermediation and human subservience. We can put forward a better solution, by enabling all to share in the wealth that technology brings and to play their part in its future governance.
Background music: 'Digital Solitude' by Silent Partner

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The Financial Outlook for Personal Investors: The case for investment trusts

Jonathan Davis, editor of the Investment Trusts Handbook, tells Simon Rose what makes investment trusts special and why investors should consider their merits. He explains the differences to other types of funds, including the premium and discount. He discusses the yields on alternative assets (including renewable energy and even music royalties) and how trusts can continue paying dividends even in bad years. The handbook, from Harriman House, is available in hardbook or free as an ebook (https://tinyurl.com/mt69fc24).

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Motley Fool Answers: So Long, and Thanks for All the STOCKS!

It’s the last episode of Answers (but don’t worry, we’re just moving to Motley Fool Money every Tuesday). We’ll reminisce on our biggest lessons learned over the last seven years and answer your questions, some financial, some festive.

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   The Financial Outlook for Personal Investors: Why investing in shares needs a much higher profile on TV and Radio
Lord John Lee has become a champion for people investing in the stock market over recent years: he's written three books on investing, he's a patron of ShareSoc, the society for individual shareholders in the United Kingdom, and he's now challenging Government, broadcasters and regulators to encourage a much higher profile for investing in shares on TV and radio. Gavin Oldham meets with John to discuss the background to his initiative and his proposals for change; and they go on to consider how customer share ownership can be expanded, how to encourage more active participation in shareholder voting, and how to improve financial education.
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The Talk by The WealthiHer Network: Female high-powered businesses

The Talk by the WealthiHer Network, every month on Share Radio: this month we are here to talk about the secrets of some of UK leading female businesses leaders and their journeys within launching their businesses. Tamara Gillan is joined by Charlotte Bobroff, the executive director at J.P. Morgan who has been incremental with working with female founders from female high-powered businesses. She recently curated an event surrounding female high-powered businesses and she will be discussing her findings. Also, we have the pleasure of Daina Speddings, who is an investor at BGF and will share her perspective on the investment journey.

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Share Drama: A Christmas Carol - the beloved classic, retold!

Scrooge has made the deal of his life with Chinese investors and must now quickly return to London on Christmas Eve to close the deal. On the flight back, during a fitful sleep, Scrooge confronts his past and present and learns the future consequences of his miserly life to find the true meaning of Christmas. Proscenium Online Theatre is super excited to be bringing you a whole new season of audio dramas in 2022. Starting off with 'The Girl in the Yellow Dress', a dark romance by South African playwright Craig Higginson, and 'Plunder', an original Hong Kong based thriller by American playwright Alan Olejniczak. In the meantime - sit back, close your eyes and enjoy the Proscenium Online Theatre’s production of 'A Christmas Carol'.

https://www.prosceniumonlinetheatre.com

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Gavin Oldham Capital Economics UK economy Brexit
Professor Tim Evans of Middlesex University discusses with Simon Rose the ideas behind Egalitarian Capitalism as espoused by Gavin Oldham OBE, amongst other things the founder of Share Radio. He's keen to see a world with inter-generational rebalancing, where everyone has a disintermediated stake in capitalism (for more, see tinyurl.com/mrhzcb27). Tim also asks if Boris Johnson is still a lucky general or are his days numbered?
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Investor Conferences: Panel Sesson - Sustainable & Social Investing in a Post-Covid World

Join the Sustain:Social panel session on December '21, considering the outlook for investors in the wake of the COP26 in Glasgow. The panel comprises of - Chair: Rodney Hobson Panel: Gervais Williams (Premier Miton Group); Jamie Broderick (Impact Investing Institute); Mohan Gundu (Sustainable Funds Group); Mike Appleby (Liontrust Sustainable Investment team); Gavin Oldham (The Share Foundation / Share Radio).

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The Bigger Picture: Trussell Trust, helping UK food banks rise to the challenge

Food banks are providing a vital role to help people this winter, and the Trussell Trust supports more than 1,200 throughout the United Kingdom. In this special episode of The Bigger Picture, their Chief Executive Emma Revie briefs supporters about their progress, and their plans for the future. If you would like to support the extraordinary work undertaken by this charity, please visit https://trusselltrust.org

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The Financial Outlook for Personal Investors: the unabridged Budget speech

If you missed Chancellor Rishi Sunak delivering his speech on 27 October, here's your chance to hear it. Plus, read our commentary on Monday 1 November for Share Radio's perspective, including our assessment of the contrast with the mid-70s, when public borrowing last hit stratospheric levels.

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The Bigger Picture: A World of Individual Opportunity - the Vision of Egalitarian Capitalism

Imagine a world in which everyone has a stake in the great tech firms that serve them each day, and where dividends are gradually replacing wages to provide regular income for everyone, as work becomes scarcer as a result of automation? Imagine a world where every young person not only has a small inheritance with which to start their adult life, but also the opportunity to build its value by learning life skills? Simon Rose is taking a well-earned break this week, so we’re taking the opportunity to bring you a talk given Gavin Oldham in August to the leading City of London think-tank Z/Yen.

Click link for slides for presentation

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Sharefound: Good News for 16-18 year-olds in Wales!

On 31 August '21 The Share Foundation hosted a virtual event for young people in Wales, to help them find money that the government put away in a Child Trust Fund for when they reached 18. All young people born in the UK from 1st September 2002 should have one of these accounts, but huge numbers don't know anything about them! With Welsh-speaking help from Jac, this audio podcast of the virtual event tells you all about your good fortune, and invites you to register at https://findCTF.sharefound.org so that Sharefound can help link you with your money. Please share! And if you want to join a virtual event yourself, please visit https://www.sharefound.org/ctf-virtual-events and register for your choice of date: they're taking place each fortnight.

LISTEN HERE
 Economist Questions: A ‘Good’ and ‘Efficient’ Workplace: Tricky Balancing Act?
Research into workplace productivity and management practice is often focused on the links between ‘Good’ and ‘Efficient’ practices. ‘Good’ covers employee-friendly policies; for instance, those providing opportunities for better Work Life Balance. In contrast, ‘Efficient’ practice includes the use of KPIs, setting clear performance expectations and tackling underperformance where it is identified. In this episode Peter Urwin and Professor Richard Saundry discuss this, drawing on their own understanding as researchers and experiences as line managers. The operational reality is that managers hold a position between the interests of their organisation and those who work for them – how do they balance the (often competing) need to create both efficient and good workplaces?
LISTEN HERE
VIDEO: Tracking down £1bn of missing Child Trust Fund cash

Every child in the UK born between 1 Sept 2002 and 2 Jan 2011 has a Child Trust Fund (CTF). But one child in six has lost contact with the money. Gavin Oldham, Chairman of The Share Foundation – which runs the Junior ISA & Child Trust Fund schemes for children in care for the Department for Education - is trying to re-connect them. He talks through the CTF, how to track an account down, and what a child can and can’t do with the money.

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Superinvestors

In a new partnership with publishers Harriman House, Share Radio has produced its first audiobook 'Superinvestors', written by Matthew Partridge and read by some of Share Radio's best known presenters. 'Superinvestors' lays bare the investing secrets of legendary investors - from early 20th-century figures such as Benjamin Graham and John Maynard Keynes, through to more modern names such as Anthony Bolton and Warren Buffett.

LISTEN HERE
The Share Foundation

How you can help young people in care prepare for adult life by supporting The Share Foundation’s ‘Stepladder of Achievement’ programme.

LISTEN HERE

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Share Radio has put together a list of our ‘Top 5 Money Saving Apps’ to help our listeners make the most of their money.  All the apps featured here are free to download on either Apple or Android devices. Read more...

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