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Genre: Financial Education / Topic: Student
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Gavin Oldham

Thought for the Week: Summer at Last?

Gavin Oldham
Original Broadcast:

Thought for the Week

Thought for the Week: Summer at Last?
It's been a long wait for summer this year, and we need to search for glimmers of hope as we approach the new political/economic/academic year. One such is the significant rise in Maths 'A' level entries, which will help young people find good careers. Another is the 0.25% reduction in interest rates: a cautious and close-run decision in times of considerable turbulence. Real interest rates are still 3%, so there's a long way to go. If the current rash of street riots allow it, we need to use the few weeks of summer calm to reflect on the big issues holding us back, including how to achieve a world without poverty. Background music: 'Solar Power' by Ashley Shadow
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Gavin Oldham

Thought for the Week: Inter-generational injustice requires wholesale reform

Gavin Oldham
Original Broadcast:

Thought for the Week

Thought for the Week: Inter-generational injustice requires wholesale reform
David Willetts set out the challenge of inter-generational injustice 14 years ago in his book, 'The Pinch': but the problems have got worse, not better, during that same period of Conservative government. Young people face huge problems as a result of a fiscal environment structured to benefit older people, student debt, asset prices inflated by prolonged low interest rates — and then the pandemic: not to speak of demographic dislocations as a result of migration. Government finances may indeed require a complete overhaul, but it needs to be done in combination with resolving inter-generational injustice. Background music: 'Generations Away' by Unicorn Heads
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Gavin Oldham

Thought for the Week: Action required for Default CTF Pay-out

Gavin Oldham
Original Broadcast:

Thought for the Week

Thought for the Week: Action required for Default CTF Pay-out
The core of the problem with unclaimed, adult-owned Child Trust Funds (of which there are over £2 billion waiting to be claimed) is with accounts opened by HMRC. That's why The Share Foundation has proposed a 'default withdrawal at 21' process, based on the young person's National Insurance number. Danny Kruger MP took part in the CTF conference in Westminster on Tuesday 5th March, and two weeks later in a Westminster Hall CTF debate, and supported this initiative which could release £1/4 billion each year to help these young and predominantly low-income young adults. Background music: 'Waiting' by Andrew Langdon
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Gavin Oldham

Thought for the Week: Curate's Egg

Gavin Oldham
Original Broadcast:

Thought for the Week

Thought for the Week: Curate's Egg
As the Party Conference season draws to a close, we check out last week's rather lacklustre Conservative event and add some thoughts to Sunak's agenda for education. Meanwhile, for those more focused on how to invest and still meet the net zero targets, don't miss the Sustain:Social Investing Conference on Saturday 21st October! https://sustain.social Background music: 'Communicator' by Reed Mathis
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Gavin Oldham

Thought for the Week: Parenting Under Pressure

Gavin Oldham
Original Broadcast:

Thought for the Week

Thought for the Week: Parenting Under Pressure
The scars borne by the younger generation reflect parents under pressure: from relationship breakdown, the demands of work, migration, the cost of living. So we must look intelligently at the journey towards adulthood, responding particularly to the call for reason, and underpin it with the firm foundation of unconditional love. Background music: 'Generations Away' by Unicorn Heads
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Gavin Oldham

Thought for the Week: How do the young become entrepreneurs without financial education?

Gavin Oldham
Original Broadcast:

Thought for the Week

Thought for the Week: How do the young become entrepreneurs without financial education?
Last week Jerome Mayhew MP drew attention to the dire state of financial education in the UK: a recent survey for Parliament suggested that 62% of young people had no recollection of being taught about finance in school. But how can it be given proper recognition among teaching staff when there's no Financial Awareness GCSE? Meanwhile King's College Entrepreneurship Lab has launched an inaugural essay competition for Year 12 and 13 students, designed to encourage UK Sixth Form students to pursue entrepreneurial aspirations and to understand better how to launch an enterprise. Great idea — let's give it the oxygen of publicity! Background music: 'The Plan's Working' by Cooper Cannell.
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Motley Fool Money

Motley Fool Money: Advice to a Young(er) Investor (17/4)

Motley Fool Money
Original Broadcast:

Motley Fool Show

Motley Fool Money: Advice to a Young(er) Investor (17/4)
What do you wish you knew when you were just starting out investing? Jason Moser discusses Roblox sharing its last batch of monthly metrics, why the company still has a "glass half-full valuation", and thoughts for a relatively new investor with decades of investing ahead. And at 17 minutes in, Asit Sharma talks with Bill Burns, CEO of Zebra Technologies, about the business of barcodes and robots in fulfillment centers. Companies discussed: RBLX, ZBRA. Host - Chris Hill; Guests - Jason Moser, Asit Sharma, Bill Burns
Guests:

Jason Moser, Asit Sharma, Bill Burns

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Adam Cox

Modern Mindset: Lynn Grimes on the Future of Higher Education

Adam Cox
Original Broadcast:

Modern Mindset

Modern Mindset: Lynn Grimes on the Future of Higher Education
Adam Cox is joined by Lynn Grimes, Director of Student Recruitment at Birkbeck, University of London, to discuss new research revealing the changing attitudes towards higher education. She explains the shift towards 'flexible learning, and why students today have different priorities than their predecessors. www.bbk.ac.uk
Guest:

Lynn Grimes

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Adam Cox

Modern Mindset: Professor Martin Stringer on the University Clearing Process

Adam Cox
Original Broadcast:

Modern Mindset

Modern Mindset: Professor Martin Stringer on the University Clearing Process
Adam Cox is joined by Professor Martin Stringer, Pro Vice Chancellor of Education at Swansea University, to discuss new research revealing the public's understanding of higher education, and attitudes towards universities. Martin explains why so many people are still unsure of the clearing process, and provides advice to students, and parents of students, going to university in September. https://www.swansea.ac.uk/
Guest:

Martin Stringer

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Georgie Frost

Money Fight Club: How smart are smart meters?

Georgie Frost
Original Broadcast:

Share Radio Morning

Money Fight Club: How smart are smart meters?
Georgie Frost is joined by financial heavy weights Lindsay Cook and Andy Webb. This week they take on the malfunctioning smart meters charging people as much as seven times their normal bill. Plus why insurance companies are getting the sucker punch this week and is it really a good idea to pay off your student debt?
Guests:

Lindsay Cook, Andy Webb

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