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As stock market turmoil spreads across the globe, the advice is to keep calm and carry on, folks. In the latest This is Money podcast, editor Simon Lambert and host Georgie Frost discuss what's causing it, how long will it go on for and how concerned we should be. Because we're a positive bunch, we also reveal the shares that have rocketed over the last five years, some by more than 1,000 per cent. Also, we answer a reader query about state pensions - can couples inherit it from each other and how much might they get? Elsewhere, we take a look at the best way to clear your buy-to-let loan and discover how to bag a property bargain.

The New Labour government introduced a national minimum wage (NMW) in 1999. At first this was opposed by the Conservative party, but they have since joined a growing political consensus. The Low Pay Commission (LPC) are tasked with recommending NMW rates that 'help as many low-paid workers as possible without any significant adverse impact on employment or the economy’. The LPC’s apparent success in achieving this, may be one reason for growing political census, so it is perhaps worrying that a National Living Wage (NLW) is being set without these considerations. Len Shackleton, Professor of Economics at the University of Buckingham and Editorial and Research Fellow at the Institute of Economic Affairs, sets out these issues and more in a recent IEA paper on Restructuring Minimum Wages. Prof. Shackleton argues that the system has become overly complex and recommendations made by the Taylor Review will only add to this complexity. In this interview we consider his proposals and what the future may hold for UK minimum wages.

Adam talks to Destiny Onisile and Jessica Tonwe, two millennials, about their attitudes to saving money to coincide with British Savings Week. They discuss how ignorance and confusion lead to a reluctance to save and how student debt create poor financial habits that can make debt attractive and saving something they believe is for older generations. They also explore if there’s anything that would encourage young people to save or learn about finance.

Host Georgie Frost is joined by Assistant Editor Lee Boyce and motoring Editor Rob Hull. It’s the cash and cars edition. Are reports of it’s death greatly exaggerated? If not, are we as a society and our financial institutions ready to go cashless?! Big Brother claims at Lloyds; Aston Martin Gears up for a £5bn float and £48.5m for a Ferrari anyone? Bad luck, that one has just sold – but don’t worry. What about a Lada for the bargain price of 75 grand?!

Georgie Frost and the This Is Money team present a housing special which explains everything you need to know about buying property!

In this episode of Policy Matters, host Matt Dickson talks to Laura van der Erve from the Institute for Fiscal Studies about the merits of doing a university degree, and what recent evidence suggests are the relative labour market returns to degrees in different subjects at different institutions. With almost 50% of young people in England going on to Higher Education, and with tuition fees of £9,250 for most courses, it has never been more important to understand the impact on earnings of studying different subjects and at different HE institutions. Laura describes recent research from the IFS looking at graduate outcomes and explains some of the difficulties in pinning down the impact of a particular course on later earnings and employment. They then discuss social gradients in attending university and the extent to which inequalities have been impacted by changes in tuition fees. Finally, talk turns to thinking about the sorts of things students need to know in advance in order to make an informed decision about where to apply and what to study, how the government can help with this, and the limits of information provision as a policy.

Ever heard of money flipping? It’s a new scheme doing the rounds on Facebook and social media that promises to turn your £50 into potentially thousands. So how do you do that? Simple really, you pay others to get onto the bottom rung of a pyramid and then recruit more people to move you up a level and get paid yourself. What makes it so dumb is that it doesn’t even try to have the legitimate veneer of famous pyramid schemes of the past. It’s a Ponzi scheme, plain and simple, but what is one of those and who was Charles Ponzi, the man the scams are named after. On this week’s podcast, Simon Lambert, Lee Boyce and Georgie Frost step back to America in 1920 to find out how Ponzi soared and then crashed – and look at the new money flipping scheme that has brought a trick as old as time to today’s digital age.

In the latest Money Makers podcast Jonathan Davis talks to fund manager Charlie Morris, Chief Investment Officer at Netscape Capital, about the phenomenon that is bitcoin. Charlie has been actively researching bitcoin and other “digital assets” for at least five years. He explains why the mainstream investment community needs to take off its nose-peg and try to understand what is driving the price and usage higher – a must-listen for anyone trying to make sense of this recent dramatic financial market phenomenon.

Adam chats with Gavin Ucko, the founder and managing director of The Happy Puzzle Company, about how learning through games and puzzles can out-perform classroom-style education. What is it about learning through play that makes it so effective, and how do you tap into the potential of people with different types of intelligence?

Could you train your brain to get richer? Behavioural economics tells us that we regularly behave irrationally – and nudge theory has been used by governments and organisations around the world to try to make us better people. But could you take matters into your own hands, tackle your own temptations and make yourself wealthier, or just happier? On this week’s podcast, Simon Lambert, Lee Boyce and Georgie Frost look at some tricks you can deploy – and whether you can actually turn that old chestnut about not spending money on coffee into hard cash in your bank account, pension or ISA. Also on this week’s show, we discuss why Britain is bottom of the world pension league and whether that is actually as bad as it seems.