Share Sounds related to Pensions & Retirement - Planning for Retirement

Investors this week have been hit by the 'Trump Slump.' Why is the US President rattling markets, and is it the end of the US bull market? Georgie Frost, Simon Lambert and Lee Boyce discuss what you should be doing to make your investments great again. How will the UK handle potential tariffs, should investors be in panic mode and what do experts say you should be doing to navigate the geopolitical turmoil? Pension freedom rules came into play ten years ago — these allowed retirees to take control of their pension savings, shifting away from the obligation to buy an annuity and moving towards flexible drawdown and investment options. So a decade on, how have the class of 2015 fared? Nationwide is handing out more money — £600 million of it — to 12 million eligible members as a 'big thank you' following its acquisition of Virgin Money last year. That’s £50 each. And it’s separate to its Fairer Share Scheme, which will be announced in May. And lastly, what can you do if a neighbour cuts back hedges and trees which have given you privacy for decades?

People with gaps in their state pension records have just one more month to take advantage of a special offer to buy missing years going as far back as 2006. As long as you get your payment or a callback request in by 5 April you can still benefit from the deal, but after that you will only be able to fill gaps from the past six years. And many are facing a backlog with payments in limbo — so what's going on? Pension gurus Sir Steve Webb and Tanya Jefferies join Lee Boyce and Georgie Frost to talk all things retirement. How can people save sufficiently to provide an income in retirement which they cannot even earn in salary? Steve replies to this tricky question. The state pension is going up in a month, with the headline rate at 4.1% thanks to the triple lock. But Tanya reveals that elements of it are only going up 1.7% ... and does Sir Steve think the triple lock will survive? We're on the precipice of Billmageddon with council tax, water bills, train fares, car tax, telecoms and even stamp duty rising — can you dodge the worst of the rises? And Lee has five top tips for bidding at online auctions to pick up genuine bargains … but just remember the fees, no tweed required.

Adam Cox is joined by Amrit Dhaliwal, the CEO of CEO of Walfinch and author of Time to Thrive: The Home Care Revolution. He argues that the sector isn’t just in need of reform — it’s on the brink of becoming a success story. https://walfinch.com/

Georgie Frost, Simon Lambert and Tanya Jefferies discuss the recent bounce-back in inflation, the speculation over ISAs and whether extra savings should go into a pension instead, the scrapping of an online state pension forecasting tool, and premium bonds being under the weather at present.

House price predictions for next year have started to roll in, so where do the experts think they are headed next? Georgie Frost, Helen Crane and Lee Boyce discuss the property market - and delve into figures that attempt to tackle the tricky question: is it harder to buy a home now versus 50 years ago? And sticking with property, Halifax has launched a highly unusual fixed-rate mortgage — should borrowers be tempted? With the weather turning colder, we talk how to stay warm this winter without breaking the bank and whether it is worth getting a fixed tariff with your energy firm. We reveal the amount you should have saved in your pension in every decade of your life to guarantee a golden retirement — and how much notice you should pay to these formulas. And lastly, Lee reveals his top tips for avoiding the out of contract rip-off trap — and how he's saving more than £400 in the next 12 months by doing so.

On this special bonus episode of the This is Money Podcast, Rob Morgan, chief analyst at Charles Stanley Direct, joins Simon Lambert to answer the big questions that have emerged from last week's Budget. They discuss, amongst among other things: pensions and inheritance tax — who will be caught out? What can investors do — should they spend their pensions before other savings? What has happened with capital gains tax — and who will it catch? What are the best ways to keep a CGT bill down? How can savers and investors beat the frozen threshold stealth tax? And what are the financial planning basics people should make sure they get right?

Are private sector retirement plans being put at risk in order to help strengthen public-sector gold-plated pensions? Georgie Frost discusses this and other topics with Simon Lambert and Lee Boyce, including a couple of irritating taxes, where interest rates will be next year and whether you should get a LISA if you already own a home. Plus, they identify some key property hotspots.

This is Money recently welcomed Sir Steve Webb for a special episode where he answered listeners' questions on everything you need to know about pensions. In this excerpt, Steve and Simon Lambert discuss whether you should invest in a work pension or Sipp - and how to make the most of them.

Sir Steve Webb has been This is Money's pensions agony uncle for the past eight years - and this week he celebrated an astonishing 400 columns. Every week, Steve, in partnership with This is Money's pensions and investing editor Tanya Jefferies, answers readers' questions about retirement. Steve joins Georgie Frost and Simon Lambert to answer your questions about pensions. From how to invest for retirement, to the state pension and tax , this show highlights what you need to know about pensions. Plus, with the Budget on the way and speculation at fever pitch, Steve, Simon and Georgie debate what might happen - and share their views on what should happen. Don't miss this essential podcast that could set you up for a richer retirement.

Do you keep savings in your current account? It’s an easy trap to fall into, with a third of people admitting they do it in a recent poll. If you do keep a savings pot in a bank account you are likely to be missing out on a big chunk of interest you could otherwise earn. But even if they don’t do this, there’s two more mistakes people make — using convenient ‘insult’ accounts with their existing bank that pay pitiful interest and not using a Cash ISA and losing out to tax. Georgie Frost, Lee Boyce and Simon Lambert look at how to make more of your savings and avoid handing over returns to the bank or taxman. Plus, are you playing into the hands of shoulder surfing fraudsters or phone snatchers, why are more larger detached homes hitting the market and how can you get Steve Webb to answer your pension question on next week’s podcast?