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Sir Steve Webb has been This is Money's pensions agony uncle for the past eight years - and this week he celebrated an astonishing 400 columns. Every week, Steve, in partnership with This is Money's pensions and investing editor Tanya Jefferies, answers readers' questions about retirement. Steve joins Georgie Frost and Simon Lambert to answer your questions about pensions. From how to invest for retirement, to the state pension and tax , this show highlights what you need to know about pensions. Plus, with the Budget on the way and speculation at fever pitch, Steve, Simon and Georgie debate what might happen - and share their views on what should happen. Don't miss this essential podcast that could set you up for a richer retirement.

Do you keep savings in your current account? It’s an easy trap to fall into, with a third of people admitting they do it in a recent poll. If you do keep a savings pot in a bank account you are likely to be missing out on a big chunk of interest you could otherwise earn. But even if they don’t do this, there’s two more mistakes people make — using convenient ‘insult’ accounts with their existing bank that pay pitiful interest and not using a Cash ISA and losing out to tax. Georgie Frost, Lee Boyce and Simon Lambert look at how to make more of your savings and avoid handing over returns to the bank or taxman. Plus, are you playing into the hands of shoulder surfing fraudsters or phone snatchers, why are more larger detached homes hitting the market and how can you get Steve Webb to answer your pension question on next week’s podcast?

It's Pension Awareness Week! Adam Cox is joined by Rebecca O'Connor from PensionBee to discuss new data about pensions. Discussing questions such as do you know how much you have saved so far? And what about the target you should be aiming for to maintain your current lifestyle? https://www.pensionbee.com/uk

Gold has hit record highs this week and has rocketed so far this year. What’s driving the price and how do you invest? Tanya Jefferies, Georgie Frost and Lee Boyce turn their attention to the precious metal — a notoriously volatile investment, but yet seen as a safe haven. Energy bills will be back on the up, with the new Ofgem price cap announced for October. Is it worth fixing before the hike comes in? And one in four are expected to struggle this winter with their energy bills — just as the new Winter Fuel Payment is taken away for millions of households. We bust some myths on inherited state pension and ask how DWP can be dishing out incorrect information and also question whether annuity deals have peaked. Plus, we run the rule over two juicy reader questions. Firstly, what are your rights if you drunkenly lend money to a friend? Secondly, what can you do about a property next door being converted into an HMO with six students?

Building up a savings pot and then investing to grow your wealth and provide a decent pension for retirement is the key to long-term financial success. But there's lots to consider at each step — and most people will want to buy a home along the way. So what do you need to think about when sketching out your lifetime finances and then trying to achieve your goals? Georgie Frost and Simon Lambert take it step by step and look at each element of saving, investing, buying a home and building a pension. How much should you have in an emergency savings pot? How do you move from saving to investing? How can first-time buyers get ahead in tricky times? How much do you need to save for retirement? They look at all of these things and more.

With not one but two mortgage spikes fresh in our minds, a flurry of rate rises have got home owners and potential buyers worried again. A bunch of major mortgage lenders raised their rates this week - and Santander did it twice. So, are we about to see another mortgage spike or is this just what brokers and lenders like to optimistically call a mere 're-pricing'? And what does this all mean if you need to remortgage soon or want to buy a home? Georgie Frost, Helen Crane and Simon lambert take a look at what's happening in the mortgage market, why rates are rising and whether the Federal Reserve flapping its wings on the other side of the world pushes up our homeowning costs. Plus, Simon explains why you may not want to put all of your savings into your pension as it might dent early retirement chances. The team look at how at the other end of the scale someone with a bigger pension than they need could pass it to their grandchildren. Helen details a worrying 'Crane on the Case' theft and how to protect yourself - and finally we discuss whether a passkey is the answer to our fraud fears.

The debacle over widespread errors in the state pension that This is Money and Sir Steve Webb uncovered, continues. As of the end of October last year, DWP had paid out just under half a billion pounds to more than 80,000 people who’ve been underpaid. But what about those who have died? Tanya Jefferies, Lee Boyce, Angharad Carrick and Georgie Frost reveal the case where a letter was sent to the daughter of an 100 year-old man three years after he passed away, stating he had been unpaid state pension for two decades. Yet, despite the letter – months later, she was left hanging on what the DWP was actually going to do about it. And still on the state pension front, people continue to complain of top-ups chaos as the Government gets ready to launch a new online service next month. Sir Steve is calling on DWP and HMRC to get in more staff. You don’t need HMRC to have more staff to answer your call, oh no! You just need to be a VIP. Apparently there is a helpline, also known as Public Department 1 (PD1) which answers calls nine times quicker. We explain more. On the savings front, the FCA is launching a campaign to encourage savers to shop around – and if you rushed to sign up for a one-year fixed-rate cash Isa this time in 2023, Lee explains why you must act. Optional and mandatory service charges at hospitality venues – Georgie, Ang and Lee give their verdict. And finally, the price of bitcoin jumped beyond $60,000 this week. What’s behind the latest cryptocurrency surge?

The cost of a comfortable retirement has jumped over the past year - but what do you need to get one and will you get there? As the Pension and Lifetime Savings Association updates its annual look at how much income people need for a basic, moderate or comfortable retirement, Georgie Frost, Lee Boyce and Simon Lambert take a look at what this all means for you. If a comfortable retirement costs a couple £59,000 a year and a moderate one £43,000, which one do you have a chance of achieving - and are there any important bits being left out of the costs? The team look at the cost of retiring, why it might not be as expensive as it first looks, how to invest for retirement and what sort of back up the state pension will provide. Plus, why our real top rate of income tax is 60% - and it's not the highest earners hit by it on their next pay rise - and is there any hope that Jeremy Hunt will be the Chancellor who finally does something about it. The case for not just cutting stamp duty but getting rid of it altogether. And an interview with a modern-day business legend. Simon speaks to easyJet and easyGroup founder Sir Stelios Haji-Ionnou about how he started the airline and built it up and his Young Entrepreneur awards.

Flutter Entertainment, the owner of FanDuel, entered the New York Stock Exchange with imressive revenue growth. But, what’s driving it? Ricky Mulvey and Jim Gillies discuss what to watch as big tech companies report, concentration in the Magnificent Seven, questions about Flutter Entertainment’s share count and debt load and the switching incentives in sports betting. Plus, 15 minutes in, Robert Brokamp continues his conversation with Michael Finke, a professor of wealth management and the Director for the Granum Center for Financial Security at The American College of Financial Services. They discuss the key factors for a happy retirement. Companies discussed: AAPL, MSFT, FLUT. Hosts - Ricky Mulvey, Robert Brokamp; Guests - Jim Gillies, Michael Finke

Adam Cox is in conversation with Paul Saroya from Viva Retirement Solutions, delving into the topic of equity release and its nuances. Together, they explore the evolving landscape of equity release, considering its transformations over the years. The discussion extends to alternative solutions that individuals should ponder before making a decision. Paul offers insights on identifying the suitable candidates for equity release and emphasises the importance of thorough research before opting for this financial strategy. https://www.vivaretirementsolutions.co.uk/