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Adam Cox

Modern Mindset: Jason Howlett on the Concerns Surrounding Energy Bills & Costs

Adam Cox
Original Broadcast:

Modern Mindset

Modern Mindset: Jason Howlett on the Concerns Surrounding Energy Bills & Costs
Adam Cox is joined by Jason Howlett, the CEO of GivEnergy. They discuss rising energy bills and costs in the UK, as well as some new research that was carried out by GivEnergy which saw some interesting results. https://givenergy.co.uk/
Guest:

Jason Howlett


Published:
Georgie Frost

This Is Money: Gold price hits record high — should you invest in the precious metal?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Gold price hits record high — should you invest in the precious metal?
Gold has hit record highs this week and has rocketed so far this year. What’s driving the price and how do you invest? Tanya Jefferies, Georgie Frost and Lee Boyce turn their attention to the precious metal — a notoriously volatile investment, but yet seen as a safe haven. Energy bills will be back on the up, with the new Ofgem price cap announced for October. Is it worth fixing before the hike comes in? And one in four are expected to struggle this winter with their energy bills — just as the new Winter Fuel Payment is taken away for millions of households. We bust some myths on inherited state pension and ask how DWP can be dishing out incorrect information and also question whether annuity deals have peaked. Plus, we run the rule over two juicy reader questions. Firstly, what are your rights if you drunkenly lend money to a friend? Secondly, what can you do about a property next door being converted into an HMO with six students?
Guest:

Tanya Jefferies


Published:
Adam Cox

Modern Mindset: Giles Dickson on the Current State of Wind Energy in the UK

Adam Cox
Original Broadcast:

Modern Mindset

Modern Mindset: Giles Dickson on the Current State of Wind Energy in the UK
Adam Cox is joined by Giles Dickson, the CEO of WindEurope. Giles talks to Adam all about the current state of wind energy in the UK. With a new government at the helm, Giles also discusses what the future could hold for wind energy. https://windeurope.org/
Guest:

Giles Dickson


Published:
Adam Cox

Modern Mindset: Adam Cox is joined by Haitem Bulgasim of Nationwide Renewables

Adam Cox
Original Broadcast:

Modern Mindset

Modern Mindset: Adam Cox is joined by Haitem Bulgasim of Nationwide Renewables
Haitem tells Adam all about new research he's conducted regarding renewable energy, as well as what the government needs to do regarding renewables during election season. https://nationwide-renewables.co.uk/
Guest:

Haitem Bulgasim


Published:
Georgie Frost

This Is Money: Should the Bank of England have cut interest rates instead of holding firm?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Should the Bank of England have cut interest rates instead of holding firm?
The Bank of England decided to hold the base rate for the sixth time in a row this week – but was it the right decision? Should the MPC have been bold and made a cut? What does it mean for our mortgages and savings? And when will a move come - and in what direction? Georgie Frost, Simon Lambert and Lee Boyce talk about the base rate decision and what happens next. In the world of property, the number of homes being devalued is on the rise. So, what's going on? And what can you do if it happens to you? Bungalows are having a moment. They're not just for the elderly and downsizers, young families and first time buyers are also increasingly interested - pushing the price of them higher since the pandemic. Energy firms have been trying to push smart meters on us for years: have they uncovered a new trick to get us to make the swap? And finally, it's been good news for JD Wetherspoon - the no frills pub chain said it expects annual profits to come in towards the 'top end' of forecasts. Where do you stand on Spoons? Lee and Simon face-off with different pints of view on the pub giant.

Published:
Georgie Frost

This Is Money: Will the Budget cut taxes and get rid of these traps?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Will the Budget cut taxes and get rid of these traps?
With next week's Budget (Wednesday 6th March) tipped to be the Chancellor’s last roll of the dice before a General Election, expectations over tax cuts are growing. But what taxes could Jeremy Hunt choose to cut and why – and is there hope that he will sort out the tax mess that Britain has got stuck in. The higher income child benefit charge creates marginal tax rates above 50%, meanwhile the removal of the personal allowance bakes in a 60% income tax rate between £100,000 and £125,140. Should these tax traps and painfully high stamp duty be removed? Simon Lambert argues that Mr Hunt needs to have a clear out, chuck a load of stuff in the stupid tax box and bin it. Simon, Georgie Frost and Lee Boyce look ahead to what could be in the Budget and what it would mean for you. Also, energy bills are due to fall as the price cap is cut: but how much will this save you? It’s not just tax catching people out, student loans are also proving difficult to shift as interest mounts up due to high inflation. Does the student finance system need a sort out too? And what is Simon’s triple lock for student loans plan? And finally, don’t get spear-phished or tap-jacked, Lee talks us through the new scams you need to know about.

Published:
Georgie Frost

This Is Money: Why would the Bank of England cut rates this year?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Why would the Bank of England cut rates this year?
The Bank of England held base rate once again at 5.25%, the fourth hold in succession – but this time, it was a genuine split by MPC members. So, when will we start seeing rates fall – and will inflation really be at the target 2% by April? Simon Lambert, Lee Boyce and Georgie Frost discuss what another interest rate pause means for you – and what that means for savings and mortgage rates, along with investors. Where do you stand on the smart meter debate? With This is Money readers getting in touch to say they’re stuck with faulty devices, are they worth having? Lee says he still has no plans to get one of the marmite devices while Simon believes they can be worth it, especially for those who are rubbish at submitting meter readings. We also go back to school and have a maths lesson from Mr Lambert to reveal the six real world calculations you should have in your arsenal to improve your financial health. And we get on the money therapist’s couch to discuss the pitfalls of getting - and over-using - a joint bank account… should a partner ever be made to feel guilty for spending?

Published:
Georgie Frost

This Is Money: You can bag a £10k heat pump discount — would that tempt you to get one?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: You can bag a £10k heat pump discount — would that tempt you to get one?
The Government wants us to get heat pumps fitted in our homes and it's offering up to £7,500 for us to do so. Now Worcester Bosch is bumping that up by an extra £2,500 - if you pick one of theirs of course. But with the devices cost between £8,000 to £30,000 to buy and fit, would it tempt you? Georgie Frost, Helen Crane and Lee Boyce reveal all... and talk the 'boiler tax'. Is inflation back on the rise? How worried should we be by the latest figures? And where next for interest rates? And millions face a big price hike for their mobile and broadband from March. Isn't it time these inflation-busting mid-contract increases were banned? Also, following campaigning by This is Money for years for fair treatment for parents who do not qualify for child benefit, parents denied state pension credits WILL get them. Tanya Jefferies explains all you need to know. Tanya also talks about a bungled handover to a new administrator that has left BAE Systems retirees suffering drastic cuts of up to 50% in their pensions. And Crane is on the Case, this time over a robot vacuum cleaner...
Guest:

Helen Crane


Published:
Adam Cox

Modern Mindset: Giles Dickson — Restrictions on Onshore Wind Energy are Contributing to a Rise in Electricity Bills

Adam Cox
Original Broadcast:

Modern Mindset

Modern Mindset: Giles Dickson — Restrictions on Onshore Wind Energy are Contributing to a Rise in Electricity Bills
Adam Cox is in conversation with Giles Dickson, CEO of WindEurope, exploring the connection between onshore wind restrictions and the escalating electricity bills. The discussion delves into the potential economic advantages of easing these restrictions and examines the associated environmental implications. Giles provides insights into how wind energy can contribute to meeting environmental targets and outlines the necessary steps for the UK to align with these goals. Additionally, the conversation explores the prospect of international collaboration for offshore wind development. https://wind europe.org/
Guest:

Giles Dickson


Published:
Georgie Frost

This Is Money: Will your energy bills rise this winter despite a falling price cap?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Will your energy bills rise this winter despite a falling price cap?
Inflation is easing, food prices are coming down from their peak and the energy price cap dropped last weekend. But you are still paying around 10% more for your groceries now than last year, petrol prices are rising, mortgage rates are still high, and you may end up paying more for your gas and electricity this winter too. But how is that possible? Angharad Carrick, Georgie Frost, Lee Boyce and Helen Crane tackle energy bills and look at who might be paying more in the next three months. And when it comes to water bills, some firms are looking at charging 44% more over the next seven years. Why? Crane on the Case tackles a parking charge issued after someone waited too long in a McDonald’s drive-thru queue. Despite that, Helen managed to get a positive result – but why are so many parking charges being dished out every day, and where is the promised government help to stop it happening? Lee gives you a run through of another busy week in the world of savings and banking. NS&I has pulled its best buy one year fix paying 6.2%; NatWest has a secret top 5.2% easy-access deal; Moneybox is offering the top cash ISA of 5%; and Starling Bank is now offering to pay you for having a current account. It’s also been a hairy week for Metro Bank – but we explain why FSCS has you covered. And finally — the list of the UK's 'perfect' retirement locations has been revealed - and there are some surprising names on it, including the Outer Hebrides. Consumer group Which? has taken retirees' wish-lists for their later-life locations to work out its own grouping of the 12 top places to spend your golden years. But does it tally up to what you think is a perfect retirement location?
Guest:

Angharad Carrick


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