Share Sounds. related to Personal Finance - Family Finance

How well do you manage your money? Where would you rate your budgeting, saving, investing and pension efforts in marks out of ten? It's not often that we think about these things but mulling them over and making improvements where needed and patting yourself on the back when deserved, is a major step on the road to financial success. Georgie Frost and Simon Lambert dial down the noise of the news and dive into how we can manage our money better instead. They discuss tips on how to budget, how to boost your savings and returns, how easy or complicated investing should be, and why a pension is the best and easiest way to get rich. They also share an honest look at their own money management and finances, revealing what they do well, what they just about get by at — and the mistakes they make. Plus, when should you decide to get the professionals in and seek financial advice or financial planning? Simon and Georgie discuss that and the costs. And financial planner Dan Beecroft, of Charles Stanley, joins the show to talk about why people seek financial advice and the questions they ask.

It's Menopause Awareness Month! Adam Cox is joined by Marva Williams, Formulator, Menopause Coach and Counsellor & Shhh… Menopause Founder. They discuss her story with menopause and how it led her to found Shhh... Menopause. https://shhhmenopausewellness.com/

Adam Cox is joined by Lucy Diamond, a specialist dietitian who has been a part of new research regarding fatigue. A new study by Lift Activ Energy Boost has revealed that 71% of Brits admit to feeling more fatigued than 5 years ago. https://liftglucose.com/

With just one month to go before the Budget, Georgie Frost, Simon Lambert and Lee Boyce discuss what you might consider doing to prepare for it? Give money away, use allowances (CGT, ISA, pension contributions) to the full, or leave the country? The team reminds us that 'don't panic' is often the best way forward. There's also a couple of interesting readers' questions, about ignoring a father's will and re-marriage to save tax.

The oldest recipient of a Child Trust Fund turned 22 on Sunday 1st September, but the great majority of those allocated by HMRC (due to no action by the young person's parents by their 1st birthday) are unclaimed. This is the story of Joe, who really needs his money to get started in adult life — but he doesn't know anything about his good fortune. The Share Foundation has already enabled over 60,000 young people to claim their accounts, but that's a drop in the ocean compared to the huge number of accounts lying dormant with account providers. So The Share Foundation is now asking Government to implement its 'Default Withdrawal at 21' proposal for HMRC-allocated accounts. Background music: 'Missing Persons' by Jeremy Blake

A bad news Budget looks to be on the cards after Labour continued to pour cold water on optimism following its election victory. Prime Minister Keir Starmer delivered a gloomy speech saying the Budget was going to be painful, hot on the heels of Chancellor Rachel Reeves' own gloom-mongering. But having made a promise not to raise the rates of income tax, national insurance, VAT and corporation tax, where will the Government try to raise cash? Starmer said tax rises would target those with the 'broadest shoulders' but who are they — and are there really enough of the very wealthy to target or will the burden be more likely to fall once again on those in the rich middle? We look at what taxes could rise and what a capital gains tax, pension, inheritance or other raid could mean for people. Plus, Britain's biggest mortgage lender Halifax is upping what it will lend first-time buyers, Crane goes on the case of an Evri bungle and asks: shouldn't you be within your rights to expect a parcel to arrive? And finally, with the Oasis ticket scramble in full effect and ticket prices sky high, can you protect against a potential Gallagher brother blow up or anything else that would stop you going? (If, that is, you can get tickets in the first place, of course!).

Since the suffragette movement, women have had to work hard to gain autonomy in what was once very much “a man’s world”; and when it comes to finances, women are yet to achieve equality. Vicky Sayers is joined in this episode by Tamara Gillan, founder of the WealthiHer Network: created to inspire and empower women to grow and protect their wealth. They discuss the continuing economic inequality of the sexes, and the initiatives put in place by the WealthiHer Network to work towards equality. Replay from 20th March 2020

Some relief for borrowers as interest rates start to edge down — has the economy turned a corner? Georgie Frost, Simon Lambert and Lee Boyce discuss this and the Chancellor's speech on Monday 29 July, looking ahead to the Budget in October. Also — are broadband and phone prices set to soar again?

It's official - we're complaining about our neighbours more, new data shows. When it comes to noise, many appear sick of barking dogs, squeaky trampolines and loud music ruining the enjoyment of our homes. Simon Lambert, Lee Boyce and Georgie Frost talk about neighbour wars — and what we can do about it. And sticking to the property front, does it matter if you're a 'super' nimby? And if you do want to fight back against developments in your area, what's the sensible way to do it? We also look at the danger of pricing your home too high - and the Rightmove data that shows just how risky it can be. Grandparents and parents are digging deeper than ever to send children to university. What do young adults need to know before they take out a student loan? Lee goes back to school to talk to kids about money and the working world - but what did HE learn from the experience? And from festivals to sporting events, why has having fun become so expensive?

All change, please. In a radical reshaping of the political landscape, Britain has elected a Labour government for the first time in 14 years. New prime minister Keir Starmer and Chancellor Rachel Reeves have made bold promises of revival, growth and wealth creation. But many fear that Britain’s troubled public finances will also mean that promises not to raise taxes will prove empty. So, what has Labour said it will do, what important things have been left unsaid, what will it mean for the economy and your finances and is there a path to prosperity that doesn’t involve more tax pain? On this special election podcast, Georgie Frost, Helen Crane, Lee Boyce and Simon Lambert look at what Labour’s election victory could mean for our money. The team discuss the manifesto promises on the economy and growth and at how robust the no tax rise pledges are. Can Labour’s housebuilding plans and planning shake up deliver more homes? What are its other plans to get growth going? Plus, the team look at the Tories’ 14 years in charge of the economy and the positives that can be drawn amongst the turbulence. And finally, what have we got to be optimistic about as we move into the next chapter of British life?