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Georgie Frost

This Is Money: Is it finally time for the UK stock market to shine?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Is it finally time for the UK stock market to shine?
Amid Donald Trump's tariff madness, there may be a silver lining for British investors. With American exceptionalism swiftly being replaced with American erraticism, the UK is attracting the eye of international investors. They see the FTSE — and its European counterparts — as a relative bastion of sanity and somewhere that a rules-based trading system can ride out the storm away from a US government seemingly intent on tearing up the rulebook and throwing the pieces in the air to see where they land. But this isn't the first occasion that investors have heard the siren call of a revived UK stockmarket, only to have their hopes dashed on the rocks, so will it be different this time? Georgie Frost and Simon Lambert discuss whether UK shares will be a tariff winner — and where else investors can turn to make a profit. Plus, how much should you have in savings at different ages and are NS&I's new bonds or Cash ISA table-topping rates from savings apps a way to get there. And finally, a question from a reader who asks what they can do about a neighbour who borrowed their lawnmower and broke it... and what our consumer rights lawyer's answer reveals about Georgie. Please tell us what you think about the This is Money programme: we're running a listener survey, to get your thoughts on what you like and what we can improve. Here's the link: https://ex-plorsurvey.com/survey/selfserve/550/g517/250305?list=14#?

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Georgie Frost

This Is Money: Are two-year mortgages fashionable again — and why are first-time buyers borrowing less from family?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Are two-year mortgages fashionable again — and why are first-time buyers borrowing less from family?
For years, two-year fixes were the mortgage of choice for most homeowners — but borrowers piled into five-year deals in 2022 and 2023 in a bid to lock in super-low rates. Now, UK Finance figures show shorter fixed deals are once again back in vogue. Does that mean people think rates are heading down — and what do you need to think about when choosing yours? This is Money's Helen Crane and Georgie Frost discuss. Elsewhere in the property market, TSB data reveals that the average first-time buyer is now past their 30th birthday in all but one region of Britain. Perhaps more surprisingly, though, the amount people borrowed from family to get on the property ladder went down last year. The team ask why that is, and tips for saving a house deposit. Donald Trump's tariffs have continued to dominate the headlines this week, causing a whirlwind on the global markets. Is this going to bring down savings rates for good, and what can people do with their money instead? On the bright side, though, it means there might be a very short window in which you can buy a cheap TV.
Guest:

Helen Crane


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Georgie Frost

This Is Money: Trump tariff shock rocks the markets: What happens next?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Trump tariff shock rocks the markets: What happens next?
Markets around the world have slumped, the dollar weakened and fears mount of a global recession, after Donald Trump announced huge 'reciprocal' tariffs on over one hundred countries. The UK appears to have got off lightly, attracting just the baseline 10% tariff - but even that will wipe out the Chancellor's beloved headroom and leaves the door wide open for tax rises in the Autumn. How else could it hit us here? From pensions, investments, mortgages and energy bills, Georgie Frost, Simon Lambert and Lee Boyce try to unpick a crazy few days in the geo-political arena. As ISA providers continue to battle it out to win new customers ahead of the end of the tax year, we've seen some chunky deals. A quartet of savings apps have all boosted rates repeatedly in the last week, with the top Cash ISA rate of 5.9%, up from 5.28% just a week ago. The catch? These bonus boosts only last three months, so how good is the rate you're really getting over the whole year? And are these deals worth it? And, on the topic of ISAs, Simon has his very, very last minute tips on filling your allowance before it's too late.

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Georgie Frost

This Is Money: What the Spring Statement means for your finances

Georgie Frost
Original Broadcast:

This is Money

This Is Money: What the Spring Statement means for your finances
Rachel Reeves is back to where she started after the Spring Statement, with her £9.9billion of budget headroom restored but at what cost? The Chancellor was true to her word and didn't turn last week's economic update into a second Budget, with no tax changes coming in. But a wave of spending cuts was announced, along with growth forecasts going both down and up. We also got the Office for Budget Responsibility's update on what Reeves' Autumn Budget tax rises will cost us, a threat to Cash ISAs and no reprieve for home buyers on stamp duty. In this episode, Georgie Frost, Lee Boyce and Simon Lambert dive into the Spring Statement to explain why it happened, what it means, and tackle the question of whether taxes are going to have to rise again in autumn. They look at the very important assumption being made by the OBR, which if it turns out to be wrong could mean there is a £48billion black hole in the sums. And is the entire thing a charade anyway and damaging to our future prospects? Simon explains why he thinks so. Finally, campaigners like Gary Stevenson claim that this could all be solved with a wealth tax — is that where we will eventually end up?

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Georgie Frost

This Is Money: Rachel Reeves is between a rock and a hard place — will it cost you more tax?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Rachel Reeves is between a rock and a hard place — will it cost you more tax?
Rachel Reeves is due to deliver her Spring Statement next week, and it's probably safe to say this isn't the position she wanted to be in. After an Autumn Budget that raised spending and hiked taxes while locking the Chancellor in with a new fiscal rule, Reeves would have hoped to arrive in March with better news on the economy. Instead, Labour's not-a-tax-on-working-people national insurance hike on employers has backfired, at the same time as the growth forecasts have taken a downturn and borrowing costs have risen. So, what will the Chancellor do next week? Will she tweak her own fiscal rule, raise taxes again or cut spending in unprotected areas that are already suffering? As Rachel Reeves finds herself between a rock and a hard place, Georgie Frost, Lee Boyce and Simon Lambert look at what could happen. Plus, what does the Bank of England holding rates and the potential future path mean for your savings and mortgage? What should you do to sort your ISA and pension now? Can you really give away £1 million a year and dodge inheritance tax? And finally, the question that anyone like Simon who racks up the odd foreign traffic infraction needs answered: if you get a holiday parking fine, do you have to pay it?

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Georgie Frost

This Is Money: How worried should investors be about the Trump slump?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: How worried should investors be about the Trump slump?
Investors this week have been hit by the 'Trump Slump.' Why is the US President rattling markets, and is it the end of the US bull market? Georgie Frost, Simon Lambert and Lee Boyce discuss what you should be doing to make your investments great again. How will the UK handle potential tariffs, should investors be in panic mode and what do experts say you should be doing to navigate the geopolitical turmoil? Pension freedom rules came into play ten years ago — these allowed retirees to take control of their pension savings, shifting away from the obligation to buy an annuity and moving towards flexible drawdown and investment options. So a decade on, how have the class of 2015 fared? Nationwide is handing out more money — £600 million of it — to 12 million eligible members as a 'big thank you' following its acquisition of Virgin Money last year. That’s £50 each. And it’s separate to its Fairer Share Scheme, which will be announced in May. And lastly, what can you do if a neighbour cuts back hedges and trees which have given you privacy for decades?

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Georgie Frost

This Is Money: Inflation strikes back: How worried do we need to be?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Inflation strikes back: How worried do we need to be?
Georgie Frost, Simon Lambert and Tanya Jefferies discuss the recent bounce-back in inflation, the speculation over ISAs and whether extra savings should go into a pension instead, the scrapping of an online state pension forecasting tool, and premium bonds being under the weather at present.
Guest:

Tanya Jefferies


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Georgie Frost

This Is Money: Should Cash ISAs be made less generous to encourage us to invest more?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Should Cash ISAs be made less generous to encourage us to invest more?
The future of the Cash ISA has been in the spotlight of late, with rumours that the Chancellor could tinker with one of Britain's best-loved tax breaks. It's believed some City bosses are lobbying her to make the limit less generous, and push more people into investing their money instead. While just speculation, it's a move that would certainly ruffle a few feathers. This week, Lee Boyce, Georgie Frost and Angharad Carrick discuss the future of ISAs and ask: should people with cash parked in savings accounts be strong-armed into investing instead? Elsewhere, Octopus has launched an investment platform where you can buy into a wind turbine — is it a good home for your cash? Council tax has been in the spotlight, with some areas seeing increases in annual bills of up to 9.9% — and with it a social movement to cancel direct debits. Here's why that's not a wise move. Ang spoke to Virgin Media O2's customer service boss about their pledge to turn around their poor performance over the years. Will we just be shoved to chatbots? And does living in a hard water area make energy bills more expensive?
Guest:

Angharad Carrick


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Georgie Frost

This Is Money: Will interest rates keep falling and can we dodge recession?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Will interest rates keep falling and can we dodge recession?
Georgie Frost, Simon Lambert and Helen Crane consider reducing interest rates — are they opening up a divergence between central banks in the U.S., the UK and Europe? What are the implications for mortgages and savings? They consider how investments fared in the pandemic crash and rebound, and what the implications might be as a result of Trump's trade wars. And they review Nectar's stolen points problem.
Guest:

Helen Crane


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Georgie Frost

This Is Money: How much money are homeowners now making when they sell?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: How much money are homeowners now making when they sell?
How much homeowners are making when they come to sell up is shrinking — new data shows home-selling profits are at its lowest point for nearly a decade. Simon Lambert, Georgie Frost and Lee Boyce discuss the figures and delve into the pockets of Britain where house asking prices have grown the most in the past year, bucking the trend. With looming stamp duty changes happening in April, what will that do to the property market... and is it a fair system? With billions of pounds worth of cash ISAs maturing in the coming months, is the tax-free season kicking off early? It appears so, with a battle for easy-access cash. Inflation falls — so is the threat of stagflation over? And the Jellycat craze continues to sweep Britain — is it time to invest in the cult soft toys, or have a raid of your house for any rare ones potentially lurking in the loft?

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