Share Sounds. related to Personal Finance

Podcast Directory


Genre: Personal Finance
Strand: Investment Perspectives
Clear Selection

Georgie Frost

This Is Money: The Budget Verdict — pensions, childcare, energy bills and dodging recession

Georgie Frost
Original Broadcast:

This is Money

This Is Money: The Budget Verdict — pensions, childcare, energy bills and dodging recession
Jeremy Hunt had a spring in his step this week as he delivered his Budget. It was a considerably different air to the gloomy warning of trouble ahead in his November Autumn Statement. The headline act was a major shake-up of pension saving rules, removing restrictions that limit the amount that can go in without tax penalties. The lifetime allowance was abolished rather than raised, the annual allowance got a big bump, and rules to stop pension recycling were eased. Was this a bung for the rich shovelling cash into their pension - and doctors - or a move that will help many more young professional savers aspiring to a decent retirement, who may not realise the lifetime limit could be hit? Georgie Frost, Helen Crane and Simon Lambert delve into the Budget and joining them to explain the pensions element is a special guest, This is Money's retirement columnist and ex-pensions minister Steve Webb. Also in the Budget was news on the economy, a ray of hope on energy bills, and a big expansion of free childcare... but it won't come in for some time. The team look at all those elements and more. And finally, as the Budget claimed the headlines something else was rumbling on: a mini-banking crisis sparked by the Sillicon Valley Bank collapse. What is going on there and should we be worried?
Guests:

Sir Steve Webb, Helen Crane


Published:
Georgie Frost

This Is Money: Can you trust the state pension system as more blunders emerge?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Can you trust the state pension system as more blunders emerge?
You'd like to imagine that when it came to the state pension, you'd be dealing with a more robust system than the ones that deliver the average customer service nightmare. Savers could be forgive for questioning whether that was the case after a string of recent blunders. First we had the underpaid women's state pensions scandal, now we have the pension top-ups system creaking at the seams, at the same time as it turns out there may be a serious problem with the records of those who have received Universal Credit. The common thread running through exposing these problems has been This is Money's pension and investing editor Tanya Jefferies and retirement columnist Steve Webb. They have worked tirelessly to help those affected and bring these issues to light. This week, we had a state pension double header of news with an admission of the problems over Universal Credit and the Government finally extending the deadline for boosting state pension via top-ups. Tanya talks us through the problems and discusses what they mean for people, with Georgie Frost and Simon Lambert. Also, the team talk about why you should put your savings in a cash ISA, where to find the best ones and why transfers might be the most important thing you can do. Plus, who are the Dividend Heroes, what have they got to do with the Rolling Stones and what can we learn from them on long-term investing? And finally, rising interest rates have severely hampered the amount of mortgage a monthly payment can buy, so, could you afford your home now?
Guest:

Tanya Jefferies


Published:
Georgie Frost

This Is Money: Are we on the verge of a house price crash?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Are we on the verge of a house price crash?
House prices fall by the largest amount since 2012, and mortgage approvals also fall for the fifth month in a row. So are we approaching a house price crash, or will there be a soft landing? Simon Lambert and Georgie Frost are joined by Helen Crane, and they also discuss energy prices and deals on offer from digital banking.
Guest:

Helen Crane


Published:
Adam Cox

The Hypnotist: Hypnosis to Eliminate Chocolate Cravings

Adam Cox
Original Broadcast:

The Hypnotist

The Hypnotist: Hypnosis to Eliminate Chocolate Cravings
At first sight this might appear a good episode to hear during Lent, as we deny ourselves these pleasures in anticipation of gorging on them over Easter. However it brings a rather different message — setting a longer-term perspective by looking ahead for the benefits. By denying ourselves short-term but damaging desires by focusing on long-term good outcomes, this process of investing for the future can bring real dividends in the long run.

Published:
Adam Cox

Modern Mindset: Martin Grieder on New Data on the UK's Hearing Struggles

Adam Cox
Original Broadcast:

Modern Mindset

Modern Mindset: Martin Grieder on New Data on the UK's Hearing Struggles
Adam Cox is joined by Martin Grieder, hearing and MedTech expert from Sonova, to discuss new research that suggests one in three of us between the ages of 45 & 70 struggle to hear in busy spaces. They look at why there is still such a stigma around hearing devices, and what people can do to help. All Headphones for Hearing Support | Sennheiser (sennheiser-hearing.com)
Guest:

Martin Grieder


Published:
Georgie Frost

This Is Money - How to make the most of saving and investing into an ISA

Georgie Frost
Original Broadcast:

This is Money

This Is Money - How to make the most of saving and investing into an ISA
There's not long left until the end of the tax year - and that means it is time to sort your ISA if you haven't already. This year's Isa allowance runs out as the tax year ticks over on 6th April and it pays to get everything you can into the tax-free shelter for savings and investments. But what are the important things you need to know, the tips for making the most of your ISA - and why does it matter more this year than it has done before. On this ISA saving and investing special episode, Georgie Frost and Simon Lambert talk all things ISAs - from finding the best saving rates, to how to invest and how to boost your chance of investment success if you already have a stocks and shares ISA.

Published:
Georgie Frost

This Is Money: Would you dispute an inheritance if you thought it was unfair?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Would you dispute an inheritance if you thought it was unfair?
Where there's a will, there's often a grumble... and potentially a full on dispute. The amount of money involved in inheritances derived from even modest homes these days can be life changing and when someone feels they have been unfairly cut out or not given their dues, arguments can ensue. There's been a sharp rise in inheritance disputes, but why are they occurring, what can you do to protect your legacy and would you argue if you thought you'd been treated unfairly? That's up for discussion in this episode. Plus, will energy switching make a return, how much has an energy saving drive actually saved Simon, why is the state pension top-up system such a mess and have you got what it takes for financial independence and retiring early?

Published:
Georgie Frost

This Is Money: Why is food inflation so high and when will it stop?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Why is food inflation so high and when will it stop?
Inflation is theoretically running out of steam but there's one essential that's still gloing up in price rapidly: food. Even as energy prices and other recent highly inflationary items run out of steam, the cost of food seems to show no let up - with reports reporting inflation-busting rises. What is going on here? How much have food prices risen, why have they gone up so much, are supermarkets or brand-name makers profiteering, and will costs ever come back down? Georgie Frost, Angharad Carrick and Simon Lambert, delve into food prices on this week's episode - and look at any ways you could save money. Plus, mortgage rates are falling while the base rate is going up: why is that and what happens next? Should you invest in a VCT, not just for the juicy tax breaks but also for the investment opportunities on offer? And finally, we met the founders of Seatfrog to find out how they are helping passengers buy up unused first-class seats on trains at bargain prices and their plans for making train ticket-buying better.
Guest:

Angharad Carrick


Published:
Georgie Frost

This Is Money: Could this be the peak for interest rates - and what will it mean for you?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Could this be the peak for interest rates - and what will it mean for you?
Are we nearly there yet? The Bank of England hiked interest rates again this week, adding 0.5% to take base rate to 4%. That’s a level that it was almost unthinkable we’d reach so quickly a year ago, but rates have gone up hard and fast. The questions now are will base rate stall and when will it come back down again? But while the Bank of England has sent rates up like a rocket, its forecasts show that they will only fall like a feather. Georgie Frost, Tanya Jefferies and Simon Lambert look at how likely those forecasts are to be correct and what this all means for the economy, mortgages, savings and first-time buyers. Also on the show, Tanya explains another potential state pension scandal that she and Steve Webb have uncovered and Steve joins the podcast to talk through it. Sam North, of eToro, gives us a market update and explains why investors have sent stock markets soaring at the start of 2023. The clock is ticking on the tax year and Simon explains why he thinks the next couple of months are vitally important for getting money into an ISA and potentially selling some investments to do so. And finally, do you love your tumble dryer? Many do, but worry they can’t afford to run them. Fear not, help might be at hand.
Guests:

Steve Webb, Sam North


Published:
Adam Cox

Modern Mindset: Reshma Malde for John Bell & Croyden's, the Pharmacy to the Royal Family, 225-year anniversary

Adam Cox
Original Broadcast:

Modern Mindset

Modern Mindset: Reshma Malde for John Bell & Croyden's, the Pharmacy to the Royal Family, 225-year anniversary
Adam Cox is joined by Reshma Malde, from John Bell & Croyden, pharmacists to the Royal Family, to celebrate their 225th anniversary. They discuss how pharmacies have changed since 1798, and the remedies still in use from 200 years ago. She explains how pharmacies are becoming so vital to the well-being of communities, and what she thinks pharmacies will look like in the future. https://johnbellcroyden.co.uk/
Guest:

Reshma Malde


Published: