Share Sounds. related to Personal Finance

Adam Cox is joined by James Lambert, MD of Lyme Bay Winery, for English Wine Week to discuss new research revealing the top 5 different types of wine drinkers. They look at how the English wine industry is doing, and also what to look out for in a bottle of wine this summer. www.lymebaywinery.co.uk

Adam Cox is joined by Donna Kunyo, National Bingo Caller of the Year, and Miles Baron, Chief Executive of The Bingo Association, for National Bingo Day to discuss why Bingo is still so popular in the UK. Donna explains what made her fall in love with Bingo and how she became a Bingo caller, and Miles explains what's going on across the UK for the day and the future of the game. www.bingo-association.co.uk

Base rate has gone from 0.1% to 1.25% in the space of six months, in a flurry of rate rising that would have been considered unthinkable a year ago. Yet, as the Bank of England delivered another 0.25% raise, voices were raised in some corners to demand why it hadn't gone further. Why not a 0.5% jump or even a 0.75% one, as the Fed had delivered in the US? With inflation running at 9% and expected to head north into double digits, the onus is on the Bank of England to show it has a grip and we aren't heading back to the 1970s. But is rapidly raising rates the right thing to do and how will it affect savers, borrowers and investors? Georgie Frost, Lee Boyce and Simon Lambert discuss the case for and against rate rises and what the impact is for the economy and people. Mortgage rates have risen even faster than the base rate, so what can those who need to remortgage do - and will this sink house prices? The team assess the prospects for the property market and offer their tips on what borrowers should do to prepare and protect themselves. Meanwhile, over in the US, it's the stock market that's suffering as rates rise. Why is that, and how bad could this bear market be? And finally, petrol prices keep hitting record highs and we want people to switch to electric cars but the Government has swiped away the £1,500 grant that helps people buy more affordable models. Will that make a difference, or has electric car demand reached a level where ditching a bung to help out is wise?

Adam Cox is joined by Mohsin Rashid, Co-Founder of ZIPZERO, to discuss some potential solutions to take the pressure off of consumers in light of the cost-of-living crisis. Mohsin explains what brought him to create the ZIPZERO app, and how and how it aims to help users save money on household bills. www.zipzero.com

Women have already been hit by a huge state pension blunder in recent years, but now it seems the DWP is messing up again. After This is Money's Steve Webb and Tanya Jefferies exposed a £1 billion women's state pension scandal, which emerged from a reader question sent in to his column, you'd think the Government would be keeping on top of payments. But it has turned out that more women appear to being told they aren't due the right amount, or in one case that we reported on this week, anything at all. Tanya joins Georgie Frost and Simon Lambert to talk through the problems. Plus, are we saving enough for retirement? Steve sounded a warning this week that auto-enrolment was lulling people into a false sense of security and said that employers need to do more. The team discuss what you can do to make sure you are putting enough into your pension and why the self-employed need to pay particular attention. Also, the investment themes that could run for years and make you a profit, and is it time for investors to weigh up buying back into Scottish Mortgage after its 40% slump this year? And finally — petrol prices are rocketing, so is it time for a VAT cut to ease the double whammy of tax?

Adam Cox is joined by Patrick Wallace, co-founder of Curam, to discuss the current social care crisis and how it is impacting both the carers and those receiving care. He explains the changes that need to be made to overcome this, in addition to providing advice to both carers disheartened by the industry and those who have struggled to receive care. www.curamcare.com

Adam Cox is joined by cook and author, DJBBQ, to discuss new research from Andrew Peace Wines which reveals the UK's top BBQ faux pas. He talk's through how to pair the perfect drink to different BBQ staples and gives tips how to up the BBQ game this summer. www.djbbq.com www.apwines.co.uk

Just when you thought it was safe to go back on holiday... Britain descended into holiday chaos this week, as airlines cancelled hundreds of flights, airports struggled to cope and even Eurostar ended up with a day of disruption. For those who suffered at the hands of airline chaos, it was a harsh and unfair experience - with many of those travellers taking their first post-Covid trip abroad and others heading off for what were meant to be celebratory family events. Both airlines and airports let their passengers down - after all, they knew how many would be travelling, as they'd all booked tickets - and then got involved in a finger-pointing blame game with the Government. Georgie Frost, Helen Crane and Simon Lambert discuss where the blame lies for the disruption, what people's rights are if their flights are cancelled and what we can all do to protect ourselves if we hope to go away over the summer. Also, the team talk about why some of the best mortgages are currently being offered by lesser-known building societies and how long you'd have to wait for an electric car's lower running costs to pay off. And finally, from travel chaos to energy firm blunders: how did Bulb swing from telling someone they were owed almost £2,000 and refunding them their cash when they moved, to declaring six months later that the customer now owed Bulb almost £2,000? Helen talks through a recent Crane on the Case, where Bulb seemingly decided Ofgem's one-year back billing rule didn't apply to it.

Sudden Wealth Syndrome. It's a thing apparently and something that many of us probably wouldn't mind suffering from. That's the term used to describe those who suddenly - and perhaps unexpectedly - come into a very large sum of money. And doing so brings plenty of benefits but also its own problems. Over the past week, we have heard about the couple who won £184million on the Euromillions, but what are the challenges they will face and how do you deal with that sum of money. We spoke to a number of experts about this and on this episode Georgie Frost, Helen Crane and Simon Lambert discuss that they said - and why apparently going public is the right thing to do. The team also conjure up dreams of how they might use so much money, from the long-term, to the first thing they would do. Also on the agenda are the boost to the Premium Bonds prize fund and rate and whether this makes them a good option for savers and why buying a fixer-upper could end up costing you far more than a house that's already 'done'. And finally, just when you thought it was safe to go back on holiday ... the car hire crunch has got even worse. How bad is it and why?

Adam Cox is joined by nutritionist and dietician, Helen Bond, to discuss new research from California Raisins which reveals the misconceptions Brits have about vegan food and plant-based diets. They look at the pros and cons of a plant-based diet, and Helen provides recommendations on how to ensure a balanced and healthy diet. www.californiaraisins.co.uk