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Adam Cox

Modern Mindset: Mark Brown on the Future of the Wedding Industry

Adam Cox
Original Broadcast:

Modern Mindset

Modern Mindset: Mark Brown on the Future of the Wedding Industry
Adam Cox is joined by Mark Brown, CEO and Founder of Wedinsure, to discuss the trends currently occurring within the wedding industry relating to the claims people have made, and how the economic outlook of the country is affecting these. He recommends ways couples can protect their wedding day, and what to look for in wedding protection policies. https://wedinsure.co.uk/
Guest:

Mark Brown


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Georgie Frost

This Is Money: Could you save enough to get financial independence?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Could you save enough to get financial independence?
Financial independence and retiring early sounds great, but could you sacrifice enough of your spending to get there? The so-called FIRE movement ('Financial Independence Retire Early') involves living a frugal live, saving as much of your income as possible – 50% or more – and investing to build a pot to retire early on. Ideally, this needs to be 25 times your annual spending requirements, so that you can follow the 4% rule on how much of your pot you spend each year. Advocates of financial independence will tell you that this requires giving up much of our modern-day consumer lifestyle but that it’s worth it in the end, as they can then live their lives on their own terms. Could you do this and would Georgie Frost, Lee Boyce and Simon Lambert be able to stomach the hardcore budgeting and saving it requires? The team discuss financial independence, its attractions and the drawbacks of getting there. And don't miss our second special bonus podcast this week, where Simon speaks Barney Whiter, of The Escape Artist blog, who helps others to try to achieve the same financial independence he has. Also, inheritance tax is catching more people in its net; what can you do about that and is it time for the tax to change? Plus, why inflation is causing problems for the national debt (now £2.4 trillion) and should a reader use a £60,000 sum sitting in a low rate cash Isa to pay off some of their mortgage?

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Georgie Frost

This Is Money: What would you teach someone about money?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: What would you teach someone about money?
Ten money rules from Simon on how to have a richer life — When will the big banks start paying interest? — Re-assuring words for first time buyers — Recovering costs of travel disruption. Listen in to Georgie, Simon and Lee

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Adam Cox

Modern Mindset: Annabel Rhodes on Sustainable Skincare

Adam Cox
Original Broadcast:

Modern Mindset

Modern Mindset: Annabel Rhodes on Sustainable Skincare
Adam Cox is joined by Annabel Rhodes, Founder & Director of Rhodes Skincare, to discuss how current skincare practices are harming the environment. They look at some of the myths and misconceptions within the beauty industry, and why it's so difficult to be a sustainably conscious skincare consumer. She also explains who Rhodes Skincare are, and how they help combat these issues. www.rhodesskincare.com
Guest:

Annabel Rhodes


Published:
Georgie Frost

This Is Money: What will Boris's downfall, a new Prime Minister and Chancellor mean for the economy and our finances?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: What will Boris's downfall, a new Prime Minister and Chancellor mean for the economy and our finances?
Boris Johnson finally came unstuck this week and resigned as Prime Minister after one scandal too many caught up with him. Whatever you thought of the PM - and he certainly has the ability to divide a room almost as well as he can entertain it - there is no doubt that this ushers in another bout of 'what next?' instability for Britain. The economy is struggling, an inflation crisis is in full swing and the Bank of England is raising rates into a recession, yet at the end of a tumultuous week we are not just down one Prime Minister but a Chancellor and aren't quite sure if the new man in the job will be sticking around very long. The new Chancellor, Nadhim Zahawi, reportedly has designs of his own on the job next door at Number 10 and even if he makes an unsuccessful leadership bid, will a rival want him sticking around? Georgie Frost, Tanya Jefferies and Simon Lambert look at what the change in Prime Minister could mean for the UK's economy, businesses and households - and what a new Chancellor might do and the challenges they will face. Also, some big UK name household shares have taken a beating this year, but which would the experts pick as having fallen too far and as ripe for a bounce back? The team look at whether, with rates rising, a ten-year fixed rate mortgage is a good move and Tanya talks us through the latest round of state pension mistakes and what the DWP is doing. And finally, will you end up with a bit more cash when you get paid this month? Yet, another National Insurance change is kicking in, here's what it means.

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Adam Cox

Modern Mindset: George Clarke on Green Home Renovations

Adam Cox
Original Broadcast:

Modern Mindset

Modern Mindset: George Clarke on Green Home Renovations
Adam Cox is joined by Architect, TV presenter and writer, George Clarke, to discuss new research from Mitsubishi Electric which has shown the attitudes of the public, surrounding their eagerness to renovate homes, reduce energy bills and tackle carbon footprints. George gives tips and tricks to homeowners looking to make more sustainable home improvements and gives his opinion on the changes we can expect to see in sustainable housing in the future. www.mitsubishielectric.com
Guest:

George Clarke


Published:
Georgie Frost

This Is Money: How to battle unfair charges from private parking firms… and win

Georgie Frost
Original Broadcast:

This is Money

This Is Money: How to battle unfair charges from private parking firms… and win
In recent times, private parking firms have come under scrutiny from motoring organisations, the Government… and This is Money. Many motorists will have received a dreaded charge in the post and in some cases, unjustifiably so. If that’s you, it’s time to fight back. Georgie Frost, Simon Lambert and Lee Boyce take a look at whether private parking firms are playing fair. It comes as Lee received a third private parking charge in the post in four years, and for the third time appealed and had it magically cancelled. He explains his case and questions how he was issued the charge despite paying the correct amount and displaying the paid-for ticket in the windscreen. Also, is it fair to remove parking machines and replace them with apps? Halifax has been embroiled in a Twitter storm this week when it comes to pronouns and its bank branches – but what about the move to reduce new build deposits from 10% to 5%? Is it good news for first-time buyers? The energy price cap is set to surge to around £3,000 in October. Is it wise to try and find a fix with your supplier? Also, Simon explains why five FTSE-100 firms have seen their share price fall more than 40% since the start of the year, including Ocado and Royal Mail. And lastly, This is Money business doctor Dave Fishwick answers the question on many small business owner’s lips: how do I pass on price increases without annoying the loyal customer base?

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Adam Cox

Modern Mindset: James Lambert for English Wine Week 2022

Adam Cox
Original Broadcast:

Modern Mindset

Modern Mindset: James Lambert for English Wine Week 2022
Adam Cox is joined by James Lambert, MD of Lyme Bay Winery, for English Wine Week to discuss new research revealing the top 5 different types of wine drinkers. They look at how the English wine industry is doing, and also what to look out for in a bottle of wine this summer. www.lymebaywinery.co.uk
Guest:

James Lambert


Published:
Adam Cox

Modern Mindset: Donna Kunyo and Miles Baron for National Bingo Day

Adam Cox
Original Broadcast:

Modern Mindset

Modern Mindset: Donna Kunyo and Miles Baron for National Bingo Day
Adam Cox is joined by Donna Kunyo, National Bingo Caller of the Year, and Miles Baron, Chief Executive of The Bingo Association, for National Bingo Day to discuss why Bingo is still so popular in the UK. Donna explains what made her fall in love with Bingo and how she became a Bingo caller, and Miles explains what's going on across the UK for the day and the future of the game. www.bingo-association.co.uk
Guests:

Donna Kunyo, Miles Baron


Published:
Georgie Frost

This Is Money: How will rapidly rising interest rates affect you?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: How will rapidly rising interest rates affect you?
Base rate has gone from 0.1% to 1.25% in the space of six months, in a flurry of rate rising that would have been considered unthinkable a year ago. Yet, as the Bank of England delivered another 0.25% raise, voices were raised in some corners to demand why it hadn't gone further. Why not a 0.5% jump or even a 0.75% one, as the Fed had delivered in the US? With inflation running at 9% and expected to head north into double digits, the onus is on the Bank of England to show it has a grip and we aren't heading back to the 1970s. But is rapidly raising rates the right thing to do and how will it affect savers, borrowers and investors? Georgie Frost, Lee Boyce and Simon Lambert discuss the case for and against rate rises and what the impact is for the economy and people. Mortgage rates have risen even faster than the base rate, so what can those who need to remortgage do - and will this sink house prices? The team assess the prospects for the property market and offer their tips on what borrowers should do to prepare and protect themselves. Meanwhile, over in the US, it's the stock market that's suffering as rates rise. Why is that, and how bad could this bear market be? And finally, petrol prices keep hitting record highs and we want people to switch to electric cars but the Government has swiped away the £1,500 grant that helps people buy more affordable models. Will that make a difference, or has electric car demand reached a level where ditching a bung to help out is wise?

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