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Welcome to the This is Money and Share Radio podcast, brought to you in partnership with NS&I. It’s been quite a stressful week both real and imagined. The UK banking system was put through its paces in the Bank of England’s stress test which simulated a range of disaster scenarios from crashing house prices to rising unemployment. The biggest failure proved to be the majority tax payer owned RBS, whilst it was ‘must try harder’ for Barclays and Standard Chartered. Unfortunately not all this week’s stresses have been virtual though and rising fuel prices contributed to the collapse of GB Energy affecting 160,000 customers. When it comes to finding a new supplier there’s certainly plenty of choice at least as more and more smaller firms spring up- so just what is going on with Britain’s energy market? Georgie Frost is joined by Editor Simon Lambert and Consumer Affairs Editor Lee Boyce to find out. Also this week they look at the scams tricking people out of personal data and gig tickets as well as the meaty issue of what else is in the new plastic fiver. This is Money is presented by Georgie Frost in partnership with NS&I.

Oil prices are sitting at their highest level in a year. For now, financial markets seem convinced the Opec cartel's new deal to limit global crude production will stick. Motoring organisations have already warned petrol prices may rise by 9p a litre, adding about £5 to the average cost of filling up a car. But what of Oil's cousin, natural gas. How has the market for that been affected? Matt Cox has been hearing from Edgar van der Meer, Senior Analyst at industry specialists NRG Expert.

Are you hoping for a pay rise in 2017? New research has found 40% of us don't believe we’ll will get one. And, rather gloomy economic conditions combining with predictions British workers probably won't get a pay rise for 10 years. So how financially fit are you for the news year? To find out, Georgie was joined in the studio by Lisa Hardstaff credit expert from Equifax and Nick Hill, Money Expert from the Money Advice Service.

OPEC has reached a deal to cut oil supplies for the first time since the global financial crisis in 2008, prices are expected to rise above $50 a barrel as countries with large oil reserves like Saudi Arabia and its Gulf allies accepted big reductions in production. OPEC decided to cut 1.2m barrels a day to about 32.5m b/d for six months from early 2017 after six hours of talks in Vienna. Our energy expert in Vienna Peter Bild joined the show to discuss.

Consumer writer Megan French from Money Saving Expert gives some advice for those affected by the collapse of GB Energy as well as discussing the pros and cons of PayPal for online Christmas shopping. Plus we have a roundup of the best deals the team have found this week.

How much would it cost you to feed say 8 people for Christmas? £100? maybe even £200? Good Housekeeping's annual Christmas dinner price index just released today has revealed that you can feed eight people for as little as £20 or £2.48 per head. To find out how Sue Dougan spoke to Sara Benwell, Good Housekeeping's consumer editor.

There are calls for Ofgem to look at how to better protect energy consumers from their supplier going out of business. It comes as 160,000 energy customers face uncertainty, after GB Energy Supply was forced to shut down. USwitch is calling on the regulator to look at how suppliers can cope with fluctuating wholesale energy prices more effectively. James Brydges spoke to Claire Osborne, an energy expert from USwitch, about the increase in wholesale prices.

Between 2001 and 2011, the number of whiplash claims for car accidents doubled, despite the number of accidents going down by 40%. This is allegedly costing us £40 a year extra in insurance costs which has caused the government to decided to clamp down on fake claims. Joining Sarah to talk about what this means to the public are, Amanda Stretton, from Confuesd.com and David Williams, technical director of AXA Insurance

This week we discuss Phillip Hammond's Autumn Statement, where he announced changes to salary sacrifice schemes, new money for housing and the leaked ban on letting agent's fees. Joining Sarah are, Jane Moore, from the Institute of Chartered Accountants in England and Wales, Debbie Lovewell-Tuck, editor of Employee Benefits magazine, Sue Warwick who's an Independent Housing Specialist at Infusion Living and Richard Connolly, the CEO of Rentplus.

Have you been using your credit cards to get in on the black Friday deals, or perhaps some Christmas shopping? Credit cards can be extremely useful against fraud but can be a big problem if you aren't able to pay them off quickly. So should you bother, or are you better off without? To discuss this with Sarah she is joined by Young Money champion, James Connington, Andy Webb of becleverwithyourcash.com, Andrew Haggar of Moneycomms and Hannah Maundrell of Money.co.uk.