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Adam Cox

Modern Mindset: Sarah Calcutt on Food Boosting Mental, Physical & Community Health

Adam Cox
Original Broadcast:

Modern Mindset

Modern Mindset: Sarah Calcutt on Food Boosting Mental, Physical & Community Health
Adam Cox is joined by Sarah Calcutt from City Harvest London. Sarah discusses the latest Nourish To Flourish reported conducted by the food charity. She also talks about how food can boost mental, physical and community health. https://cityharvest.org.uk/
Guest:

Sarah Calcutt


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Georgie Frost

This Is Money: More of us are falling into the savings tax trap - is it fair?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: More of us are falling into the savings tax trap - is it fair?
You find a decent paying savings account, diligently squirrel away your money, watch it grow… only for the taxman to come along and swipe a chunk. And since savings rates have been much better in recent years, the amount HMRC is taking in in savings tax revenue has gone up significantly. It's only going to increase according to estimates, to the tune of £10.37 billion in 2024/25, up from £6.6 billiion in 2023/24 - and £1.2 billion in 2021/22. So, how can you dodge the trap? Georgie Frost, Helen Crane and Lee Boyce look at this growing revenue spinner. It also means taking advantage of ISAs is key - and we're very keen on one tax-free account in particular. And sticking with savings, Helen explains the case of a Barclays customer who had a stroke - recovered better than expected - but was then locked out of his account with £100,000 in it for nearly a year. There is a mobile phone swiping epidemic in the country - but what is it the criminals are really after? Is it the handset, or something else? We explain all, alongside businessman and This is Money columnist Dave Fishwick, who interviewed one of the gang leaders. And sticking with Dave... he gives his views on what needs to happen after the general election on 4 July for the North. It's not just our phones being stolen… motor theft too is on the rise. A former police interceptor gives his tips on how to keep your vehicle safe. Lastly, what is the magic number of salary to make you feel rich? Recruiter Indeed believes it has found the answer...
Guests:

Dave Fishwick, Helen Crane


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Adam Cox

Modern Mindset: Alastair Douglas on the Financially Underserved

Adam Cox
Original Broadcast:

Modern Mindset

Modern Mindset: Alastair Douglas on the Financially Underserved
Adam Cox is joined by Consumer Finance Expert and CEO of TotallyMoney, Alastair Douglas. Alastair talks to Adam about why the number of financially underserved people is growing, and what we can be done to prevent this. https://www.totallymoney.com/
Guest:

Alastair Douglas


Published:
Georgie Frost

This Is Money: Inflation is back on target, so is life about to get easier?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Inflation is back on target, so is life about to get easier?
Inflation is back on target at 2%. After the spike into double-digits that triggered talk of a cost of living crisis and sent interest rates spiralling, we are now back at the Bank of England's target level. So, is the great inflation panic over and is life about get easier? Or will we be feeling the after effects of high inflation for years to come? And what's going to happen to interest rates? Georgie Frost, Helen Crane and Simon Lambert look at why inflation as come down and what happens next. Plus, the couple who didn't get a Nationwide fairer share payout despite having £100,000 saved. And finally, would you let your parents pay for you to go on holiday as an adult - or pay for your own adult kids to go with you? The team look into the family time vs freeloading debate.
Guest:

Helen Crane


Published:
Georgie Frost

This Is Money: What does it take to win the Premium Bonds - and is it worth you trying?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: What does it take to win the Premium Bonds - and is it worth you trying?
How much do you need in Premium Bonds to win the jackpot? And if you haven’t maxed them out to the full £50,000, is it even worth bothering? This is Money has run some in-depth analysis on all the £1 million prizes over the past four years and this week revealed how much those lucky people held. Georgie Frost, Lee Boyce and Simon Lambert look at what it takes to win the Premium Bonds. Simon gives us his tax manifesto to get us out of the mess Britain’s tax system is in. Plus, one of our readers is in their mid-40s, would like to semi-retire to work on their own terms, travel and enjoy life in a decade, and wants to know if their £180,000 investments can grow enough to achieve that. What does someone with those ambitions need to consider? The team take a look. Should you consider buying a cheap electric car? Prospective buyers are worried about batteries but get over that and Simon says it could prove even cheaper to run than you think. And finally, the new King Charles notes are out but what are the serial numbers to check your wallet for which could make them worth big money?

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Adam Cox

Modern Mindset: Adam Cox is joined by Haitem Bulgasim of Nationwide Renewables

Adam Cox
Original Broadcast:

Modern Mindset

Modern Mindset: Adam Cox is joined by Haitem Bulgasim of Nationwide Renewables
Haitem tells Adam all about new research he's conducted regarding renewable energy, as well as what the government needs to do regarding renewables during election season. https://nationwide-renewables.co.uk/
Guest:

Haitem Bulgasim


Published:
Georgie Frost

This Is Money: The consumer champion's guide to getting what you want

Georgie Frost
Original Broadcast:

This is Money

This Is Money: The consumer champion's guide to getting what you want
This is Money's consumer champion Helen Crane celebrated the 100th edition of her 'Crane on the Case' column this week. Helen has won back more than £1.2 million for readers over the course of all those columns and learnt a thing or two along the way about how to battle consumer problems and bad customer service. She discusses the big wins, the satisfying victories, the worst cases of bad customer service - and gives her tips on how to get what you want. Also on the show, Georgie Frost, Lee Boyce and Simon Lambert discuss whether working parents could be missing our by not claiming child benefit now that the rules have changed and more can get it. Plus, if you owe tax on savings interest but don't have to do a tax return how will HMRC find out? Is Scottish Mortgage worth backing as shares rebound but remain considerably down on their peak? And finally, Charles Stanley's Dan Beecroft joins the show to explain 50-30-20 budgeting and why people love this rule of thumb for spending and saving.
Guest:

Helen Crane


Published:
Georgie Frost

This Is Money: What could the general election mean for your money?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: What could the general election mean for your money?
The Prime Minister put an end to all the speculation this week by giving us the date for the general election: July 4. That comes as the latest inflation reading was 2.3%, a little above forecasts making a base rate cut next month now unlikely. Simon Lambert, Georgie Frost and Lee Boyce delve into the economic state of affairs and what the upcoming election could mean for your money, when it comes to tax, pensions, property and everything in-between. Nationwide Building Society posted pre-tax profits of £1.77bn this week and as a result, it is dishing out another year of 'Fairer Share' loyalty payouts of £100 — will you qualify? And not only that, it is now offering £200 to switchers and an exclusive 5.5% loyalty savings rate. How does early retirement sound to you? It seems it appeals to a lot of us because searches on Google for 'retire early' have increased threefold in the last decade. But how much would you be willing to sacrifice to achieve it? At the extreme end, we have the FIRE movement, advocating saving 70% of your income. Special guest, former This is Money editor Andrew Oxlade, had had enough — he explains why. Lastly, This is Money has a new regular series called Modern Treasures with valuation expert Dan Hatfield — Lee reveals all about the first one, all about first edition books, and gives details on how to get YOUR items valued for free.

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Georgie Frost

This Is Money: The mystery of the stolen Nectar Points - and the loyalty card price sting

Georgie Frost
Original Broadcast:

This is Money

This Is Money: The mystery of the stolen Nectar Points - and the loyalty card price sting
Supermarket loyalty schemes have become even more of a big thing in recent years as the two giants Tesco and Sainsbury's have rolled out Clubcard and Nectar Prices. But while cards bring lower prices, the points collected still mean prizes for some loyalty scheme fans. So, what happens if a fraudster steals your points? This is Money's Angharad Carrick recently went on the trail of some stolen Nectar points and uncovered a story that delivered as many questions as it did answers. Ang, Georgie Frost and Simon Lambert discuss the mystery of the stolen Nectar Points and how our reader got short shrift from Sainsbury's, Action Fraud and the police when they had £230 nicked. Plus, are these loyalty cards any good and worth having anyway and why is the competition watchdog investigating them? Also — many more people are taking mortgages than run past state pension age but with work and retirement blurring and changing does this matter? Simon explains why he thinks it does but for another reason. Would you buy fake cash for a knockdown price off social media? It sounds daft, but this is a genuine thing — we look at how it is happening. And should a reader who is still working at age 77, worth £2.6million and doesn't want a big inheritance tax bill start giving money away — and splashing out on themselves and their family?
Guest:

Angharad Carrick


Published:
Georgie Frost

This Is Money: Should the Bank of England have cut interest rates instead of holding firm?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Should the Bank of England have cut interest rates instead of holding firm?
The Bank of England decided to hold the base rate for the sixth time in a row this week – but was it the right decision? Should the MPC have been bold and made a cut? What does it mean for our mortgages and savings? And when will a move come - and in what direction? Georgie Frost, Simon Lambert and Lee Boyce talk about the base rate decision and what happens next. In the world of property, the number of homes being devalued is on the rise. So, what's going on? And what can you do if it happens to you? Bungalows are having a moment. They're not just for the elderly and downsizers, young families and first time buyers are also increasingly interested - pushing the price of them higher since the pandemic. Energy firms have been trying to push smart meters on us for years: have they uncovered a new trick to get us to make the swap? And finally, it's been good news for JD Wetherspoon - the no frills pub chain said it expects annual profits to come in towards the 'top end' of forecasts. Where do you stand on Spoons? Lee and Simon face-off with different pints of view on the pub giant.

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