Share Sounds related to Personal Finance

Amid Donald Trump's tariff madness, there may be a silver lining for British investors. With American exceptionalism swiftly being replaced with American erraticism, the UK is attracting the eye of international investors. They see the FTSE — and its European counterparts — as a relative bastion of sanity and somewhere that a rules-based trading system can ride out the storm away from a US government seemingly intent on tearing up the rulebook and throwing the pieces in the air to see where they land. But this isn't the first occasion that investors have heard the siren call of a revived UK stockmarket, only to have their hopes dashed on the rocks, so will it be different this time? Georgie Frost and Simon Lambert discuss whether UK shares will be a tariff winner — and where else investors can turn to make a profit. Plus, how much should you have in savings at different ages and are NS&I's new bonds or Cash ISA table-topping rates from savings apps a way to get there. And finally, a question from a reader who asks what they can do about a neighbour who borrowed their lawnmower and broke it... and what our consumer rights lawyer's answer reveals about Georgie. Please tell us what you think about the This is Money programme: we're running a listener survey, to get your thoughts on what you like and what we can improve. Here's the link: https://ex-plorsurvey.com/survey/selfserve/550/g517/250305?list=14#?

As education adapts to the needs of today’s students, 1-to-1 tutoring is becoming an essential solution. With larger class sizes and rising mental health concerns, this flexible approach offers personalized support that helps students manage academic pressures. Studies show that students receiving 1-to-1 tutoring see significant improvements in performance, including a 67% boost in attainment compared to traditional classroom settings. Joining Adam Cox to discuss this is Kevin Ramchurn, a Mathematics Tutor, and Managing Director at Suited Tutor.

Daniel Clewlow once again fills in for Adam Cox on Modern Mindset. He speaks to Dr Anna Foreman, an in-house vet from Everypaw. They discuss the importance of pet safety, which is especially significant with Easter around the corner, as lot of chocolate could be well be around your house! https://www.everypaw.com/

For years, two-year fixes were the mortgage of choice for most homeowners — but borrowers piled into five-year deals in 2022 and 2023 in a bid to lock in super-low rates. Now, UK Finance figures show shorter fixed deals are once again back in vogue. Does that mean people think rates are heading down — and what do you need to think about when choosing yours? This is Money's Helen Crane and Georgie Frost discuss. Elsewhere in the property market, TSB data reveals that the average first-time buyer is now past their 30th birthday in all but one region of Britain. Perhaps more surprisingly, though, the amount people borrowed from family to get on the property ladder went down last year. The team ask why that is, and tips for saving a house deposit. Donald Trump's tariffs have continued to dominate the headlines this week, causing a whirlwind on the global markets. Is this going to bring down savings rates for good, and what can people do with their money instead? On the bright side, though, it means there might be a very short window in which you can buy a cheap TV.

Daniel Clewlow fills in for Adam Cox and he interviews Amy Anderson, Skincare Expert and Co-Founder of Skin Shop. They discuss the skin condition that is Rosacea, dissecting what it is and how we can raise awareness. https://www.skinshop.co.uk/

Markets around the world have slumped, the dollar weakened and fears mount of a global recession, after Donald Trump announced huge 'reciprocal' tariffs on over one hundred countries. The UK appears to have got off lightly, attracting just the baseline 10% tariff - but even that will wipe out the Chancellor's beloved headroom and leaves the door wide open for tax rises in the Autumn. How else could it hit us here? From pensions, investments, mortgages and energy bills, Georgie Frost, Simon Lambert and Lee Boyce try to unpick a crazy few days in the geo-political arena. As ISA providers continue to battle it out to win new customers ahead of the end of the tax year, we've seen some chunky deals. A quartet of savings apps have all boosted rates repeatedly in the last week, with the top Cash ISA rate of 5.9%, up from 5.28% just a week ago. The catch? These bonus boosts only last three months, so how good is the rate you're really getting over the whole year? And are these deals worth it? And, on the topic of ISAs, Simon has his very, very last minute tips on filling your allowance before it's too late.

Rachel Reeves is back to where she started after the Spring Statement, with her £9.9billion of budget headroom restored but at what cost? The Chancellor was true to her word and didn't turn last week's economic update into a second Budget, with no tax changes coming in. But a wave of spending cuts was announced, along with growth forecasts going both down and up. We also got the Office for Budget Responsibility's update on what Reeves' Autumn Budget tax rises will cost us, a threat to Cash ISAs and no reprieve for home buyers on stamp duty. In this episode, Georgie Frost, Lee Boyce and Simon Lambert dive into the Spring Statement to explain why it happened, what it means, and tackle the question of whether taxes are going to have to rise again in autumn. They look at the very important assumption being made by the OBR, which if it turns out to be wrong could mean there is a £48billion black hole in the sums. And is the entire thing a charade anyway and damaging to our future prospects? Simon explains why he thinks so. Finally, campaigners like Gary Stevenson claim that this could all be solved with a wealth tax — is that where we will eventually end up?

New research released reveals how the vast majority of people in Britain are concerned that 2030 is too soon to ban the sale of new petrol and diesel cars. However, there is a general consensus that we need a viable solution to greenhouse gas emissions right now. Joining Adam Cox to discuss this is Dickon Posnett – the President of the European Biodiesel Board and Director of Corporate Affairs at Argent Energy.

New research from children's audio platform, Yoto, reveals widespread concern around the amount of time children are spending on screens — as well as the content they can access easily online. Joining Adam Cox now to discuss this is former children’s publisher and Yoto Content Director, Jessica Tarrant.

Obesity costs the UK £100 billion a year, yet stigma still clouds the conversation. Science shows it’s more than willpower—genetics which drive up to 80% of weight gain, and new treatments are changing the game. With weight loss medications proving effective and the government backing their use, is it time to rethink our approach? More than one in ten women in the UK already use GLP-1s for weight management, but 31% hesitate due to stigma — highlighting the urgent need to shift public perception. Joining Adam Cox today is pharmacist Kevin Joshua from Juniper Technologies UK Ltd, who will discuss the future of obesity treatment and its impact on public health.