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Gavin Oldham

Thought for the Week: A Matter of Life and Death

Gavin Oldham
Original Broadcast:

Thought for the Week

Thought for the Week: A Matter of Life and Death
Matters of life and death featured strongly in the House of Commons last Friday. thanks to Kim Leadbeater's Private Members' Bill on assisted dying — it's curious how the new UK parliament has developed such a fixation on 'end of life'. The Government's plans for inheritance tax might encourage people towards a serious look at philanthropy — register to join Philanthropy Impact's webinar on Donor Advised Funds, starting at 12 noon this Wednesday 4th December. Background music: 'Wandering Soul' by Asher Fulero Image source: Philanthropy Impact
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Gavin Oldham

Thought for the Week: The OBR should analyse generational impact

Gavin Oldham
Original Broadcast:

Thought for the Week

Thought for the Week: The OBR should analyse generational impact
The yellow-shaded column is the OBR's forecast for borrowing in 2028-29 as at March this year; the blue-shaded is their latest forecast. Is this really 'Invest, Invest, Invest' or 'Borrow, Borrow, Borrow'? The problem is that it all lands on the shoulders of today's young people, who will struggle more to find jobs after the employer NI changes and whose prospects of home ownership and family formation are already weighed down by student debt. Background music: 'Missing Persons' by Jeremy Blake
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Gavin Oldham

UK Parliament: Budget Speech 30 October 2024

Gavin Oldham
Original Broadcast:

Policy Matters

UK Parliament: Budget Speech 30 October 2024
UK Chancellor of the Exchequer Rachel Reeves delivers her first Budget. This recording is unabridged and without additional comment.
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Gavin Oldham

Thought for the Week: UK Budget on the Horizon

Gavin Oldham
Original Broadcast:

Thought for the Week

Thought for the Week: UK Budget on the Horizon
UK Chancellor Rachel Reeves presents her first Budget on Wednesday 30th October after a major spending review. Her election commitments on tax rates and the priority she has given to restoring growth will limit the scope for raising further revenues, but there's plenty of room for re-balancing health spending by introducing mandatory health insurance for wealthy old folk. The balance between what comes in and what goes out is a struggle for almost all western democracies: in the United States, debt interest accounts for 76% of income tax receipts. In the UK it's 36%: still high, and that's notwithstanding the impact of frozen tax thresholds causing higher receipts, which would act to reduce that percentage. Background music: 'People Watching' by Sir Cubworth
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Georgie Frost

This Is Money: How to protect your finances before the Budget (and what to avoid)

Georgie Frost
Original Broadcast:

This is Money

This Is Money: How to protect your finances before the Budget (and what to avoid)
With just one month to go before the Budget, Georgie Frost, Simon Lambert and Lee Boyce discuss what you might consider doing to prepare for it? Give money away, use allowances (CGT, ISA, pension contributions) to the full, or leave the country? The team reminds us that 'don't panic' is often the best way forward. There's also a couple of interesting readers' questions, about ignoring a father's will and re-marriage to save tax.
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Gavin Oldham

Thought for the Week: Falling birth rates unsettle the Vatican

Gavin Oldham
Original Broadcast:

Thought for the Week

Thought for the Week: Falling birth rates unsettle the Vatican
Pope Francis calls for more focus on children, suggesting that in many countries pets take preference. If the hard-won values of gender equality are to benefit generations well into the future, western democracies need to help young people towards family formation. His comments may have been prompted by the collapse in Italian fertility rates to just 1.3 birth per woman: well below the 2.1 needed for a stable population. Background music: 'Young And Old Know Love' Puddle of Infinity
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Gavin Oldham

Thought for the Week: Summer at Last?

Gavin Oldham
Original Broadcast:

Thought for the Week

Thought for the Week: Summer at Last?
It's been a long wait for summer this year, and we need to search for glimmers of hope as we approach the new political/economic/academic year. One such is the significant rise in Maths 'A' level entries, which will help young people find good careers. Another is the 0.25% reduction in interest rates: a cautious and close-run decision in times of considerable turbulence. Real interest rates are still 3%, so there's a long way to go. If the current rash of street riots allow it, we need to use the few weeks of summer calm to reflect on the big issues holding us back, including how to achieve a world without poverty. Background music: 'Solar Power' by Ashley Shadow
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Gavin Oldham

The Bigger Picture: Rachel Reeves speech 290724

Gavin Oldham
Original Broadcast:

The Bigger Picture

The Bigger Picture: Rachel Reeves speech 290724
The new Chancellor of the Exchequer's speech to the House of Commons on 29th July 2024, unabridged and as delivered.
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Gavin Oldham

The Bigger Picture: The King's Speech

Gavin Oldham
Original Broadcast:

The Bigger Picture

The Bigger Picture: The King's Speech
The State Opening of Parliament on Wednesday 17th July was somewhat of a watershed after fourteen years of Conservative governments. Here is the unabridged King's Speech, encapsulating in just over twelve minutes the priorities of the new Labour Government. Image source: Daily Express. Background music following the speech: 'Pastorale' by Joel Cummins
Guest:

King Charles III

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Gavin Oldham

Thought for the Week: Debt is the Achilles Heel of Democracy

Gavin Oldham
Original Broadcast:

Thought for the Week

Thought for the Week: Debt is the Achilles Heel of Democracy
The scale of the nominal national debt is staggering, but when you add in unfunded pension schemes (state and public sector) and HM Treasury indemnities to the Bank of England it places a heavy load indeed on the new Chancellor. Her early career at the Bank of England and HBOS will have prepared Rachel Reeves well to tackle this challenge in her new role as Chancellor of the Exchequer; and she will be well aware of the heavy burden being placed on younger generations. Background music: 'Burden Laid Down' by The Westerlies
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