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Adam Cox

Modern Mindset: Patrick Folkes on Environmentally Friendly Paint

Adam Cox
Original Broadcast:

Modern Mindset

Modern Mindset: Patrick Folkes on Environmentally Friendly Paint
Adam Cox is joined by Patrick Folkes, from Graphenstone UK, to discuss the Nobel-Prize winning material Graphene, and how it is being used in paint to absorb CO2 from the air. They discuss some of the issues with traditional paints, and how this Graphene based paint may be the future of paint. https://graphenstone.co.uk/
Guest:

Patrick Folkes


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Georgie Frost

This Is Money: Are 95% mortgages to prop up the property market wise?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Are 95% mortgages to prop up the property market wise?
Life is tough for first-time buyers. House prices were already expensive before the coronavirus lockdowns and defying all logic a mini-boom has sent the average house price up £20,000 further over the past year. At the same time mortgage lenders have indulged in a flight to safety, canning the vast majority of 95% loan-to-value mortgages and bumping up the gap between rates on 90 per cent mortgages and those for borrowers with more equity. 'Once more into the breach' has stepped the Government, with taxpayer aid for banks and building societies to offer more 5% deposit mortgages. But is this a wise move? Should we stop meddling in the mortgage and property market, as short-term assistance ends up meaning long-term pain as more credit is extended and house prices climb ever higher? And could it be that while the 95% mortgage push is the wrong move at the national economic level, on a personal level taking one might prove a good move for some, who could end up paying less than they do in rent? Georgie Frost, Lee Boyce and Simon Lambert discuss the 95% mortgages, the rise in house prices and whether buy-to-let is still a good investment. Also this week, the lowdown on the Barclaycard customer service meltdown as long-standing customers see their credit limits slashed. And finally, you want a shed-office (aka a shoffice) to work in down the bottom of the garden, but can you power it with solar panels?

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Adam Cox

Mini Mindset: Renting versus buying in the UK

Adam Cox
Original Broadcast:

Mini Mindset

Mini Mindset: Renting versus buying in the UK
Adam Cox is joined by Christian Armstrong from rental property pioneers Get Living, to discuss how Brits’ attitudes towards renting have changed over the last few years, and why build-to-rent properties have become so popular. They look at the benefits of build-to-rent schemes and how the pandemic has changed the needs and demands of the renter market.
Guest:

Christian Armstrong


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Georgie Frost

This is Money: How to make an offer and avoid overpaying for a home

Georgie Frost
Original Broadcast:

This is Money

This is Money: How to make an offer and avoid overpaying for a home
Britain is in the grip of a mysterious property mini-boom. Talk of a property market more buoyant than it’s been in years, of viewings and offers flooding in and family homes in hot demand, doesn’t seem to just be the usual estate agent puff. Evidence from mortgage reports, surveyors and data on estate agent activity, appears to bear this out. The stamp duty holiday and lockdown itchy feet have combine to make parts of the market a sellers’ one, so as a buyer what can you do to get a decent offer accepted and avoid overpaying? On this week’s podcast, Simon Lambert, Georgie Frost and Lee Boyce talk buying homes. They discuss what’s going on, whether all parts of the market are flying (not quite), why some homes go to above asking price offers but others linger, and how as a buyer you can get a good deal, while as a seller you can also try to go under offer swiftly at a decent price. Also, on this week’s show, the team discuss the rise of the lockdown trader and why more people – and younger ones at that – are buying shares. They look at inflation and how many savings account beat it. And finally, why has the Royal Mint said it probably won’t need to make anymore 2p pieces or £2 coins for a very long time?
Guests:

Simon Lambert, Lee Boyce


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Adam Cox

Mini Mindset: House Price Psychology

Adam Cox
Original Broadcast:

Mini Mindset

Mini Mindset: House Price Psychology
Adam Cox speaks to Wayne Bennet from Home Reach, discussing the affordability of housing and how shared ownership is increasing in popularity to enable millennials to get on the property ladder. Wayne shares a few tips about how to get a new home, and why savings that may have been dipped into to deal with the Coronavirus doesn’t mean that dreams of buying a house are out of reach.
Guest:

Wayne Bennet


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Richard Blanco

Inside Property: Open For Business

Richard Blanco
Original Broadcast:

Inside Property

Inside Property: Open For Business
As of 13th May 2020 in England, Government guidelines have enabled the housing market to re-open for business. In this episode of Inside Property, Richard Blanco is joined by broker Jay Rooney; Lawrence Bowles from Savills Research; and Arla Propertymark board member, Rachel Hanniquet-Brooking. They look at how agents and customers are coping with the new procedures and discuss the ongoing mortgage holiday, rent holiday challenge facing many landlords and tenants. How is the mortgage landscape evolving, and what are the prospects for house prices and sales and lettings activity moving forward?
Guests:

Jay Rooney, Lawrence Bowles, Rachel Hanniquet-Brooking


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Richard Blanco

Inside Property: The Joy Of The Refurb

Richard Blanco
Original Broadcast:

Inside Property

Inside Property: The Joy Of The Refurb
Architect Richard Ganeshmoorthy and expert landlord developers MaryAnn Richmond-Coggan and Karen Gregory join Richard Blanco to discuss the joys and challenges of refurbishment. From finding the perfect wreck to managing your tradespeople, pushing through the difficult bit in the middle and charming your way through the snagging, we share our best tips and anecdotes.
Guests:

Richard Ganeshmoorthy, MaryAnn Richmond-Coggan, Karen Gregory


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Georgie Frost

This is Money: Let's talk about property

Georgie Frost
Original Broadcast:

This is Money

This is Money: Let's talk about property
Georgie Frost is joined by editor Simon Lambert to talk property: why now might be a good time to think about building your own home; whether pensioners should get a stamp duty break for downsizing; and can you sell your home for knockdown price to avoid care costs?Also: 'Time will prove me right' says Neil Woodford - Simon explains why he’s not deserted the beleaguered fund manager. And the SUV penalty: how much picking a 4x4 will really cost you at the pumps.
Guest:

Simon Lambert


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Richard Blanco

Inside Property: Letting Agent Reform

Richard Blanco
Original Broadcast:

Inside Property

Inside Property: Letting Agent Reform
Inside Property is back for the new year! And with a raft of regulatory changes planned for Letting Agents in 2019, who will benefit and who will be losing out? From April, Letting Agents must have a dedicated bank account and insurance for clients’ money; and tenants’ fees will be banned from June 2019. What is morale like amongst Letting Agents, and how will the sector change in the coming years? And as a result of these changes, will the real victory be with the consumer? Host Richard Blanco is joined by David Cox, CEO of Arla Propertymark; Fiona Exley from London Trading Standards; and Business Transfer Agent, Adam Walker.
Guests:

David Cox, Fiona Exley, Adam Walker


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Georgie Frost

Prop Cast: Potential Pitfalls

Georgie Frost
Original Broadcast:

Prop Cast

Prop Cast: Potential Pitfalls
This is the second of a two part guide for first time buyers. In this episode, Russell and Paula walk you through the buying process, including helping you navigate the potential pitfalls.

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