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Genre: Property & Mortgages / Topic: Buying Property
Strand: Morning Money
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Georgie Frost

This Is Money: Are you a mover, a flipper or a forever-homeowner?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Are you a mover, a flipper or a forever-homeowner?
Among its many surprises, the coronavirus pandemic has delivered a property boom. In pretty much the exact opposite of what all the experts thought was going to happen the property market has hit fever pitch over the past year and a bit, with more people moving and house prices soaring. But amid all the fuss, which property tribe are you in? Are you a mover – for whom the grass always looks a bit greener, perhaps in a house with extra space, more bedrooms, a bigger garden, or with a slice of the country life or even a prime location in the city? Or would you choose to be a flipper, happy to buy and sell regularly to try to make some money and climb the ladder quicker – maybe doing places up and turning ugly ducklings into swans as you go along? Or is your chief desire to be a forever-homeowner, the kind of person who wants to either stay put where you are forever, or find the one place you can do that and then stop moving. Georgie Frost, Helen Crane and Simon Lambert take a look at the property market tribes and how they are driving the market, from those who love to move, to those chasing a quick buck, and those whose sole desire is to find the perfect place to stay put. Also, the team discuss how to learn from your investing mistakes rather than beat yourself up over them. And take a look at both sustainable banking and investing and what that means, and why the new greener E10 petrol is causing a kerfuffle
Guest:

Helen Crane


Published:
Adam Cox

Mini Mindset: Renting versus buying in the UK

Adam Cox
Original Broadcast:

Mini Mindset

Mini Mindset: Renting versus buying in the UK
Adam Cox is joined by Christian Armstrong from rental property pioneers Get Living, to discuss how Brits’ attitudes towards renting have changed over the last few years, and why build-to-rent properties have become so popular. They look at the benefits of build-to-rent schemes and how the pandemic has changed the needs and demands of the renter market.
Guest:

Christian Armstrong


Published:
Georgie Frost

This is Money: How to make an offer and avoid overpaying for a home

Georgie Frost
Original Broadcast:

This is Money

This is Money: How to make an offer and avoid overpaying for a home
Britain is in the grip of a mysterious property mini-boom. Talk of a property market more buoyant than it’s been in years, of viewings and offers flooding in and family homes in hot demand, doesn’t seem to just be the usual estate agent puff. Evidence from mortgage reports, surveyors and data on estate agent activity, appears to bear this out. The stamp duty holiday and lockdown itchy feet have combine to make parts of the market a sellers’ one, so as a buyer what can you do to get a decent offer accepted and avoid overpaying? On this week’s podcast, Simon Lambert, Georgie Frost and Lee Boyce talk buying homes. They discuss what’s going on, whether all parts of the market are flying (not quite), why some homes go to above asking price offers but others linger, and how as a buyer you can get a good deal, while as a seller you can also try to go under offer swiftly at a decent price. Also, on this week’s show, the team discuss the rise of the lockdown trader and why more people – and younger ones at that – are buying shares. They look at inflation and how many savings account beat it. And finally, why has the Royal Mint said it probably won’t need to make anymore 2p pieces or £2 coins for a very long time?
Guests:

Simon Lambert, Lee Boyce


Published:
Adam Cox

Mini Mindset: House Price Psychology

Adam Cox
Original Broadcast:

Mini Mindset

Mini Mindset: House Price Psychology
Adam Cox speaks to Wayne Bennet from Home Reach, discussing the affordability of housing and how shared ownership is increasing in popularity to enable millennials to get on the property ladder. Wayne shares a few tips about how to get a new home, and why savings that may have been dipped into to deal with the Coronavirus doesn’t mean that dreams of buying a house are out of reach.
Guest:

Wayne Bennet


Published:
Richard Blanco

Inside Property: Open For Business

Richard Blanco
Original Broadcast:

Inside Property

Inside Property: Open For Business
As of 13th May 2020 in England, Government guidelines have enabled the housing market to re-open for business. In this episode of Inside Property, Richard Blanco is joined by broker Jay Rooney; Lawrence Bowles from Savills Research; and Arla Propertymark board member, Rachel Hanniquet-Brooking. They look at how agents and customers are coping with the new procedures and discuss the ongoing mortgage holiday, rent holiday challenge facing many landlords and tenants. How is the mortgage landscape evolving, and what are the prospects for house prices and sales and lettings activity moving forward?
Guests:

Jay Rooney, Lawrence Bowles, Rachel Hanniquet-Brooking


Published:
Richard Blanco

Inside Property: Getting The Right Mortgage

Richard Blanco
Original Broadcast:

Inside Property

Inside Property: Getting The Right Mortgage
There is a burgeoning offer of residential, buy to let and short term finance available and arguably the market has never been so competitive. But lending criteria and mortgage regulation can make getting the right finance quite a feat. Richard Blanco is joined by brokers Morgan Stewart from GPS Financial, Nick Blunt from One and All Financial Services and Scott Hendry from lender, Together Money to guide you through the mortgage maze.
Guests:

Morgan Stewart, Nick Blunt, Scott Hendry


Published:
Richard Blanco

Inside Property: State Of The Market

Richard Blanco
Original Broadcast:

Inside Property

Inside Property: State Of The Market
Richard Blanco is joined by Meera Chindooroy from the National Landlords Association, Lawrence Bowles from Savills and Richard Bowser from Property Investor News to analyse some of the factors driving the property market as we near the end of 2019. We discuss the latest sales and rental trends, the UK and global economy, housing politics, regulatory changes and landlord and developer sentiment. This programme was recorded just before the announcement of the December 2019 election.
Guests:

Meera Chindooroy, Lawrence Bowles, Richard Bowser


Published:
Richard Blanco

Inside Property: The Joy Of The Refurb

Richard Blanco
Original Broadcast:

Inside Property

Inside Property: The Joy Of The Refurb
Architect Richard Ganeshmoorthy and expert landlord developers MaryAnn Richmond-Coggan and Karen Gregory join Richard Blanco to discuss the joys and challenges of refurbishment. From finding the perfect wreck to managing your tradespeople, pushing through the difficult bit in the middle and charming your way through the snagging, we share our best tips and anecdotes.
Guests:

Richard Ganeshmoorthy, MaryAnn Richmond-Coggan, Karen Gregory


Published:
Georgie Frost

This is Money: Getting in and Moving on

Georgie Frost
Original Broadcast:

This is Money

This is Money: Getting in and Moving on
Georgie Frost and Editor Simon Lambert are joined by reporter Will Kirkman to talk property, getting in and moving on; living to 100 and whether your pension will last as long as you; Simon ‘shares’ his top tips that could bag you big and the trio don their flares and go back to the 70s.
Guests:

Simon Lambert, Will Kirkman


Published:
Georgie Frost

This is Money: Upsize, downsize,is swapping your home ever a good idea – and what are the pitfalls?

Georgie Frost
Original Broadcast:

This is Money

This is Money: Upsize, downsize,is swapping your home ever a good idea – and what are the pitfalls?
Much is made of the difficulties faced by first-time buyers to get onto the property ladder, but less talked about is the problem facing second steppers and those looking to downsize. As growing families struggle to afford to move up the property ladder could intergenerational house-swaps be the answer? That's the question editor Simon Lambert, assistant editor Lee Boyce and host Georgie Frost tackle this week. What are the potential stamp duty and inheritance tax traps to look out for, and is it a good idea? Meanwhile, we talk about the plans to protect physical cash, as usage continues to dwindle – that, despite a launch of a new set of Peter Pan 50p capturing the public imagination.
Guests:

Simon Lambert, Lee Boyce


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