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Georgie Frost

This Is Money: What next for house prices and is it harder to buy a home now vs 1974?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: What next for house prices and is it harder to buy a home now vs 1974?
House price predictions for next year have started to roll in, so where do the experts think they are headed next? Georgie Frost, Helen Crane and Lee Boyce discuss the property market - and delve into figures that attempt to tackle the tricky question: is it harder to buy a home now versus 50 years ago? And sticking with property, Halifax has launched a highly unusual fixed-rate mortgage — should borrowers be tempted? With the weather turning colder, we talk how to stay warm this winter without breaking the bank and whether it is worth getting a fixed tariff with your energy firm. We reveal the amount you should have saved in your pension in every decade of your life to guarantee a golden retirement — and how much notice you should pay to these formulas. And lastly, Lee reveals his top tips for avoiding the out of contract rip-off trap — and how he's saving more than £400 in the next 12 months by doing so.
Guest:

Helen Crane


Published:
Georgie Frost

This Is Money: Are interest rate cuts about to stall?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Are interest rate cuts about to stall?
Inflation's spell below the Bank of England's 2% target has been brief and the latest CPI figure came in at a higher than expected 2.3%. Meanwhile, Bank of England boss Andrew Bailey has joined the Office of Budget Responsibility in stating that the recent Autumn Budget is likely to lift inflation, as employers face higher costs from national insurance and the rising minimum wage. On the other side of the Atlantic, President-elect Donald Trump is seen as bringing his own inflationary pressure, which could spread from the US to the rest of the world. So what does this mean for interest rates? Are cuts about to stall — and what happens next for borrowers and savers? Georgie Frost, Helen Crane and Simon Lambert, talk inflation, rates, mortgages and savings. The team also look at whether those needing to get a mortgage now should fix for two or five years. Plus, why the row over inheritance tax and farmers is symptomatic of Britain's bad tax system — and Simon's plan for a trade-off on IHT-free land. Crane goes on the case of money refunded for a faulty coffee machine much later to an empty gift voucher that had understandably gone in the bin. And finally, the listener question of the week is up and running, and it's one on sticking it to the man and having enough money to quit work for good.
Guest:

Helen Crane


Published:
Georgie Frost

This Is Money: What would YOU do if you were Chancellor for the Budget?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: What would YOU do if you were Chancellor for the Budget?
Whether you voted Labour or not, with any new government, there is a sense of optimism. Things can only get better… apparently. But within days, Rachel Reeves and co poured cold water over all that - and the gloom and doom about the economy and what then could be (and crucially not be) in the Budget hasn’t stopped. Well, Simon Lambert is fed up. So he has put forward an alternative budget with less than two weeks to go. Do you agree with him? And what would you do? Alongside Georgie Frost and Lee Boyce, the trio talk about budget pessimism. Did it need to be this way? There has been plenty of speculation that NI paid by employers will rise and they may even have to pay NI on pension contributions. What does that mean? This week CPI fell below the Bank of England's 2% target in September, reaching its lowest point in three years. What does that mean for interest rates? More major lenders have put mortgage rates up - where next for home loan deals? And just what is Sonia, if not an Eastenders character or 80s pop star? Lastly, there has been plenty of pre-budget speculation about inheritance tax. But what about the here and now... can you really get caught out by taking your extended family on an annual holiday?

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Georgie Frost

This Is Money: Can we turn pension saving into a fix for our finances?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Can we turn pension saving into a fix for our finances?
Savings plans to help financial resilience — are they any use? New tipping rules, and parents helping as mortgage lenders. Georgie Frost, Simon Lambert and Lee Boyce discuss (Lee also shares thoughts about his various collections over the years).

Published:
Adam Cox

Modern Mindset: Steven Truman on Dangerous Cladding

Adam Cox
Original Broadcast:

Modern Mindset

Modern Mindset: Steven Truman on Dangerous Cladding
Adam is Cox is joined by Steven Truman from Cladding Consulting. After the Grenfell report this week, Steven talks to Adam all about cladding remediation and the outcomes that could be useful to for people who live on these properties. https://www.claddingconsulting.co.uk/
Guest:

Steven Truman


Published:
Georgie Frost

This Is Money: Will stock markets keep stumbling — and how to be calm in a storm

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Will stock markets keep stumbling — and how to be calm in a storm
Stock markets around the world saw huge falls this week, but is it a sign of more trouble ahead or just a storm in a teacup? Simon takes a look at what’s behind it all, and why investors should avoid the temptation to start tinkering with their portfolios once the horse has already bolted. His advice is to ignore the voice in your head that says you should get out now to stave off disaster — but also pay attention to its existence. Good news for motorists, as car insurance premiums have started to fall for the first time in two years. Or is it? They still remain at near-record highs, and are up a whopping 48% since 2022. This is Money's Sam Barker discusses why premiums went so high, who has been worst affected, and how to keep costs down. Staying on the topic of insurance, the UK has been gripped by riots in the past week and This is Money has been looking at what your compensation rights are if your home or car gets damaged. Elsewhere, Sam explains the latest tactic broadband firms are using to squeeze cash out of their customers - and asks why the regulator Ofcom appears to be looking the other way. Mortgage rates have been shifting fast this week, and Simon rounds up the latest deals. We also answer a question from a reader who wants to know what to do with his £80,000 redundancy pay-off.
Guest:

Sam Barker


Published:
Georgie Frost

This Is Money: How far will interest rates fall - and what does it mean for you?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: How far will interest rates fall - and what does it mean for you?
Some relief for borrowers as interest rates start to edge down — has the economy turned a corner? Georgie Frost, Simon Lambert and Lee Boyce discuss this and the Chancellor's speech on Monday 29 July, looking ahead to the Budget in October. Also — are broadband and phone prices set to soar again?

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Georgie Frost

This Is Money: Saving, investing, property and pensions: How to grow your wealth long-term

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Saving, investing, property and pensions: How to grow your wealth long-term
Building up a savings pot and then investing to grow your wealth and provide a decent pension for retirement is the key to long-term financial success. But there's lots to consider at each step — and most people will want to buy a home along the way. So what do you need to think about when sketching out your lifetime finances and then trying to achieve your goals? Georgie Frost and Simon Lambert take it step by step and look at each element of saving, investing, buying a home and building a pension. How much should you have in an emergency savings pot? How do you move from saving to investing? How can first-time buyers get ahead in tricky times? How much do you need to save for retirement? They look at all of these things and more.

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Georgie Frost

This Is Money: Is being a Nimby really that bad - and what to do with awkward neighbours?

Georgie Frost
Original Broadcast:

This is Money

This Is Money: Is being a Nimby really that bad - and what to do with awkward neighbours?
It's official - we're complaining about our neighbours more, new data shows. When it comes to noise, many appear sick of barking dogs, squeaky trampolines and loud music ruining the enjoyment of our homes. Simon Lambert, Lee Boyce and Georgie Frost talk about neighbour wars — and what we can do about it. And sticking to the property front, does it matter if you're a 'super' nimby? And if you do want to fight back against developments in your area, what's the sensible way to do it? We also look at the danger of pricing your home too high - and the Rightmove data that shows just how risky it can be. Grandparents and parents are digging deeper than ever to send children to university. What do young adults need to know before they take out a student loan? Lee goes back to school to talk to kids about money and the working world - but what did HE learn from the experience? And from festivals to sporting events, why has having fun become so expensive?

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Adam Cox

Modern Mindset: Stephen Muers on the UK's Housing Issues

Adam Cox
Original Broadcast:

Modern Mindset

Modern Mindset: Stephen Muers on the UK's Housing Issues
Adam Cox is joined by Stephen Muers, the CEO of Better Society Capital. Following the fallout of the UK general election, the two discuss the recent speech given by Rachel Reeves about new housing. Stephen also tells Adam more about Better Society and what they do. https://bettersocietycapital.com/
Guest:

Stephen Muers


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