Share Sounds. related to Property & Mortgages - Online

The Bank of England has reached the peak with interest rates in this cycle. That's the firm view of the markets and most analysts, despite three members of the nine-strong Monetary Policy Committee disagreeing and voting for a rate hike this week. The question has now shifted from how high will rates go, to when will they be cut? The boldest predictions are for more than 1% to be shaved off the base rate next year. Does that fit with the Bank's 'hawkish hold' of the base rate this week? Georgie Frost, Lee Boyce and Simon Lambert look at what next for interest rates both here and in the US - and whether markets are running away with themselves. Plus, two years after they finally started to properly rise, what does heading back to a point where rates may fall mean for borrowers, savers and investors? Also on this week's show, is it better to use the central heating or an electric heater, the 'better' plan for a state pension triple-lock replacement, and the reasons Lee wants you to get in touch. And make sure you listen to find out why the team want to know how long your kettle takes to boil...

Adam is joined by US based private investigator Tammy Sorrento who is the founder of Fireball Approves. Tammy was nearly scammed out of thousands when looking for a holiday rental property. Her near miss lead her to go after the property scammers. Tammy explains that fraudsters go on rental sites and duplicate the advert and aim to take the money for a property that they don’t own. The victims are then lefts thousands out of pocket and may never see their money again. Tammy explains that UK based holiday makers are particularly at risk as they aren’t able to physically view the property. She also gives a few tips of the red flags that could expose a fraud and how to avoid them.

Child benefit and state pension - It’s not the most obvious link. But if you are a parent who is looking after a child instead of working, you need to register for child benefit in order to build up your entitlement in retirement age. Austerity swept away the universal child benefit and those households where one parent earns more than £50,000 have to start giving it back until it is removed altogether above £60,000. Unsurprisingly, many who fall into this bracket simply opt not to take it and see no point in registering. Unfortunately, mums and dads who stopped work to look after children are now finding they’ve missed building up their state pension. It should be easy to fix, but HMRC and the government have been stalling parents affected. That’s why This is Money has started a campaign to get this mess fixed, before it gets any worse. On this week’s podcast, Simon Lambert, Lee Boyce and Georgie Frost discuss how this all happened and why it matters to not just those affected. And finally, can you really have a weekend away in Europe, flights and a decent hotel for £57? Yes you can, thanks to a very clever new website we tracked down.

Georgie Frost and the This Is Money team present a housing special which explains everything you need to know about buying property!

Richard Blanco asks Douglas Haig, Vice Chair of the Residential Landlords Association and Richard Lambert, Chief Executive Officer of the National Landlords Association about the work of landlord associations; whether they can be legitimately seen as the voice of landlords; how their offer supports the landlord community; and why campaigns to prevent – and now roll back – recent tax changes have been thwarted. Also joining the debate is Vanessa Warwick, landlord and founder of propertytribes.com, who outlines the role she sees for digital platforms. What role might these organisations play as the government tries to professionalise and regulate the sector, should landlord associations merge to give them more clout, and is it fair to criticise web portals as a forum for ranting?

Financial heavy weights Lindsay Cook and Andy Webb join Georgie Frost in the studio. After years of rampant growth could the property market be cooling? As ever it all comes down to location but there are a few tips to make the best of the buyers market. Plus find out which charity fundraising site is in line for the sucker punch this week and why you could find many supermarkets overcharging you at the till.

It's the AIM-listed company with what's been described as a 'stratospheric' valuation. Purplebricks is a new breed of estate agent with an online focus. It made headlines when it raised almost £50mil in around 24 hours last week to fund a US expansion. It's now valued in the region of £647mil - close to the major players Countrywide and Foxtons. So what's behind the rise? Share Radio's Peta Fuller reports.

UK house prices will continue to rise in 2017 but at a much slower rate, according to research from the Halifax. Britain's biggest mortgage lender said annual house price growth would be running at between 1% and 4% by the end of the year. That compared with an average of 10% in March 2016. Halifax attributed the forecast to a "higher than normal degree of uncertainty" about the economy in 2017, linked to the recent fall in sterling. To discuss the predictions Sue Dougan was joined by CEO of eMoov, Russell Quirk.

Welcome to the This is Money and Share Radio podcast, presented in partnership with NS&I. This week of course the top financial story was Philip Hammond’s first, and indeed last, Autumn Statement. Just what state are the country’s post-Brexit finances in, and crucially what would the Chancellor offer to help his much referenced ‘Jams’? In the end those ‘just about managing’ certainly received a few headline policies but with predictions pointing towards low growth, high borrowing and high inflation many argue Jam spending has been spread too thin. There were also some losers with those enjoying salary sacrifice perks and letting agents coming into the crosshairs, as well as in fact the Autumn Statement itself which will now be scrapped. So what will all this mean for the pound in your pocket? Georgie Frost joins editor Simon Lambert and reporter Becky Rutt to answer just that. Also on the agenda this week they discuss Black Friday and for a slightly different purchase the opportunity to buy a road legal Formula 1 car. This is Money is presented by Georgie Frost in partnership with NS&I.

It's This is Money, your essential week's round-up of the biggest money stories in the UK and abroad. This week, guest-host Sue Dougan teamed up with Editor Simon Lambert and Personal Finance Editor Rachel Rickard Straus from the Financial Website of the Year, This Is Money. On the agenda today; A further rate cut looks unlikely for now, but that's not stopped the banks from taking full advantage of the chance to punish savers and borrowers alike. Meanwhile, a Pensions Roadblock is what we're calling people scared off from trying to get their nest egg in order. Is it just a bit complicated, or totally hopeless? And we'll also be taking a look at a new book on the hidden threat of Big Data: it's Weapons of Maths Destruction. This is Money is presented in partnership with NS&I.