Share Sounds. presented by Georgie Frost

Georgie Frost is joined in the studio by Share Radio's senior analyst Ed Bowsher. On the agenda today, they discuss the big story - today is Black Friday. Estimates suggest we could spend as much as 2-billion pounds in today's sales - which would make it the biggest shopping day of the year. But are the deals as good as they seem? Elsewhere, we're raking up debt at the fastest rate since 2008. Plus, despite many campaigns, two-thirds of households are yet to change energy providers, while three-quarters of homeowners lose thousands of pounds every year by failing to switch their mortgage. All these stories and more on The News Review.

How would you apologise to someone? There is no better way to say you're sorry than by buying a gift. However, this easing of conscience can rack up quite the price tag. We spend on average of £111 a year on apologising. With that being expensive, wouldn't an apology or making a nice meal be cheaper and perhaps go a long way? Well, to find out, Georgie was joined in the studio by Abigail Sutton from TopCashback.co.uk.

How often do you get your car serviced? Around half of us are delaying taking our vehicle to the garage because of the cost. Also, half of us don't make a pit stop before making a long journey. But could this be adding more money to your yearly car bill. To find out how, Share Radio's Dan Goldsmith spoke to former Top Gear presenter Tiff Needell.

Georgie Frost is joined in the studio by Hannah Maundrell editor in chief of money.co.uk. On the agenda today, they discuss the big story of the day, GB Energy Supply customers are being re-assured their money is safe, and they won't be cut off, after the company announced it's gone bust. Elsewhere, high street footfall was up nearly three per cent on Friday compared to last year giving retailers a much-needed boost. Plus, thirty million people could have to work until they are 70 before claiming the state pension. All these stories and more on The News Review.

The number of jobseekers been conned in recruitment scams are on the rise. Scams reported in the last year have risen by 300 percent. Vulnerable jobseekers are being tricked into losing money in fake job applications or scammed into paying for fake police checks, visas, travel and training, which are not required. James Innes, founder of the CV centre is in the studio to explain to Georgie why this is a massive issue.

Georgie Frost is joined in the ring by financial journalists Lindsay Cook and James Walker. This week, they take a look at the recurring issue of PPI claims and should families consider Secret Santa’s to cut spending on gifts this Christmas? Plus, who will win the sucker punch awards?

Consumer writer Megan French talks us through Black Friday. Whilst you may be able to grab some bargains beware of marketing ploys which aren't as good as they seem, Megan runs us through what is genuine and what is not as good as it all seems. We also find out our rights when returning products. And as ever we'll have a roundup of the latest and best deals the team have come across this week.

Do you have enough saved for retirement? In many cases especially for those who ought to be closest to the milestone, the answer is no. A new study found over a million people are set to retire on less than £9,500 a year. For more information, Nigel People from the Pensions and Lifetime Savings Association joined Georgie on the line.

Georgie Frost is joined in the studio by Russell Quirk, CEO of eMoov estate agents. On the agenda today, they discuss the big story of the day, Ofcom has told BT it must be partially broken up as it's not doing enough to meet competition rules. Elsewhere, Black Friday has helped the boom for shops and online retailers as Visa says Brits spent more than £2billion pounds on its cards dduring the American phenomenon. All these stories and more on The News Review.

Welcome to the This is Money and Share Radio podcast, presented in partnership with NS&I. This week of course the top financial story was Philip Hammond’s first, and indeed last, Autumn Statement. Just what state are the country’s post-Brexit finances in, and crucially what would the Chancellor offer to help his much referenced ‘Jams’? In the end those ‘just about managing’ certainly received a few headline policies but with predictions pointing towards low growth, high borrowing and high inflation many argue Jam spending has been spread too thin. There were also some losers with those enjoying salary sacrifice perks and letting agents coming into the crosshairs, as well as in fact the Autumn Statement itself which will now be scrapped. So what will all this mean for the pound in your pocket? Georgie Frost joins editor Simon Lambert and reporter Becky Rutt to answer just that. Also on the agenda this week they discuss Black Friday and for a slightly different purchase the opportunity to buy a road legal Formula 1 car. This is Money is presented by Georgie Frost in partnership with NS&I.