Share Sounds presented by Georgie Frost

We are regularly told that we aren’t saving enough into a pension, but how much is enough? A recent report suggested that while auto enrolment has dragged more people into saving for retirement, it has also lulled them into a false sense of security. Currently, the system means 8 per cent of a worker’s salary must be going into a pension – unless they opt out – but that includes their contribution, basic rate tax relief and what their employer puts in. Experts suggest that depending on when you start that number needs to be more like a minimum of 12 per cent or even 15 per cent. So how can you make sure you are salting away enough to live in the style you’d like in retirement? On this week’s episode Simon Lambert and Georgie Frost dive into the world of pension saving and the tricks you can use to get more going into your retirement pot. Also this week, they talk Brexit-proofing your pension, wills – and how to get one if you don’t have one, and what you need to think about if you are moving house to try to get your kids into school.

The pros of the property market right now, and how to save energy this winter. If you can keep your head, while other home buyers lose theirs…you could get yourself a better deal! Plus, the team bust some energy-saving myths, looking at whether carbon credit offsetting is a big old waste of money – or a good way to save the planet. And ‘tis the season to book your festive break, but what are the top best-value destinations for your Christmas holiday?

Entrepreneurs and investors pay less tax on their profits to reflect the risk they take. That’s the principle that lies behind capital gains tax being lower than the rates charged on employment income. But the influential think-tank, the Institute for Public Policy Research, wants to rip up that system and charge the same rate on gains from selling shares or property as income tax – and hack back the annual capital gains tax allowance to just £1,000. Is this the kind of For the many not the few move that Britain needs to level the playing field between those with plenty of capital and the ability to make investments and those who don’t? Or is it just another planned tax raid on those putting their money to productive use and growing our collective wealth? On this week’s podcast, Simon Lambert and Georgie Frost dig into the IPPR’s proposals and look at whether this is the kind of thing that could become Labour party policy? They also look at long-term investments that have paid off, risky investments to be wary of and the one thing plenty of people are happy to sink thousands of pounds into knowing that they will lose a big chunk of their money – a brand new car.

This is Money with Georgie Frost, editor Simon Lambert and Product and Knowledge editor Sarah Davidson. Autumn is here and with it an ill wind through the savings market. Why are things looking so bleak and are there any warm spots to be found out there? There’s a hurricane happening in politics, the team offer some tips on how to weather the Brexit storm…find out if we should really be stock piling food and take a look at how Labours Right to Buy plans would work for renters and buy-to-letters. Plus just how much better for the environment are electric vehicles? And don’t forget you can stay up to date with all the latest, breaking money news, just go to thisismoney.co.uk or download the app.

This week, This is Money takes a look at a raft of inter-generation financial divide stories that have popped up in August. This includes why those born in the 1980s have less disposable income than those born in the 1970s according to the Office for National Statistics and why the Bank of Mum and Dad is creaking. Assistant editor Lee Boyce, reporter George Nixon and host Georgie Frost run the rule over these statistics, along with proposals to raise the state pension age to 75. This was from a right-wing think tank The Centre for Social Justice and has left many industry experts irate. We also discuss data showing that two thirds of older people say they feel hurt by the inter-generational financial criticism that they are lording it up at the expense of younger generations. We also talk metal bank cards – why on earth would you want one and who is offering them?

Social media use among sports stars has seen some of them become more than just a player – they are icons with a global following of millions who post their life off the pitch, as well as on it. Is Facebook, Instagram, Snapchat, Twitter and the like a good use of time for footballers and other sporting icons – or do they have the potential to damage the reputation of both player and club? That's what broadcaster Georgie Frost and assistant editor Lee Boyce discuss this week, alongside expert Ehsen Shah. He is managing director of B-Engaged Ltd and runs the social media accounts of more than 20 footballers, including Arsenal star Héctor Bellerín - who has 3million Instagram followers and 1.7million Twitter followers. He discusses what makes good social media use, developing four pillars needed to make a difference and why it isn't about the money. We also talk about the abuse players may receive, how much a post can be worth to a brand and the future of technology use with sportspeople.

The football season is back with bang but what happened off the pitch in the summer when it comes to money created major talking points. Assistant editor Lee Boyce and broadcaster Georgie Frost pick six of the financial hot topics when it comes to football from the last few months to give their thoughts and opinions. This includes £1.4billion being spent in the summer transfer window, with half of Premier League clubs breaking their individual player transfer record – so who got the best deal? We've got confirmation of Wayne Rooney heading back to England, but why have the financials caused controversy? Bolton Wanderers and Bury are on the brink. What has happened, will they be saved and is Financial Fair Play working? Elsewhere, the Forbes rich list of sports clubs makes for interesting reading, the Chinese cash influence grows and women's football received a huge surge of interest meaning more money.

It's fair to say environmental issues have moved to the forefront of the agenda in recent times. This week, editor Simon Lambert, assistant editor Lee Boyce and host Georgie Frost take a look at potential changes you can make to help the pound in your pocket turn a little greener. Simon explains his rallying cry for us to be his acronym 'Layby' rather than being labelled 'Nimbys'. Layby – or look after your back yard – is a movement to look after the country we live in. When it comes to investing, there is a growing movement where savers who want to combat climate change invest a small amount of money in the very companies eco-activists traditionally rally against, such as fossil fuel giants Shell and BP – so why? What can you do to be a more eco-friendly tourist? And finally… it's hard enough trying to predict how rapidly a normal car will depreciate, but estimating the loss of value of an electric vehicle is a whole other ball game. We reveal all.

Welcome to the This is Money with Georgie Frost, Editor Simon Lambert and assistant editor Lee Boyce Coming up on this week’s show…the pound. Bruised and battered by Brexit, it took another blow last week with some gloomy news about the UK economy. But with a no-deal potentially in the offing, how much more of a pounding will sterling take? The team look at what lies behind the decline, indeed why it’s fallen so much when jobs, wages and inflation aren’t doing badly, and what this means for interest rates and for the pound in your pocket. And don’t forget you can stay up to date with all the latest, breaking money news, just go to thisismoney.co.uk or download the app.

Welcome to This is MoneyBall, the podcast about what happens off the pitch. As it’s the European Championships this week, Georgie Frost and Lee Boyce go back to school – and talk about hockey. On last week's episode, the pair explored one year to the Tokyo Olympics from the boxing perspective. The view from Team GB hockey, however, is somewhat different: saved from a position of bankruptcy to being recognised as one of the best-run governing bodies in British sport. Could other sports take a lesson from hockey? Plus, what is it like to be a pro in a marginal sport, not awash with cash? And how hard is it to switch countries that you represent?