Share Sounds presented by Georgie Frost

There are three certainties in life. You know the drill. You’re born, you will die and you will listen to this podcast about tax. As another new tax year is upon us, editor Simon Lambert and host Georgie Frost explain the tax changes that will affect you. There is a nice pay rise for more than 20 million people as the personal allowance is raised. And Simon answers some of the questions on everyone’s lips: What is the lifetime allowance What is inheritance tax? Why do married couples get a tax break? Should families be rewarded when both parents work? How does national insurance work? And why do the cost of stamps and all your bills all go up on the same day? You'll learn an awful lot about things you need to know about tax without having to read about it.

It is 2019 – and yet we still haven't managed to kick racism out of football. We had the England vs Montenegro incident last month, distasteful incidents in Italy - and last weekend, closer to home, in the Championship. England international Danny Rose says he can't wait to 'get out' of the game altogether – what can be done? Assistant editor Lee Boyce and broadcaster Georgie Frost are joined in the studio this week by former Chelsea, Manchester City and England winger Shaun Wright Phillips for his views. Are players given enough support by clubs, do clubs and fans need to do more to finally stamp it out and can the Premier League really tackle the matter in house by throwing cash at the problem? Shaun also gives his views on football agents after it was revealed £211m was spent on agent fees between February 2017 and January 2018, while expert Darren Bailey explains their role. He also lifts the lid on what life was like at two clubs who saw investment pour in when he played for them – Chelsea and Manchester City. Shaun also reveals whether he'd like to get into football management, why players are told to watch what they say and how he lived in Bradley's basement in the Big Apple… for five months.

As we fast approach one fifth of the way through the 21st century, the world of finance is modernising in ways that would have been unimaginable a few years ago. And not always in a good way. The language of ‘savings’ has evolved to the point of dishonesty and even fraud. On this week’s podcast editor Simon Lambert and reporter George Nixon join host Georgie Frost to look at fancy new Innovative Finance Isas, at savings products that claim to offer 8% returns and to be protected by the official savings watchdog but are in fact risky investments – and the fraud investigation at London Capital and Finance, where thousands of ‘savers’ lost millions of pounds. Simon guides listeners through the dark side of mini bonds and the complex web of companies that savers’ money was poured into at LC and F before it collapsed owing £236m. The City watchdog supposedly overseeing the company is also now being investigated . On a cheerier note, George explains how teenagers are able to invest on the stock market and how easy it can be to get started, plus a couple of new free share dealing services, an old-fashioned holiday trap and whether insurance companies would pay out if your flash car crash is on video and on social media.

This week, broadcaster Georgie Frost and assistant editor Lee Boyce are joined by cricketer and author Isabelle Duncan, to talk about The Hundred, which is set to launch next year and what it could do for the game (and its finances). How do the 18 county clubs feel about the move, who will be involved, is it all about the money, can a draft system work and can it help encourage the next generation of cricketers to get involved? Elsewhere in the world of cricket, they talk Mankading, grassroots level, whether the old format will die off, why the game is booming in… Germany and what football can learn from the way women's cricket has boomed. Also on the show, Tottenham Hotspur finally move into their new ground this week with a game against Crystal Palace. We speak to broadcaster and Spurs supporter David Levene who has visited the new stadium about his first impressions – and whether it will spell a stint of success on the pitch. And Georgie gets caught up in a protest at Craven Cottage, as Fulham FC fans fightback against high ticket prices.

This is Money in partnership with NS&I. Host Georgie Frost and Editor Simon Lambert are joined by assistant editor Lee Boyce for an ISA special. With the clock ticking on Brexit and the tax year, now is the time to sort your ISA or pension. However, you may already be too late as some banks and building societies have already pulled their market-leaders. Saying that, Lee has still manage to find his top cash picks for 2019. Plus Simon helps you how to get started on investing in an ISA and how to choose the best (and cheapest) SIPP. The team call in the experts to give their last minute fund ideas and they tackle the B-word – Brexit- and it’s potential impact on your money, especially older savers.

The new F1 season is underway and with it, the release of a ten-part documentary series on Netflix – Drive to Survive – which gives an under the bonnet look at the multi-billion pound sport. Assistant editor Lee Boyce and broadcaster Georgie Frost are joined by Mail Online deputy motoring editor Rob Hull, to talk about the show – and what it could do for the sport. We talk through the money needed for manufacturers to compete and how drivers also need to have heavy backing to get a seat on the fiercely competitive grid. One millionaire invested in a team and gave his son a drive – and there is a similar situation in MotoGP, is that fair? Plus as Team Sky becomes Team Ineos, we take a look at what that deal means for the future of cycling – and will its billionaire founder, Sir Jim Ratcliffe, really buy Chelsea too?

The Government wants to scrap gas boilers in new homes by 2025 – but what are the viable alternatives? And how much will they cost? This week, This is Money editor Simon Lambert, reporter Grace Gausden and host Georgie Frost explore the options. And on the energy theme, you can now ask Alexa: when will my electricity bills be cheapest? Energy company Octopus has teamed up with Amazon, the creator of Alexa, and will pay customers to use electricity at off-peak periods. Sound too good to be true? We also talk 'dumb' smart meters and reveal which energy firm we're leaving en masse... Plus the team teach you the tips of the successful haggle as it emerges which telecoms giants are easiest to bargain with.

How do you go from life in the City to working as a football manager? That is what ex-Brentford, Rangers and Nottingham Forest manager – and former city trader - Mark Warburton did. He joins broadcaster Georgie Frost and assistant editor Lee Boyce to reveal how he made a leap from a 20-year career in London's financial world to football management at 40. He also discusses how there are no Brexit plans for English Premier League in Europe, whether the global power balance is shifting, and what this means financially for football in the UK. Meanwhile, after an exhilarating weekend of rugby – mainly for the Welsh and Scottish fans - the future of the Six Nations and indeed the sport itself appears to be at a crossroads, with potential private equity investment on the cards. And England coach Eddie Jones has vowed to get in a sports psychologist after letting a huge lead slip this weekend – are they worth hiring? Nike nails its colours to the mast with women's sport by announcing a shirt sponsorship deal for 14 nations ahead of the World Cup – and it's revealed that the England women's rugby team was paid exactly £0 for winning the Six Nations Grand Slam.

With all the shenanigans in Westminster last week you could be forgiven for failing to register we had a Spring Statement at all – let alone clocked its finer points. Editor Simon Lambert, assistant editor Lee Boyce and host Georgie Frost fill you in on what you may have missed. It includes forecasts from the Office for Budgetary Responsibility on the UK economy, along with income growth, interest rates, the pound and house prices. We also have the true scale of the tax burden on families and businesses, with the overall tax take equivalent to 34.6% of Britain's economy, a level not seen since Harold Wilson was Prime Minister. Income tax receipts will rise nearly £54billion in the next five years, with steep rises forecast for National Insurance, VAT and Corporation Tax. A hike in probate 'fees' was waved through without a vote or debate in parliament by classifying it as a fee not a tax – but the ONS is now calling it a tax. The OBR also reveals that two flagship savings schemes have not been anywhere near as popular as planned, while boilers are out – as are feed-in tariffs from solar panels.

Premiership rugby champions Saracens deny they breached salary cap regulations after recent allegations, while Manchester City are in the UEFA spotlight over Financial Fair Play. On the latest This is Moneyball podcast, assistant editor Lee Boyce and co-host Georgie Frost take a look at salary caps and whether they work in sport – with many top US sporting leagues having them. Christopher Stoner QC is our guest this week, as he helps navigate through the maze – and also helps take a look at what the FFP is, and whether it is working. Sir David Crausby, MP for Bolton North East joins us to tell us what is going on at the Trotters, with the future of the historic club in limbo – have the new potential owners been vetted enough? Elsewhere, we talk about the weekend of bad football 'fan' behaviour at grounds in England and Scotland, with Jack Grealish being punched in the Aston Villa vs Birmingham game – can more be done to protect players? The United States women's soccer team files a gender discrimination lawsuit and a bunch of 'cyber nerds' attempt to take over a Staffordshire football club – and fail.