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The UK Office for National Statistics reports that one person in every six was born overseas. It's evident that geographical mobility is already with us: the problem is now social mobility. Solutions lie not with parochial nationalism, but in working with business and organisations with an international governance remit such as the UN for a long-term resolve, just as we are attempting to do with climate change. Background music: 'Wandering Soul' by Asher Fulero image source: Hippopx https://www.hippopx.com/

Interest rates rise by the highest amount for decades: what does it mean for your money? But despite rising rates, are savers losing out and what can you do about it? Plus 'stealth' taxes — are they more palatable? And gas prices fall, but does it mean lower energy costs? And finally — should you invest in a BTT? Georgie Frost and Simon Lambert help to steer you through the money maze.

If the jobs report and Federal Reserve didn't surprise investors, some earnings reports sure did. Andy Cross and Jason Moser discuss how two of the "War On Cash" stocks are doing, Etsy's cautious optimism heading into the holidays, North American same-store sales fueling the rise of Starbucks, and the latest from Qualcomm, Atlassian, and Uber. Plus, 19 minutes in, Rachel Warren talks with Jon Maier, chief investment officer at Global X, about how to protect your portfolio during an economic downturn and trends he's watching over the next 3, 5, and 10 years. The, 30 minutes in, Andy and Jason return to talk about Hershey's latest quarter, investing strategy for a college student, and two stocks on their radar: Ulta Beauty and The Trade Desk. Stocks mentioned: SQ, PYPL, ETSY, SBUX, QCOM, TEAM, UBER, HSY, VOO, ULTA, TTD. Host - Chris Hill; Guests - Jason Moser, Andy Cross, Rachel Warren, Jon Maier

If you think this is a market that will automatically reward a stock because the company posted record revenue, think again. Asit Sharma discusses why today's announcement from the Federal Reserve won't change the way he invests, record revenue highlighting Airbnb's 3rd-quarter results, and whether today's drop in share price looks like a buying opportunity. At 8 minutes in, Ben Foldy, Wall Street Journal reporter and host of the podcast "Bad Bets", shares insights on Nikola founder Trevor Milton, his early career, and the steps that led to one of the hottest stocks of the pandemic. Companies discussed: ABNB, NKLA, KNX. Host - Chris Hill; Guests - Asit Sharma, Ben Foldy

Modern life is full of distractions: checking for messages, email, news — all these interruptions frequently result in nothing being done. This episode puts forward a technique to help you focus on one thing at a time, using timed periods to achieve a more productive lifestyle. Just getting started is half the battle, but this will help you see your tasks through to completion.

Adam Cox is joined by Professor Sir Cary Cooper and Dr Jorge Palacios, to discuss new research from SilverCloud Health which reveals how employees' mental health has been impacted post-pandemic. They look at the key factors that are detrimental to mental health, and how employers can improve their workers' mental health. https://www.silvercloudhealth.com/uk

Adam Cox is joined by Ian Chards, Gold Expert from Chards Coin and Bullion Dealers, to discuss new research which reveals the publics opinions on the upcoming potential recession. He explains how high inflation rates affect those keeping their savings in a bank, and how gold could be a good alternate investment. https://www.chards.co.uk/

Adam Cox is joined by Jennifer White, from the worldwide animal charity PETA, for Back British Farming Day to discuss how PETA's new campaign plans to support British Farmers. She explains the types of farming PETA would like to see done, and how possible it is for British farmers to grow vegan foods. https://www.peta.org.uk/

Richard Hunter, head of markets at Interactive Investor, updates Simon Rose on the latest 0.75% interest rate rises from the US Fed and the Bank of England's Monetary Policy Committee. As he explains, markets have reacted badly, more in response to the statements about the future, than to the rises themselves. He assesses Sainsbury's half-year numbers which show just how difficult times are for the supermarkets, with the discounters becoming ever more of a problem. Although the shares reacted positively, it is after a decline of around 30% over the last year.

Despite the box office declining another 14%, James Cameron-Wilson finds several films worthwhile. At #8 is enjoyable & unpredictable horror Barbarian. Bros, a studio LGBT romcom at #11 has been a financial bomb but James found it witty & compassionate. Hilma, the tale of abstract artist Hilma af Klint is, he thinks, Lasse Hallström's best film and one to seek out. He also admires the intelligent psychological drama The Good Nurse on Netflix with Eddie Redmayne & Jessica Chastain.