Share Sounds.

Adam Cox is joined by the CEO of The Happiness Planner, Mo Seetubtim, to discuss how likely Brits are to stick to resolutions and goals, and the reasons many people may be failing. They look at why journaling is a great tool to plan out goals, track progress and keep motivated, improving the chances of success in the long term. Mo also gives some fantastic tips for those who never tried journaling before on how to utilise the tool to ensure future success.

More than five years since pension freedom arrived a solution to take the pain out of investing in retirement is being lined up. Before pension freedom many savers were locked into buying an annuity with their personal pensions or defined contribution work schemes – and a lot of them felt they were getting a raw deal. That’s meant that keeping a pension invested and drawing on it as you choose in retirement has proved a very popular option. It is also a very tricky one to navigate – but now some simple help is at hand, so will it crack the conundrum of pension freedom without the pain? Tumbling annuity rates, an industry that failed to make sure people shopped around and the gamble on life expectancy that meant if you died early then you and your family would lose out, made annuities hugely unpopular. So, Chancellor George Osborne came up with a big bang approach that meant nobody had to if they didn’t want to anymore. The problem is that many people had simply opted for a ‘pay money into my pension while working and not think about it’ approach and so had no real idea how to invest for retirement. Now the industry has come up with a solution that involves savers being offered four ready-made investment deals when they first dip into their pension pots, if they do so without financial advice. On this week’s podcast George Frost, Tanya Jefferies and Simon Lambert, discuss whether this is the answer that savers need. They also look at the tsunami of pension and investment scams, what people can do to protect themselves and ask whether it’s the FCA or Google and the social media companies that should be doing more to crack down on it. Simon outlines his theory on why just as we are about to be able to get out and enjoy ourselves again, some big ticket inflation might hit. And the team look at another Santander 123 account rate cut – is it time for customers to finally give up, or is it a deal still worth having?

Want to keep up with the latest earnings updates from the States? Well join Chris Hill and the Motley Fool Radio Show team here on Share Radio, direct from Washington DC, for news, views and analysis of the US stocks that matter. In this week's show: JPMorgan Chase reports big earnings; Citigroup surprises; Wells Fargo disappoints; Online clothing reseller Poshmark and fintech company Affirm have big Wall Street debuts; Petco rises on its IPO; Zoom Video and Lemonade issue secondary offerings; Visa and Plaid call things off; Beyond Meat rises on a deal with Taco Bell; Intel gets a new CEO; And Ben & Jerry’s launches frozen dog treats. Motley Fool analysts Emily Flippen and Jason Moser discuss those stories and share two stocks on their radar: Penumbra and Pinterest. Plus, Motley Fool co-founder David Gardner and Motley Fool analyst Tim Beyers talk with Twilio co-founder and CEO Jeff Lawson about his new book, Ask Your Developer: How to Harness the Power of Software Developers and Win in the 21st Century.

In a world in which there is bias against female entrepreneurs – from accessing funding and being asked personal and risk-focussed questions in VC pitches, to lack of networking opportunities – we need advice and insight from someone in the know. In this episode, Tamara Gillan speaks with Kirsty Moore, Managing Director at HSBC Private Banking, who shares some of her wisdom – and why it’s important for women to be afforded the opportunity to start their own businesses and for them to flourish.

Adam was working with a lady that was feeling stressed and overwhelmed at work. Often working evenings, weekends and rarely taking holidays. She had tried CBT with limited results and wanted to feel a sense of balance in her life. Adam uses various approached to help her close down open loops in her mind, as she was thinking about work even when at home or when trying to sleep. Ideal for anyone feeling stressed or over-worked.

Saving, spending, planning — you've got money questions and we've got answers. Every week host Alison Southwick and personal finance expert Robert Brokamp challenge the conventional wisdom on life's biggest financial issues to reveal what you really need to know to make smart money moves. In this week's show, Bro pulled some strings and got both Megan Brinsfield and Sean Gates to join the team and talk about what they're doing, what they're not doing, and what you should consider doing to improve your finances in the new year. Plus, Alison tries her two hands at telling it like an economist.

Professor Tim Evans of Middlesex University believes a coming reckoning for social media will be accelerated by the events in America's Capitol Building. He asks what the pandemic tells us about the evolution of science and how Britain has improved its early poor performance in the response to Covid-19. And he looks at the significance of the Strong Horse Theory in Political Science, particularly with regard to Keir Starmer and Labour and possibly Donald Trump too.

Share Radio's technology editor Steve Caplin marks the anniversary not only of the word "robot" but also of the first woman being sawed in half. He reveals the most-edited Wikipedia pages and Elon Musk's plans for bringing broadband to the remoter areas of the UK. He informs us of a sophisticated and expensive pet entry system as well as a robot that keeps pets occupied, along with a bird feeder with facial recognition. From the online CES he highlights a transparent computer screen, AR glasses with 5 virtual displays and a wellness lavatory.

With no cinemas open in the UK, James Cameron-Wilson looks at the news that Netflix is to move into movie-making in a big way, announcing a slate of 70 films featuring some major star names. He reviews one of Netflix's big hopes for awards glory, Pieces of a Woman starring our own Vanessa Kirby as well as One Night in Miami, a fictionalised account of an amazing night in American history. He also looks at the nominations for their awards just announced by the London Film Critics Circle.

Russ Mould of A J Bell asks the all-important question: when will the bull market end? What's keeping it going and what could take liquidity away from it? Russ believes investors should keep their eye on IPOs and other capital raisings, which could be a sign of froth at the top of the market. And while the UK has some catching-up to do and is still relatively cheap, he does not believe that UK stocks would be immune if markets took a tumble elsewhere.