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The industry defining companies continue to win in fast-casual, music streaming, and transportation. Emily Flippen and Matt Argersinger discuss Chipotle’s status as big burrito, and how things look as the stock hits all-time highs, Spotify and Uber’s impressive combo of growth and efficiency, and earnings updates from Roblox, Simon Property Group, and Enphase. Then, 19 minutes in — Valentine’s day is coming up! To help our listeners in matter gift-giving and money in relationships, Deidre Woollard caught up with Scott Rick a marketing professor at The University of Michigan and the author of "Tightwads and Spendthrifts: Navigating the Money Minefield in Real Relationships." Finally, 34 minutes in, Emily and Matt break down two stocks on their radar: Starbucks and Snap. Stocks discussed: CMG, SPOT, UBER, RBLX, SPG, ENPH. Host - Dylan Lewis; Guests - Emily Flippen, Matt Argersinger, Deidre Woollard, Scott Rick

Disney’s quarter included sports, games, and a healthy dose of cutting costs. Rick Munarriz and Deidre Woollard discuss Disney’s ability to cut costs, how Disney plans to extend its IP into gaming, and ESPN’s power moves. Then, 17 minutes in, Kirsten Guerra explores the complicated logistics that drive 1-800-Flowers. Companies discussed: DIS, FLWS, NFLX, FUBO. Host - Deidre Woollard; Guests - Rick Munarriz, Kirsten Guerra

Adam Cox is joined by Julie Spinks and Jerry Whiteley from WaterSafe to explore recent research findings indicating that more than half of Brits are not engaging approved plumbers, posing risks to the proper execution of plumbing tasks and the safety of their drinking water. The discussion focuses on guiding individuals in ensuring the selection of reliable plumbers and empowering the public to maintain their plumbing effectively. Julie and Jerry offer advice on preventing expensive callouts and share insights into addressing smaller plumbing tasks at home. https://www.watersafe.org.uk/

It's hard to think of a better week to publish this episode than just before Valentine's Day: and the research which hit media headlines the week before on the impact of Viagra on reducing Alzheimer's must be a good motive as well! Adam Cox uses regression techniques to re-build relationship chemistry in order to tackle the dynamics that can follow life events such as pregnancy — but of course love is a many-splendoured thing, and eros is only one dimension.

Neil Shah of Edison Group looks at the housebuilding sector in the light of Barratt's bid for Redrow, a deal the market has not looked favourably upon. There is a severe shortage of new housing but it is a difficult time for housebuilders, with difficulties over planning and environmental rules and higher interest rates, Neil feels that the sector is cyclical and that, over the long term, the fundamentals are attractive for investors.

While UK box office rose 25%, James Cameron-Wilson found the animated Migration, #1, as processed as American cheese. #2 spy spoof Argylle from Matthew Vaughn he found over-familiar, over-long, unbelievable and lazy filmmaking. #5 is The Zone of Interest which, despite its 5 Oscar nominations, can be hard to see in cinemas. James, however, heartily recommends American Fiction at #10, also garnering 5 Oscar nominations, with Jeffrey Wright as a multi-faceted writer trying to break down stereotypes.

Steve Caplin enviously discusses Apple's Vision Pro's features, still only available in the US. Korean scientists believe electric bandages will heal bones more quickly. An app will guide blind people directly to bus stops and another will help identify anything they pick up. A clever gadget will ensure that you can drill perpendicular holes. Seoul scientists believe they're discovered the reason that dinosaurs had feathers before they could fly. A new minimal phone does less for a steep price. And an American scientist has been told AI cannot be an inventor.

Tim Price of Price Value Partners considers the possible outcomes, given that interest rates have risen from a record low in a world awash with debt. He discusses the pendulum of economic growth shifting towards the BRICs and Asia (minus China). And he laments the failure of governments to learn the conseqences of interfering with markets. He suggests, when it comes to the drive to Net Zero, that people ask "Who benefits"? And, explaining his own investment principles, while he still feels inflation is a clear and present danger, he believes that precious metals and commodity stocks are at bargain levels.

Universal provision of free health and social care plus the payment of interest on government debt comprise nearly two-thirds of UK public spending. We need fresh polices underpinned by a new set of principles appropriate for the 21st century, and political advisers and pundits would do well to check our Thought for this week when constructing their manifestos for the approaching UK general election. Background music: 'Everything Has a Beginning' by Joel Cummins

The Bank of England held base rate once again at 5.25%, the fourth hold in succession – but this time, it was a genuine split by MPC members. So, when will we start seeing rates fall – and will inflation really be at the target 2% by April? Simon Lambert, Lee Boyce and Georgie Frost discuss what another interest rate pause means for you – and what that means for savings and mortgage rates, along with investors. Where do you stand on the smart meter debate? With This is Money readers getting in touch to say they’re stuck with faulty devices, are they worth having? Lee says he still has no plans to get one of the marmite devices while Simon believes they can be worth it, especially for those who are rubbish at submitting meter readings. We also go back to school and have a maths lesson from Mr Lambert to reveal the six real world calculations you should have in your arsenal to improve your financial health. And we get on the money therapist’s couch to discuss the pitfalls of getting - and over-using - a joint bank account… should a partner ever be made to feel guilty for spending?