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Sarah Pennells (1)

Your Money, Your Future: Ethical investments

Sarah Pennells (1)
Original Broadcast:

Your Money, Your Future

Your Money, Your Future: Ethical investments
In this week’s edition Sarah looks at ethical investing – what it involves and how you can make money from it. It’s been around for more than 30 years, but how many of us know what it means, let alone do it?
Guests:

John Ditchfield, Simon Clements, Becky O’Connor, Dan Hird


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Sarah Pennells (1)

Your Money, Your Future: Finding an IFA you can trust

Sarah Pennells (1)
Original Broadcast:

Your Money, Your Future

Your Money, Your Future: Finding an IFA you can trust
With so many websites and so many companies offering financial information, how do you go about finding a good financial adviser you can trust? Sarah gathers hints, tips and advice from her guests.
Guests:

Claire Walsh, Carolyn Gowan, Alex Whitson


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Sarah Pennells (1)

Your Money, Your Future: Switching current accounts

Sarah Pennells (1)
Original Broadcast:

Your Money, Your Future

Your Money, Your Future: Switching current accounts
It's almost three years since new rules were brought in to make it quicker and easier to switch bank account, but figures show that only 3% of us do this every year. Two weeks ago the competition watchdog published its report into banking - shying away from recommending that the banks had the interest rate on their overdrafts capped. Sarah looks at why you should switch and the best way to do it, and what you need to consider.
Guests:

Andy Webb, Kevin Mountford, Matt Sanders


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Sarah Pennells (1)

Your Money, Your Future: Planning for retirement

Sarah Pennells (1)
Original Broadcast:

Your Money, Your Future

Your Money, Your Future: Planning for retirement
To get the most out of retirement, financially and in terms of what you do, it's really worth planning for. Not just how much you put into your pension, but when you retire, how you retire and how much money you'll need. When should you do this kind of planning, do you need professional advice or can you work it all out yourself? And what are your options if you've not yet thought about your retirement?
Guests:

Gareth Shaw, Michelle Cracknell, Anna Sofat


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Sarah Pennells (1)

Your Money, Your Future: Should you re-mortgage?

Sarah Pennells (1)
Original Broadcast:

Your Money, Your Future

Your Money, Your Future: Should you re-mortgage?
This week Sarah asks whether you should re-mortgage. What does this week's Bank of England interest rate cut mean for your if you're on a variable rate or if you're thinking of buying or remortgaging? She is joined by Ray Boulger of John Charcol mortgage experts, David Hollingworth of L&C mortgages and Andrew Montlake of Coreco.
Guests:

Ray Boulger, Andrew Montlake, David Hollingworth


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Sarah Pennells (1)

Your Money, Your Future: Gardening for pleasure and for profit

Sarah Pennells (1)
Original Broadcast:

Your Money, Your Future

Your Money, Your Future: Gardening for pleasure and for profit
Can doing up your garden add value to your house? Sarah talks about the growing popularity of gardening with Elspeth Briscoe, founder of My Garden School, Juliet Roberts, editor at Gardens Illustrated and Petra Hoyer Millar, the Oxonian Garden Blogger.
Guests:

Elspeth Briscoe, Petra Hoyer Millar, Juliet Roberts


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Sarah Pennells (1)

Your Money Your Future: Annuity Rates

Sarah Pennells (1)
Original Broadcast:

Your Money, Your Future

Your Money Your Future: Annuity Rates
It's been over a year since changes to the rules on pensions which meant that you don't have to buy an annuity - a product that converts a pension into a regular income. But for those who want that security of an income that's guaranteed for as long as they live, there's bad news as annuity rates have been falling. Sarah Pennells talks to Billy Burrows from William Burrows annuities and Andrew Tully from Retirement Advantage.
Guests:

Billy Burrows, Andrew T


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Sarah Pennells (1)

Your Money, Your Future: Employee Share Ownership Schemes

Sarah Pennells (1)
Original Broadcast:

Your Money, Your Future

Your Money, Your Future: Employee Share Ownership Schemes
It is reported that two million people currently own shares in their employer due to employee share ownership schemes, but what does this actually mean? To find out Sarah is joined by Malcolm Hurlston, chairman of the Employee Share Ownership Center and by Debbie Lovewell-Tuck from the Employee Benefits magazine.
Guests:

Malcolm Hurlston, Debbie Lovewell-Tuck


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Sarah Pennells (1)

Your Money, Your Future: Reviewing Your Finances

Sarah Pennells (1)
Original Broadcast:

Your Money, Your Future

Your Money, Your Future: Reviewing Your Finances
After last week’s EU Referendum result we're told that for long term investors you should sit tight. But it's also true that you shouldn't just ignore your investments and a regular financial review can keep you on track. Sarah Pennells shares some tips on how to review your finances, especially during this economically tumultuous period. Stephen Chilcott, from Addidi Wealth, debates whether it is a good time to have a financial review; while Gemma Godfrey, from Moo.la, looks at rebalancing investments. Rodney Hobson, author, broadcaster and financial writer, looks at the current stock market trends.
Guests:

Stephen Chilcott, Gemma Godfrey, Rodney Hobson


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Sarah Pennells (1)

Your Money, Your Future: Understanding Financial Jargon

Sarah Pennells (1)
Original Broadcast:

Your Money, Your Future

Your Money, Your Future: Understanding Financial Jargon
When was the last time you read all the small print that comes with a plan or policy? And if you read it, did you understand it? Sarah Pennells and her guests talk through financial jargon and try and demystify some of the important terms you may not be familiar with. Financial Journalist Simon Read explains what terms that can catch people out while Ian Lees, author and financial IFA, looks at investment charges, what they mean and why they matter. Rod Jones, from USwitch, looks at energy companies and the issues revolving around exit fees.
Guests:

Simon Read, Rod Jones, Ian Lees


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