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There are just a few days to go before the end of the tax year and that means it's time to sort your ISA, pension and finances before it's too late. With another tax raid on the way for investors on capital gains and dividends, this is one of the most important tax year ends in years. Simon Lambert talks to Rob Morgan, of Charles Stanley Direct, to find out what investors need to do and why sorting your pension and ISA can save you a substantial amount in tax.

Merchants are going to be taking a bigger cut of credit card swipes, what does it mean for VIsa and Mastercard? Bill Mann and Dylan Lewis discuss the tragic Francis Scott Key Bridge collapse in Baltimore and how it affects the port and the companies with goods going in and out of it, Visa and Mastercard’s $30B settlement with merchants over interchange fees, and a curious crypto story with Nilam Resources. Then, 12 minutes in, Tech insider Kara Swisher joins Deidre Woollard to talk about her new best-seller “Burn Book” and how a tech CEO helped her kids use social media a little less. Companies discussed: V, MA. Host - Dylan Lewis; Guests: Bill Mann, Deidre Woollard, Kara Swisher

including his latest, “The Ownership Dividend.” Deidre Woollard caught up with Peris to talk about why he believes we’re about to witness a resurgence of dividend investing. They also discuss the coming return of the “cash nexus”, semantics, and how academic finance differs from a real-world balance sheet, and why free cash flow is king. Host - Deidre Woollard; Guest - Daniel Peris

Adam and Lara discuss new research carried about by the Business Disability Forum, part of which looks at how disabled people in the UK feel misrepresented. They also discuss how essential it is that businesses get it right when it comes to representing disabled people in their company. https://businessdisabilityforum.org.uk/

James Cameron-Wilson says that #1 Ghostbusters: Frozen Empire is the sort of film that makes him sorry he became a film critic, being rushed, full of bloated CGI and an utter waste of time. He found horror film Immaculate at #3, set in an Italian convent, nasty and utterly formulaic. He and Simon celebrate the cinema re-release of Ealing comedy The Lavender Hill Mob while James urges everybody to see Anthony Hopkins in the amazing true-life tale of Nicholas Winton and the Kindertransport, One Life, now out for home viewing.

Steve Caplin marvels at the success of Elon Musk's Neuralink brain chip, enabling a paralysed man to control a computer. He thinks filmmakers and song writers should be very afraid of AI technology that could make them redundant. He has hopes for an autonomous road repair system designed to stop potholes developing. He feels the investor of a bike lane sweeper hasn't thought things through properly. Northrup Grmman has won a contract to develop a railway on the moon. There's a stair-climbing robot vacuum. And the world's fastest camera has got even faster.

Russ Mould, after explaining why cocoa has recently become more expensive than copper, thinks the buoyancy of "Doctor Copper" could suggest the global economy is in ruder health than many believe. If so, he wonders why central banks are so keen to cut interest rates. And if inflation rises, commodities could return to fashion. He points out that mining stocks have failed to keep pace with commodity prices but emphasises that private investors should always ensure that they are diversified and don't put all their (Easter) eggs in one basket.

Professor Tim Evans of Middlesex University explains why the state pension age will have to rise, and rise quite soon, even though no vote-hungry politician is brave enough to admit it. Will any of them listen to the head of the Bank of International Settlements, who has warned governments to rein in borrowing to prevent a world debt crisis? And he looks at the collapse in public satisfaction with the NHS, not just in England but also in Wales, Scotland and Northern Ireland. Where, he asks, is the political will to admit that the 1948 NHS system is no longer fit for purpose and think afresh?

Rachel Reeves points to a sea change in economic policy, 'As we did at the end of the 1970s, we stand at an inflection point': but there's no indication, apart from a tiny hint of criticism for an 'inflexible welfare state', of moving away from the socialist dogma which is ruining health services in the United Kingdom. Meanwhile the Conservatives' fear of losing electoral support among the elderly leaves them incapable of introducing mandatory health insurance for wealthy old folk which the NHS can draw down as it's used. It's a confrontation where no strategy exists that allows any party to achieve victory — the only way through is to look for a consensus. Background music: 'People Watching' by Sir Cubworth

The Bank of England held interest rates again this week as inflation dropped once more. So, are we out of the woods yet? Will inflation keep coming back down towards target and the Bank of England soon seamlessly switch back to cutting rates? Or will central bankers be keen to hold onto higher rates, even if we get hit by a bout of disinflation? Georgie Frost, Lee Boyce and Simon Lambert look at what next for inflation and interest rates and what it means for your money. Also, should the Waspi women who saw their state pension age rise rapidly be compensated for the poor communication and how much of a victory was this week’s Parliamentary Ombudsman Waspi report a victory for them? As that happened, more news emerged on underpaid state pensions – as exposed by our Tanya Jefferies and pension columnist Sir Steve Webb, and the team update us on that. Plus, what’s going on with the chaos at HMRC and who is to blame for the failure to keep up with our increasingly tricky tax system. And finally, meet the Scambaiters – we find out what they do and why.