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Russ Mould of A J Bell explains why inflation – and the risk-free rate – are so important for pricing in markets. Expectations for interest-rate cuts being scaled back as inflation persists have helped gold reach record levels as investors look for stores of value. But Russ points out that silver has had less attention and is relatively cheap in comparison with gold. If there is a shift in the mood music, could it be silver's turn for a run?

Just in the United Kingdom alone, it has been estimated that there is £200 billion lying unclaimed as dormant assets. Better analysis is needed, more use should be made of search facilities by families — but the money needs to be put to work, prioritising inter-generational rebalancing. The Dormant Assets Act 2022 is a major step forward by Government, and the Reclaim Fund will enable its provisions to be put into practice. This will become an increasingly important contribution to empowering disadvantaged young people as the birth rate falls. Background music: 'Sea of Ancestry' by Jesse Gallagher.

There's a warning for savers who's fixed term deals are coming to an end - don't take your eye off the ball now or risk having your returns wiped out in a matter of months. A year ago, there was a flurry of savers choosing fixed-rate bonds as they improved drastically. But if you don't act, the chances are it'll rollover into an awful rate. Helen Crane, Lee Boyce and Georgie Frost talk savings, just as we head into a new financial year. Also on the savings front, NS&I reveals the rate of the new British Savings Bond - is it worth it? And an ISA millionaire reveals all to This is Money on how he built up a seven-figure pot. Helen tackles another reader problem – this time, it's a case of the unwanted and unneeded SIM card costing a pensioner couple hundreds of pounds. And on the utilities front, Lee reveals how Ofcom saved him from a 75% rise in his monthly broadband costs, and why you should check if you're out of contract with your mobile phone. Mortgage approvals are up - but house prices nudge lower. What's going on? Meanwhile, research shows a record third of all homes are being bought by first time buyers – and they make up 89% of buyers in one Berkshire town. Lastly, entrepreneur Tim Armoo runs the rule over five money-making fads doing the rounds on social media – are any of them worth your time?

Instead of the age of artificial intelligence, investors might be better off thinking of this as the age of co-intelligence. We dig into how you can embrace AI and put it to use. Jason Moser and Bill Mann discuss why Disney and Nelson Peltz were both winners in the company’s board fight, Alphabet’s rumored interest in marketing software provider Hubspot, and Spotify’s price hikes, the strength in Levi’s direct to consumer model, and a true blank check business. Then, 19 minutes in, Wharton Professor Ethan Mollick breaks down his four rules for using AI, and other tips from his new book Co-Intelligence: Living and Working with AI. Finally, 34 minutes in, Jason and Bill break down two stocks on their radar: Cognex and WD40. Stocks discussed: DIS, GOOG, GOOGL, HUBS, SPOT, LEVI, DJT, WDFC, CGNX. Host - Dylan Lewis; Guests - Jason Moser, Bill Mann, Ethan Mollick

Value and growth investors don’t need to be at odds; they’re all playing the same game. Jim Gillies and Ricky Mulvey discuss payments company, Nuvei, going private and the deal's winners and losers, a demand shift to hybrid vehicles, and what Tesla’s deliveries miss means for the carmaker. Then, 16 minutes in, Robert Brokamp and Alison Southwick take a look at a couple’s real-life finances. Companies discussed: NVEI, PYPL, ADYE.Y, TSLA. Host - Ricky Mulvey; Guests - Jim Gillies, Alison Southwick, Robert Brokamp, Tyler Satre, Cristen Oehrig Satre

Adam Cox is joined by Sarah Calcutt from City Harvest, and they discuss the large number of issues surrounding food waste. Sarah tells us some shocking stats, one of which states that if food waste was a country, it would be the third largest emitter of greenhouse gases in the world. https://cityharvest.org.uk/

In a session designed to build confidence for those in client-facing industries and in sales, Adam Cox looks at risk — reward using an analogy of visiting a casino. In contrast to putting a bet or stake at risk, he suggests that the only thing at risk in business development is your time, and that the rewards can be substantial. Such a mindset change can enable a more confident strategy for the future.

Russell Pointon of Edison Group talks to Simon Rose about the consumer sector where the M&A activity is confirming that a lot of companies are looking cheap. Best off are those companies able to pass on inflation, such as Gregg's. While things should get better this year, the sector isn't out of the woods yet. While this week's trading update from Topps Tiles saw reduced estimates, Russell is encouraged by the minor fall in the share price. Although the environment is currently tough, the shares look cheap and should rebound sharply as things improve. There are notes on them and the consumer sector on the Edison website.

James Cameron-Wilson reports box office up another 65% with Kung Fu Panda 4 #1 with over £5m. The animation is superb and the jokes were just good enough to keep James awake. #2 is Godzilla x Kong: The New Empire with £4.1m has amazing CGI and decent human performances from the likes of Rebecca Hall but James wasn't overimpressed with this, the 38th Godzilla film. He found #6 Mothers' Instinct with Jessica Chastain and Anne Hathaway to be a stylish 1960s thriller in the Patricia Highsmith mould, enjoying it so much he didn't want it to end. On Netflix, he found Shirley, with Regina King as Shirley Chisholm, fighting to become the first black woman in the US Congress a noble and nuanced history lesson, if not entirely compelling as a film.

Tech expert Steve Caplin explains to Simon Rose why NASA believes the Moon should have its own time zone. NASA also plans to grow crops there in two years' time. Is space junk becoming dangerous to us on Earth? UFO spotters are turning their attention to the oceans. Amazon is ending its "just walk out" shops in the USA. NVIDIA is developing AI nurses while DrugGPT is hoping to provide doctors with second opinions. An Emo robot attempting to mimic human expressions turns out to be rather creepy. The invisibility shield is now available to buy. And Steve recommends an inexpensive micro sander kit for tricky angles.