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Sara Williams started the Debt Camel blog after working for many years as an adviser at the Citizens Advice Bureau. Debt Camel attempts to give uncomplicated, non-prescriptive advice on a wide range of debt and credit history problems. Share Radio's Sara Macham started by asking Sara what motivated her to start the blog.

Every week, around 100 experts take to Twitter to kick off the week and share experiences, tips and questions on anything to do with money. Last time they discussed the all important issue of debt. To discuss further, Georgie was joined by David Taylor, whose site is Thinking Thrifty.

Georgie Frost was joined by Consumer Editor of Good Housekeeping Sara Benwell. Today on the agenda, they discussed how the government's being accused of not effectively tackling the causes of the gender pay gap. Plus they look into why step counting apps could be doing you more harm than good. All these stories and more on The News Review.

On Company Casebook this week Linda is visiting Wazoku - a fast expanding firm with big ideas about innovation whose software has already saved Waitrose millions of pounds by harnessing ideas about how to do things better put forward by staff, customers and other businesses they work with.

There was a debate on the Government's Article 50 Bill in the House of Lords last night, where Peers were urged to "respect" voters' decision to leave the EU. And Theresa May took the unusual step of sitting in the Lords to watch the opening speeches. There was also an attack from William Hague on Tony Blair, after the former Prime Minister called on his Brexit opponents to "rise up". Elsewhere, MPs clashed over whether Donald Trump should be given a state visit to the UK. This was in a Westminster debate last night. Meanwhile, Trump has named HR McMaster as his national security adviser. To discuss all these stories, Georgie was joined by Jack Sommers of the Huffington Post.

Joining Georgie Frost to discuss what the main market headlines of the morning are Panmure Gordon's veteran Market Commentator, David Buik. A busy morning of Company Announcements, including a difficult statement from HSBC. HSBC is blaming a year of "unexpected economic and political events" for a slump in annual profits. The bank made just under 2 billion pounds over the year, compared with nearly 11 billion in 2015. The company says uncertainties created through the last 12 months temporarily influenced investment activity and contributed to volatile market conditions.

Figures show that £10.9 billion was lost in the UK through cybercrime over a year and today we're being warned about ransomware, which is being used more and more by hackers. Despite this being a frequent type of cyber threat, new research has shown that 3 in 5 UK adults have never heard of ransomware. So would you know what to do if this happened to you? David Mole, security expert at Kaspersky Lab, joined Share Radio Breakfast to tell us more about the matter.

Share Radio Breakfast turns its attention to businesses who are fully committed to community work. This year will be the 30th anniversary of the Lord Mayor's Dragon Awards, which celebrates so called responsible businesses of all sizes and sectors. This year, the organisers are calling for firms to apply who run community programmes. To tell us more, Florelle Adat, project lead on the Lord Mayors Dragon Awards, joined Nigel Cassidy.

Today, leaders in the Northern Powerhouse debate will be gathering at the UK Northern Powerhouse International Conference. So what are the issues on the agenda? And what does the Northern Powerhouse mean for UK business and what can the Government do to help businesses embrace the opportunities? Jeremy Cook, Chief Economist at World First, joined Nigel Cassidy to discuss. And Jeremy started by explaining exactly what the term Northern Powerhouse means.

It's time to talk politics. The House of Lords has begun debating the Article 50 bill - legislation that, if passed, would empower Theresa May to trigger the UK's departure from the EU. Meanwhile, the Government has locked horns with its backbenchers over growing fears they may revolt on a re-evaluation of business rates. Adjustment occurs every 5 years or so to reflect changes in the property market, but, with the prospect of rate rises in Tory heartlands, not all Conservative MPs are onboard. Senior ministers have penned a letter to stave off the rebels-in-waiting, insisting bills will not rise for most firms. Will the Lords block Brexit? Is the Government about to blow small business out of the water? Simon was joined in the studio by Jerry Hayes, former Conservative MP and now barrister and political commentator, Bob Neil MP, former Communities and Local Government Minister, and Dr Nicholas Wright, Teaching Fellow in EU Politics at University College London.