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The Federal Reserve has raised interest rates 10 times since 2022. But you probably wouldn’t notice those hikes in a traditional savings account. Dylan Lewis caught up with Robert Brokamp to discuss how banks benefit from your inertia, and how that costs you, ideas for managing cash for the next few weeks, months, and years, money market funds paying more than 4%, and the caveats to understand before utilizing those accounts, and who can benefit from I Bonds and less-liquid savings vehicles. Website mentioned: https://www.fool.com/the-ascent/ Host - Dylan Lewis; Guest - Robert Brokamp

Late Monday Berkshire-Hathaway filed a 13-F with the SEC, so we're taking a closer look at what they've been buying and selling. Jim Gillies discusses Home Depot's lackluster 1st-quarter results masking an otherwise strong business, Capital One getting a boost from the Oracle of Omaha, and the surprising energy stock the Berkshire Hathaway team took a stake in. Plus, 19 minutes in, Alison Southwick and Robert Brokamp dip into the mailbag to answer your questions about investing, retirement, and more. Companies discussed: HD, BRK.A, BRK.B, COP, USB, BK, TSM, RH, BAC, OXY, AAPL, HPQ, ATVI, VTS. Host - Chris Hill; Guests - Jim Gillies, Alison Southwick, Robert Brokamp

Bang! Are you frightened by thunderstorms, fireworks or gunshots? And is it the bang itself, or the anticipation of it coming, which disturbs you the most? Anticipating fear may well be linked back to childhood, an embedded state of mind. So this episode introduces a new approach of resourcefulness designed to cope with such anxieties. Please be aware! - there are some sound effects built in to the programme, all designed to build in this new resilience.

Adam Cox is joined by Erin Lee, CEO of Flow Neuroscience, to discuss the issues with current treatments for depression, and how sufferers are affected. They also look at the Flow headset, how it works, and the advantages of using it over antidepressants and other treatments. https://www.flowneuroscience.com/

Adam Cox is joined by Liam Humberstone, Technical Director of Totally Wicked, to delve into the brand's innovative vape recycling scheme. Together, they explore the pressing environmental consequences of vapes without such initiatives and question whether recycling truly holds the solution to the issue of single-use vapes. www.totallywicked-eliquid.co.uk

Professor Tim Evans of Middlesex University says that Labour's ideas are becoming clearer, with Starmer's promise to boost housebuilding outmanoeuvring the Conservatives and setting the cat among the pigeons. He discusses whether immigration is out of control in a world where people are moving more than ever and explains why he thinks Labour will take exactly the opposite stance to the Tories. And he picks up on a largely unreported comment by Donald Trump, that America will eventually default on its debt, to highlight the battle that is looming over the future of money and the banking system.

James Cameron-Wilson takes Simon Rose through the latest box office charts, with Guardians of the Galaxy 3 still ruling the roost, though down 56%. Book Club 2: The Next Chapter is #4 with Diane Keaton, Jane Fonda, Candice Bergen and Mary Steenburgen. James found it awful and surprisingy smutty, treating the elderly as alcoholic bubblebrains. He found Brainwashed: Sex - Camera - Power fascinating, being a persuasive documentary about how cinema technique has disempowered and objectified women. He found action thriller The Mother, with Jennifer Lopez, utterly implausible and pointless.

Steve Caplin updates Simon Rose on the latest tech. NASA have developed autonomous EELS to see if there's life on one of Saturn's moons. There's an extinction level event camper trailer to keep you safe in the event of a Zombie Apocalypse, a gadget to make sea water drinkable, a wheeled suitcase that is supposed to operate your hotel aircon, lights & TV while a US company is giving away free tellies in return for bombarding you with ads. There are claims that Uber charges more if your phone battery is low while American scientists have found that airborne DNA is sufficient to identify people.

'Stop the boats' calls the UK Prime Minister, but there's no linking of his short-term strategy to the big global issues which are driving migration: conflict, poverty and climate change. That's why the Archbishop of Canterbury called for a new approach in the House of Lords last Wednesday, seeking to tackle the causes rather than just the symptoms, and calling for a long-term perspective to address these challenges. This episode contains his full speech in parliament. Background music: 'Freedom' by Dan Lebowitz

And there it was, another interest rate hike. Another quarter point move up seems almost commonplace now, but cast your mind back to the era after the financial crisis and we had to wait nearly ten years for the base rate to climb above its 0.5% 'emergency level'. It cut first and then base rate got all the way to the heady heights of 0.75%, before it was cut again when Covid hit. Yet, less than 18 months since the Bank of England started raising rates in December 2021, base rate has rocketed from 0.1% to 4.5%. The rate itself is still relatively low in historic terms, but the magnitude of the rise is not. So, are the Bank's ratesetters right to keep voting for hikes, has the full pain been felt yet, and why would you do this when all the forecasts suggest inflation is soon to nosedive? Georgie Frost, Tanya Jefferies and Simon Lambert discuss the latest rate rise and how high interest rates will go. Plus, is the return of the 100% mortgage absolute madness, a helping hand for trapped renters, or something in the middle of all that? Why people should claim pension credit or help their friends or relatives? And finally, not only will it lack the crisp one-liners of Succession, but an inheritance drama is not something you want to get into, so how can people avoid one?