This is Money: How to buy a home with less than £10,000, but is a small deposit mortgage wise?

High house prices mean that the biggest barrier to buying a home in Britain is raising a deposit. With mortgage interest rates at near record low levels, many would-be homeowners could afford monthly payments - but saving the average £30,000 deposit would take years. For a lot of first-time buyers that means a trip to the Bank of Mum and Dad, but what if that's not an option? It is possible to buy a home without raising tens of thousands of pounds, if you take a 95% mortgage. With one of these deals, a first-time buyer able to pass mortgage affordability tests could put down a 5% deposit of £10,000 and buy a £200,000 home. But is that a good idea? Didn't small deposit mortgages crash the economy a decade ago? Are they not leaving themselves heavily overexposed to falling house prices? In this week's podcast, Simon Lambert and Georgie Frost dig into the world of buying a home with a small deposit mortgage, busting the myths and considering the benefits and the risks.