This Is Money: Mortgage rates are rising again - should we be worried?

With not one but two mortgage spikes fresh in our minds, a flurry of rate rises have got home owners and potential buyers worried again. A bunch of major mortgage lenders raised their rates this week - and Santander did it twice. So, are we about to see another mortgage spike or is this just what brokers and lenders like to optimistically call a mere 're-pricing'? And what does this all mean if you need to remortgage soon or want to buy a home? Georgie Frost, Helen Crane and Simon lambert take a look at what's happening in the mortgage market, why rates are rising and whether the Federal Reserve flapping its wings on the other side of the world pushes up our homeowning costs. Plus, Simon explains why you may not want to put all of your savings into your pension as it might dent early retirement chances. The team look at how at the other end of the scale someone with a bigger pension than they need could pass it to their grandchildren. Helen details a worrying 'Crane on the Case' theft and how to protect yourself - and finally we discuss whether a passkey is the answer to our fraud fears.